Field Property Claims Jobs for OPT Students
Field Property Claims roles involve on-site damage assessments, policyholder interviews, and settlement negotiations, making them well-suited for OPT students with degrees in business, finance, risk management, or a related field. Most positions require a valid driver's license and extensive travel within an assigned territory. STEM OPT extension eligibility depends on your specific degree classification.
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If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Field Property Claims Adjuster. You will play a vital role in providing an outstanding customer experience by leveraging investigative and estimation skills to handle a variety of homeowner claims in a high energy team environment. You will travel to loss sites to conduct damage and coverage assessments and, when appropriate, write estimates for repairs. As a member of the SageSure Field Claims Team you'll have the opportunity to play a meaningful role in helping our policyholders get back to pre-loss condition. If you're interested in joining our growing Claims team, we'd love to hear from you.
What you'd be doing:
- Scope and estimate first party homeowners and commercial claims.
- Investigate and evaluate coverage and damage issues, communicating your findings to customers.
- Partner with external parties (contractors, public adjusters, attorneys, etc.) and internal business partners to handle complex claims.
- Identify suspicious losses, recommending SIU review and assist in such investigations, when necessary.
- Handle claims in compliance with all applicable regulations and internal processes.
- Support catastrophe response as needed, to include potential overtime and deployment.
- Any other duties needed to help drive our purpose and fulfill our values.
We're looking for someone who has:
- 3+ years of field property claims experience
- Claims Connect/Symbility estimating experience, including large loss estimation
- Excellent written and verbal communication skills
- Strong organizational abilities
- Empathetic interpersonal skills
- Adjuster licensed in home state or holds a non-resident license if license not required; meets requirements for licensing in additional states as needed
- Must have a valid driver's license.
Highly preferred candidates also have:
- Large/Complex loss estimating and claims handling experience
- Bachelor's degree
- Experience in catastrophe-focused environments
- Professional designations
About the Claims Team at SageSure:
On SageSure's claims team, you will be engaged in more than just investigating and resolving losses. From the ground up, you will be spearheading a best-in-class claims handling approach that utilizes transformative technology to support our customers, agents, and employees. Within our rapidly expanding organization, you will embody a leadership commitment to launch a market-leading claims function that is unparalleled in the industry. With the necessary resources and autonomy to leverage your knowledge and experience, you will create a comprehensive experience that transforms the traditional claims process, elevating it from a mere transaction to a personal relationship. As a member of this customer-focused and process-oriented team, you will represent the face of SageSure, providing assistance to our policyholders during their most challenging times. Whether you hold a formal leadership role or play a key part as a team player, you will coach, mentor, and engage with those around you in ways that bring out the best in people and drive change.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.
SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.
SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
California Applicants: View SageSure's Workforce Members' Privacy Notice - CA Privacy Policy & Notice of Collection
Overview:
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Field Property Claims Adjuster. You will play a vital role in providing an outstanding customer experience by leveraging investigative and estimation skills to handle a variety of homeowner claims in a high energy team environment. You will travel to loss sites to conduct damage and coverage assessments and, when appropriate, write estimates for repairs. As a member of the SageSure Field Claims Team you'll have the opportunity to play a meaningful role in helping our policyholders get back to pre-loss condition. If you're interested in joining our growing Claims team, we'd love to hear from you.
What you'd be doing:
- Scope and estimate first party homeowners and commercial claims.
- Investigate and evaluate coverage and damage issues, communicating your findings to customers.
- Partner with external parties (contractors, public adjusters, attorneys, etc.) and internal business partners to handle complex claims.
- Identify suspicious losses, recommending SIU review and assist in such investigations, when necessary.
- Handle claims in compliance with all applicable regulations and internal processes.
- Support catastrophe response as needed, to include potential overtime and deployment.
- Any other duties needed to help drive our purpose and fulfill our values.
We're looking for someone who has:
- 3+ years of field property claims experience
- Claims Connect/Symbility estimating experience, including large loss estimation
- Excellent written and verbal communication skills
- Strong organizational abilities
- Empathetic interpersonal skills
- Adjuster licensed in home state or holds a non-resident license if license not required; meets requirements for licensing in additional states as needed
- Must have a valid driver's license.
Highly preferred candidates also have:
- Large/Complex loss estimating and claims handling experience
- Bachelor's degree
- Experience in catastrophe-focused environments
- Professional designations
About the Claims Team at SageSure:
On SageSure's claims team, you will be engaged in more than just investigating and resolving losses. From the ground up, you will be spearheading a best-in-class claims handling approach that utilizes transformative technology to support our customers, agents, and employees. Within our rapidly expanding organization, you will embody a leadership commitment to launch a market-leading claims function that is unparalleled in the industry. With the necessary resources and autonomy to leverage your knowledge and experience, you will create a comprehensive experience that transforms the traditional claims process, elevating it from a mere transaction to a personal relationship. As a member of this customer-focused and process-oriented team, you will represent the face of SageSure, providing assistance to our policyholders during their most challenging times. Whether you hold a formal leadership role or play a key part as a team player, you will coach, mentor, and engage with those around you in ways that bring out the best in people and drive change.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.
SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.
SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
California Applicants: View SageSure's Workforce Members' Privacy Notice - CA Privacy Policy & Notice of Collection
How to Get Visa Sponsorship in Field Property Claims
Confirm your degree supports the role
Field property claims positions typically qualify under business or finance degree categories. Verify your DSO agrees your job duties align with your degree field before accepting an offer, as this determines your OPT eligibility and any STEM extension potential.
Prioritize large regional and national insurers
Large carriers like national property and casualty insurers have established HR processes for OPT students and are more likely to support future H-1B sponsorship. Smaller independent adjusting firms often lack immigration infrastructure and may not sponsor beyond your OPT period.
Address the travel requirement upfront
Field claims roles require frequent driving across assigned territories. Confirm with your employer and DSO that extensive domestic travel within the U.S. doesn't affect your OPT status. International travel during OPT requires a valid visa stamp and advance parole considerations.
Track your employment authorization dates carefully
Your OPT EAD card has a fixed end date. Field claims training programs can run several months, so start your job search early enough to begin work well within your authorized period and leave time for any STEM extension application if eligible.
Ask about adjuster licensing support
Most states require a property and casualty adjuster license. Ask prospective employers whether they sponsor or reimburse licensing exam fees and study materials. Employer-supported licensing signals a longer-term investment in you, which often correlates with H-1B sponsorship willingness.
Document the connection between your duties and your degree
USCIS requires OPT work to be directly related to your degree. Keep written records of how your field claims duties, such as financial analysis of losses or risk evaluation, connect to your coursework in case your DSO or USCIS requests documentation.
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Get Access To All JobsFrequently Asked Questions
Does a field property claims job qualify for OPT work authorization?
Yes, if your degree is in a related field such as business administration, finance, risk management, or insurance. The job duties must be directly tied to your degree program. A field claims role involving loss analysis, financial assessment, and risk evaluation typically satisfies this requirement, but confirm the connection with your DSO before accepting an offer.
Can I work as a field property claims adjuster on STEM OPT extension?
This depends on your specific degree classification. Finance and risk management degrees may qualify as STEM under certain CIP codes, but general business administration degrees typically do not. Check your degree's CIP code against the DHS STEM Designated Degree Program List and confirm with your DSO well before your standard OPT period ends.
Do field property claims employers typically sponsor H-1B visas?
Sponsorship varies significantly by employer size and type. Large national insurers and publicly traded carriers have established immigration programs and a track record of H-1B sponsorship for claims professionals. Smaller regional firms and independent adjusting companies rarely sponsor. You can browse field property claims roles from employers open to OPT students on Migrate Mate.
Does the travel requirement in field claims roles create any OPT complications?
Domestic travel within the U.S. does not affect your OPT status. However, if you travel internationally during your OPT period, you'll need a valid visa stamp in your passport and a valid EAD card to reenter. Plan international travel carefully and carry your offer letter and EAD when crossing borders.
How does the state adjuster licensing requirement interact with OPT work authorization?
You can sit for property and casualty adjuster licensing exams on OPT, and most employers will sponsor or reimburse exam fees as part of onboarding. Licensing is a state-level requirement separate from your federal work authorization. Some states issue temporary licenses while your full application is processed, which lets you begin fieldwork without delay.
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