Fintech Jobs in North Carolina with F-1 OPT Sponsorship
F-1 OPT fintech jobs in North Carolina are concentrated in Charlotte, the second-largest banking hub in the U.S., and the Research Triangle, home to growing payments and insurtech startups. Major employers including Bank of America, Truist, and LendingTree have hired OPT candidates in data, software, and financial analytics roles across the state.
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Overview & Responsibilities
Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $32,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. The successful candidate will possess a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
About Republic Finance
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fundraiser for St. Jude Children's Research Hospital. Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance.
Responsibilities
- Actively seeks opportunities to originate new loan business with new and existing customers.
- Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
- Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
- Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
- Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
- Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks.
- Consistently meets or exceeds loan goals.
- Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
- Applies analytical skills to quickly and efficiently resolve any customer issues.
- Processes insurance claims, follow-ups and payments daily and maintains insurance log.
- Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
- Answers incoming phone calls; checks branch’s voicemail.
- Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
Requirements
- High school diploma or equivalent.
- Minimum of 1 year of sales experience (i.e., retail sales, goal-oriented or incentive based).
- Professional demeanor, positive attitude, strong communication and customer relations skills are a must.
- Ability to work in a high-performing, fast-paced, goal-oriented, team environment.
- Ability to successfully navigate priorities while paying close attention to details.
- Basic computer skills and familiarity with Windows & Microsoft Office.
- Ability to meet our acceptable standards for criminal background history, credit history and pass a pre-employment drug screen.
- Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state’s department of insurance.
Benefits
We offer a competitive compensation and benefits package including:
- Health, Dental, & Vision Insurance
- 15 days of Paid Time Off (PTO) to start + 1 additional personal day
- 401k + employer match
- Company provided Life Insurance & Long Term Disability
- Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
- Access to LinkedIn Learning's library of 10,000+ professional development courses
- Employee of the Month Program
- Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital
- Professional offices with a friendly team environment
- Monthly incentive bonus pay
- Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.

Overview & Responsibilities
Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $32,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today!
As a Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. The successful candidate will possess a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills.
About Republic Finance
We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fundraiser for St. Jude Children's Research Hospital. Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance.
Responsibilities
- Actively seeks opportunities to originate new loan business with new and existing customers.
- Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
- Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
- Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
- Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
- Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks.
- Consistently meets or exceeds loan goals.
- Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
- Applies analytical skills to quickly and efficiently resolve any customer issues.
- Processes insurance claims, follow-ups and payments daily and maintains insurance log.
- Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
- Answers incoming phone calls; checks branch’s voicemail.
- Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
Requirements
- High school diploma or equivalent.
- Minimum of 1 year of sales experience (i.e., retail sales, goal-oriented or incentive based).
- Professional demeanor, positive attitude, strong communication and customer relations skills are a must.
- Ability to work in a high-performing, fast-paced, goal-oriented, team environment.
- Ability to successfully navigate priorities while paying close attention to details.
- Basic computer skills and familiarity with Windows & Microsoft Office.
- Ability to meet our acceptable standards for criminal background history, credit history and pass a pre-employment drug screen.
- Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state’s department of insurance.
Benefits
We offer a competitive compensation and benefits package including:
- Health, Dental, & Vision Insurance
- 15 days of Paid Time Off (PTO) to start + 1 additional personal day
- 401k + employer match
- Company provided Life Insurance & Long Term Disability
- Employee Assistance Program - Confidential mental health support
Additional benefits with Republic Finance include:
- Access to LinkedIn Learning's library of 10,000+ professional development courses
- Employee of the Month Program
- Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital
- Professional offices with a friendly team environment
- Monthly incentive bonus pay
- Internal promotions
Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.
Job Roles in Fintech in North Carolina
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Get Access To All JobsFrequently Asked Questions
Which fintech companies sponsor F-1 OPT visas in North Carolina?
Charlotte-based financial institutions and fintech firms have historically hired F-1 OPT candidates, including Bank of America, Truist Financial, LendingTree, and AvidXchange. In the Research Triangle, companies like Bandwidth and Red Hat (which works with financial platforms) have also brought on OPT workers. OPT sponsorship depends on each employer's internal policies and the specific role, so direct confirmation from the hiring team is always necessary.
Which cities in North Carolina have the most fintech F-1 OPT sponsorship jobs?
Charlotte holds the largest concentration of fintech OPT opportunities in North Carolina, driven by its status as a major U.S. banking center. The Research Triangle area, covering Raleigh, Durham, and Chapel Hill, is a secondary hub with a growing number of payments, insurtech, and financial software companies. Both cities have active university ecosystems that make employers familiar with OPT hiring processes.
What types of fintech roles typically qualify for F-1 OPT sponsorship?
Roles that align with STEM-designated fields of study are common among F-1 OPT hires in North Carolina fintech. These include software engineering, data science, quantitative analysis, financial technology development, and risk analytics positions. Roles in product management, UX, or business operations can qualify under standard 12-month OPT if the work relates to the student's field of study, though degree alignment requirements vary by employer and DSO guidance.
How do I find fintech F-1 OPT sponsorship jobs in North Carolina?
Migrate Mate is built specifically for international students and filters fintech jobs in North Carolina by visa type, including F-1 OPT. Rather than sorting through hundreds of postings that don't mention sponsorship, Migrate Mate surfaces employers who have demonstrated willingness to work with OPT candidates. Searching by state and industry on Migrate Mate saves significant time compared to general job boards that don't surface sponsorship information clearly.
Are there any state-specific or industry-specific considerations for F-1 OPT sponsorship in North Carolina fintech?
North Carolina's fintech sector is heavily influenced by banking regulation, meaning many roles at larger Charlotte-based firms involve compliance-sensitive work that may require background checks or citizenship disclosures for certain positions. Students pursuing STEM OPT extensions (up to 24 months beyond standard OPT) should confirm that their degree program is on ICE's STEM Designated Degree Program List and that the employer can meet the formal training plan requirements. Always work with your DSO before accepting an offer.
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