Finance Jobs in Massachusetts with H-1B1 Sponsorship
Massachusetts is one of the strongest states for finance H-1B1 sponsorship, anchored by major employers like Fidelity Investments, State Street, and Liberty Mutual in Boston and its suburbs. The H-1B1 is available exclusively to Chilean and Singaporean nationals, making it a direct path into the state's deep financial services sector without H-1B lottery exposure.
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INTRODUCTION
At Capital One, we are creating responsible and reliable AI systems, changing banking for good. For years, Capital One has been an industry leader in using machine learning to create real-time, personalized customer experiences. Our investments in technology infrastructure and world-class talent — along with our deep experience in machine learning — position us to be at the forefront of enterprises leveraging AI. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to continuing to build world-class applied science and engineering teams to deliver our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.
Team Description:
The Intelligent Foundations and Experiences (IFX) team is at the center of bringing our vision for AI at Capital One to life. We work hand-in-hand with our partners across the company to advance the state of the art in science and AI engineering, and we build and deploy proprietary solutions that are central to our business and deliver value to millions of customers. Our AI models and platforms empower teams across Capital One to enhance their products with the transformative power of AI, in responsible and scalable ways for the highest leverage impact.
In this role, you will:
- Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to deliver AI-powered products that change how our associates work and how our customers interact with Capital One.
- Design, develop, test, deploy, and support AI software components including foundation model training, large language model inference, similarity search, guardrails, model evaluation, experimentation, governance, and observability, etc.
- Leverage a broad stack of Open Source and SaaS AI technologies such as AWS Ultraclusters, Huggingface, VectorDBs, Nemo Guardrails, PyTorch, and more.
- Invent and introduce state-of-the-art LLM optimization techniques to improve the performance — scalability, cost, latency, throughput — of large scale production AI systems.
- Contribute to the technical vision and the long term roadmap of foundational AI systems at Capital One.
The Ideal Candidate:
- You love to build systems, take pride in the quality of your work, and also share our passion to do the right thing. You want to work on problems that will help change banking for good.
- Passion for staying abreast of the latest research, and an ability to intuitively understand scientific publications and judiciously apply novel techniques in production.
- You adapt quickly and thrive on bringing clarity to big, undefined problems. You love asking questions and digging deep to uncover the root of problems and can articulate your findings concisely with clarity. You have the courage to share new ideas even when they are unproven.
- You are deeply Technical. You possess a strong foundation in engineering and mathematics, and your expertise in hardware, software, and AI enable you to see and exploit optimization opportunities that others miss.
- You are a resilient trail blazer who can forge new paths to achieve business goals when the route is unknown.
BASIC QUALIFICATIONS:
- Bachelor's degree in Computer Science, AI, Electrical Engineering, Computer Engineering, or related fields plus at least 4 years of experience developing AI and ML algorithms or technologies, or a Master's degree in Computer Science, AI, Electrical Engineering, Computer Engineering, or related fields plus at least 2 years of experience developing AI and ML algorithms or technologies
- At least 4 years of experience programming with Python, Go, Scala, or Java
PREFERRED QUALIFICATIONS:
- 6 years of experience deploying scalable and responsible AI solutions on cloud platforms (e.g. AWS, Google Cloud, Azure, or equivalent private cloud)
- Experience designing, developing, delivering, and supporting AI services
- Experience developing AI and ML algorithms or technologies (e.g. LLM Inference, Similarity Search and VectorDBs, Guardrails, Memory) using Python, C++, C#, Java, or Golang
- Experience developing and applying state-of-the-art techniques for optimizing training and inference software to improve hardware utilization, latency, throughput, and cost
- Passion for staying abreast of the latest AI research and AI systems, and judiciously apply novel techniques in production
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- Cambridge, MA: $197,300 - $225,100 for Lead AI Engineer
- McLean, VA: $197,300 - $225,100 for Lead AI Engineer
- New York, NY: $215,200 - $245,600 for Lead AI Engineer
- San Jose, CA: $215,200 - $245,600 for Lead AI Engineer
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

INTRODUCTION
At Capital One, we are creating responsible and reliable AI systems, changing banking for good. For years, Capital One has been an industry leader in using machine learning to create real-time, personalized customer experiences. Our investments in technology infrastructure and world-class talent — along with our deep experience in machine learning — position us to be at the forefront of enterprises leveraging AI. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to continuing to build world-class applied science and engineering teams to deliver our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.
Team Description:
The Intelligent Foundations and Experiences (IFX) team is at the center of bringing our vision for AI at Capital One to life. We work hand-in-hand with our partners across the company to advance the state of the art in science and AI engineering, and we build and deploy proprietary solutions that are central to our business and deliver value to millions of customers. Our AI models and platforms empower teams across Capital One to enhance their products with the transformative power of AI, in responsible and scalable ways for the highest leverage impact.
In this role, you will:
- Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to deliver AI-powered products that change how our associates work and how our customers interact with Capital One.
- Design, develop, test, deploy, and support AI software components including foundation model training, large language model inference, similarity search, guardrails, model evaluation, experimentation, governance, and observability, etc.
- Leverage a broad stack of Open Source and SaaS AI technologies such as AWS Ultraclusters, Huggingface, VectorDBs, Nemo Guardrails, PyTorch, and more.
- Invent and introduce state-of-the-art LLM optimization techniques to improve the performance — scalability, cost, latency, throughput — of large scale production AI systems.
- Contribute to the technical vision and the long term roadmap of foundational AI systems at Capital One.
The Ideal Candidate:
- You love to build systems, take pride in the quality of your work, and also share our passion to do the right thing. You want to work on problems that will help change banking for good.
- Passion for staying abreast of the latest research, and an ability to intuitively understand scientific publications and judiciously apply novel techniques in production.
- You adapt quickly and thrive on bringing clarity to big, undefined problems. You love asking questions and digging deep to uncover the root of problems and can articulate your findings concisely with clarity. You have the courage to share new ideas even when they are unproven.
- You are deeply Technical. You possess a strong foundation in engineering and mathematics, and your expertise in hardware, software, and AI enable you to see and exploit optimization opportunities that others miss.
- You are a resilient trail blazer who can forge new paths to achieve business goals when the route is unknown.
BASIC QUALIFICATIONS:
- Bachelor's degree in Computer Science, AI, Electrical Engineering, Computer Engineering, or related fields plus at least 4 years of experience developing AI and ML algorithms or technologies, or a Master's degree in Computer Science, AI, Electrical Engineering, Computer Engineering, or related fields plus at least 2 years of experience developing AI and ML algorithms or technologies
- At least 4 years of experience programming with Python, Go, Scala, or Java
PREFERRED QUALIFICATIONS:
- 6 years of experience deploying scalable and responsible AI solutions on cloud platforms (e.g. AWS, Google Cloud, Azure, or equivalent private cloud)
- Experience designing, developing, delivering, and supporting AI services
- Experience developing AI and ML algorithms or technologies (e.g. LLM Inference, Similarity Search and VectorDBs, Guardrails, Memory) using Python, C++, C#, Java, or Golang
- Experience developing and applying state-of-the-art techniques for optimizing training and inference software to improve hardware utilization, latency, throughput, and cost
- Passion for staying abreast of the latest AI research and AI systems, and judiciously apply novel techniques in production
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
COMPENSATION
- Cambridge, MA: $197,300 - $225,100 for Lead AI Engineer
- McLean, VA: $197,300 - $225,100 for Lead AI Engineer
- New York, NY: $215,200 - $245,600 for Lead AI Engineer
- San Jose, CA: $215,200 - $245,600 for Lead AI Engineer
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Job Roles in Finance in Massachusetts
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Get Access To All JobsFrequently Asked Questions
Which finance companies sponsor H-1B1 visas in Massachusetts?
Massachusetts has a concentrated base of financial services firms with H-1B sponsorship histories, including Fidelity Investments, State Street Corporation, Wellington Management, Putnam Investments, and Liberty Mutual. Many regional banks and fintech companies based in Boston and Cambridge also sponsor specialty occupation visa categories. H-1B1 sponsorship follows a similar employer-driven process, so firms already filing H-1B petitions are the most likely candidates.
Which cities in Massachusetts have the most finance H-1B1 sponsorship jobs?
Boston is the clear center of gravity for finance H-1B1 opportunities in Massachusetts, home to major asset managers, insurance firms, and financial technology companies. Cambridge has a growing fintech and quantitative finance presence linked to the university ecosystem. Waltham and Burlington host back-office and operations functions for larger financial institutions. For roles in wealth management and private equity, the Back Bay and Financial District neighborhoods of Boston concentrate the highest density of employers.
What types of finance roles typically qualify for H-1B1 sponsorship?
H-1B1 sponsorship in finance generally applies to roles that require at least a bachelor's degree in a specific field, which excludes generalist or entry-level positions without a defined academic requirement. Qualifying roles commonly include financial analysts, quantitative analysts, risk managers, compliance analysts, investment research analysts, and actuaries. Roles where any bachelor's degree field is acceptable regardless of subject area may face more scrutiny in establishing specialty occupation status.
How do I find finance H-1B1 sponsorship jobs in Massachusetts?
Migrate Mate is built specifically for this search. You can filter by visa type, state, and industry to see finance roles in Massachusetts where employers have H-1B1 sponsorship capacity. Because H-1B1 is a less commonly advertised category, most roles appear under broader H-1B sponsorship listings. Migrate Mate surfaces those employers and roles so you can focus your applications on companies already experienced with the visa sponsorship process.
Are there any state-specific considerations for H-1B1 sponsorship in Massachusetts finance roles?
Massachusetts enforces strict wage and hour laws, and employers filing a Labor Condition Application must meet both federal prevailing wage requirements and any applicable state standards. Boston's competitive finance hiring market means employers often move quickly, so having your documentation ready before an offer stage is practical. Massachusetts also has significant regulatory activity through the state Division of Banks and the Office of Consumer Affairs, which can affect compliance-related roles and their sponsorship classification.
What is the prevailing wage for H-1B1 finance jobs in Massachusetts?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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