Business Analyst Intern Jobs at Affirm with Visa Sponsorship
Business Analyst Intern roles at Affirm sit at the intersection of fintech product development and data-driven decision-making. Affirm has a demonstrated track record of sponsoring international talent across multiple visa categories, making it a realistic target for F-1 OPT, CPT, and H-1B applicants entering the financial services space.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Business Analyst Intern Jobs at Affirm Jobs
Align Your Degree to Affirm's Analyst Requirements
Affirm's Business Analyst Intern roles typically require quantitative coursework in finance, economics, statistics, or computer science. Confirm your degree program maps to the specialty occupation standard USCIS uses before applying, since a mismatch can complicate OPT and future H-1B sponsorship.
Target Affirm's Internship Recruiting Cycle Early
Affirm recruits Business Analyst Interns through fall and spring campus cycles, often finalizing offers months before the start date. Applying early matters because CPT authorization requires your school's approval before employment begins, and processing takes time you cannot get back.
Verify Your CPT Authorization Before Accepting an Offer
If you're on F-1 status and plan to use CPT for an Affirm internship, your DSO must authorize it before your first day. CPT cannot be approved retroactively, and unauthorized employment jeopardizes your entire F-1 status, not just this role.
Understand Affirm's Cap-Subject H-1B Timeline
If Affirm converts your internship to a full-time role and sponsors your H-1B, the cap lottery opens each March for an October 1 start. Use Migrate Mate to search current Business Analyst openings at Affirm and track which roles actively support H-1B sponsorship.
Ask About Visa Type Flexibility During Offer Negotiations
Affirm sponsors TN visas in addition to H-1B and F-1 pathways. If you're a Canadian or Mexican citizen, a TN classification under the economist or management consultant category may apply to your analyst role and avoids the H-1B lottery entirely.
Request Written Sponsorship Commitment Before Signing
Verbal assurances about visa sponsorship carry no legal weight. Before you sign an offer letter for a Business Analyst Intern role at Affirm, confirm that the company's sponsorship commitment for your specific visa category is documented in writing from HR or your recruiter.
Business Analyst Intern at Affirm jobs are hiring across the US. Find yours.
Find Business Analyst Intern at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Business Analyst Interns?
Yes, Affirm sponsors H-1B visas, though sponsorship for intern roles typically applies when a position converts to full-time employment. Business Analyst Interns on F-1 OPT commonly complete their internship under OPT authorization, then receive H-1B sponsorship if they join Affirm permanently. Confirm sponsorship intent for your specific offer in writing before accepting.
How do I apply for Business Analyst Intern jobs at Affirm?
Applications go through Affirm's careers portal. Affirm recruits Business Analyst Interns through university partnerships and direct applications, with peak hiring in fall and spring. Tailor your resume to highlight quantitative analysis, SQL, and financial modeling skills relevant to Affirm's buy-now-pay-later product line. You can also browse current openings filtered by visa sponsorship eligibility on Migrate Mate.
Which visa types does Affirm commonly use for Business Analyst Intern roles?
Affirm supports F-1 CPT and F-1 OPT for internship engagements, making it accessible to international students currently enrolled in or recently graduated from U.S. degree programs. For candidates further along in their career, Affirm also sponsors H-1B, TN, and employment-based Green Card pathways including EB-2 and EB-3 classifications.
What qualifications does Affirm look for in Business Analyst Intern candidates?
Affirm typically seeks candidates with strong quantitative foundations, including proficiency in SQL, Excel, and data visualization tools. Familiarity with financial products, consumer lending, or payments is an advantage given Affirm's fintech focus. Most candidates are pursuing degrees in finance, economics, statistics, or a related analytical field, with demonstrated experience applying data to business problems.
How do I time my application around OPT and CPT deadlines for an Affirm internship?
CPT must be authorized by your DSO before your internship start date, so apply to Affirm and secure your offer at least four to six weeks before you need authorization processed. For post-graduation OPT, USCIS recommends filing up to 90 days before your program end date. Delays in either process can push back your start date, so coordinate with your international student office immediately after receiving an offer.
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