Senior Fullstack Software Engineer Jobs at Affirm with Visa Sponsorship
Senior Fullstack Software Engineer jobs at Affirm involve owning both the frontend experience and the backend systems that power the company's buy-now-pay-later infrastructure running on financial rails. Affirm has a consistent track record of sponsoring work visas across multiple categories for engineering roles at this level.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 34+ Senior Fullstack Software Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Senior Fullstack Software Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Senior Fullstack Software Engineer Jobs at Affirm
Align your stack with Affirm's core systems
Affirm's fullstack engineering work spans React frontends and Python or Kotlin backends tied to payment processing and risk infrastructure. Framing your resume around financial systems, transactional data handling, or API design will signal direct role fit before you apply.
Confirm H-1B readiness before accepting interviews
Affirm sponsors H-1B visas for senior engineering roles, but cap-subject petitions must be filed in April for an October start. If your OPT expires before October, clarify upfront whether the team can accommodate a gap or has filed cap-exempt petitions through affiliated entities.
Use Migrate Mate to surface open roles efficiently
Senior Fullstack Software Engineer positions at Affirm span multiple product areas and open on a rolling basis. Use Migrate Mate to filter Affirm's active listings by visa type so you're applying to roles where sponsorship is already confirmed rather than asking after the fact.
Request LCA wage level details before the offer stage
Affirm files Labor Condition Applications with DOL that lock in a prevailing wage level for your role and location. Wage Level III versus Level IV affects both your base offer and future Green Card timelines under EB-2 or EB-3, so it's worth understanding before you negotiate.
Prepare for behavioral interviews grounded in scale
Affirm's senior engineering bar emphasizes ownership of high-availability systems and cross-functional delivery in regulated financial environments. Prepare concrete examples of technical decisions you made under compliance or latency constraints, not just generic architecture stories.
Understand TN eligibility if you hold Canadian or Mexican citizenship
Software engineers from Canada or Mexico can enter on TN status under USMCA without waiting for H-1B lottery results. Affirm sponsors TN visas for qualifying roles, and TN processing at the border can result in same-day authorization, which compresses the hiring timeline significantly.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Senior Fullstack Software Engineers?
Yes, Affirm sponsors H-1B visas for Senior Fullstack Software Engineer roles. The company has an active track record of filing petitions across multiple engineering functions, including fullstack positions. If you're subject to the H-1B cap, timing matters: petitions must be filed in April for an October 1 start date, so aligning your offer timeline with Affirm's recruiting cycle is essential.
How do I apply for Senior Fullstack Software Engineer jobs at Affirm?
Applications go through Affirm's careers portal, where roles are listed by team and location. Many positions are open to remote candidates in specific U.S. states. To find Senior Fullstack Software Engineer openings at Affirm filtered by visa sponsorship availability, Migrate Mate aggregates these listings so you can confirm sponsorship eligibility before reaching out to a recruiter.
Which visa types does Affirm commonly sponsor for Senior Fullstack Software Engineers?
Affirm sponsors H-1B, TN visa, and F-1 OPT and CPT for engineering roles, along with immigrant visa categories including EB-2 and EB-3 for longer-term employment. H-1B is the most common path for international engineers without Canadian or Mexican citizenship. TN visa is a strong alternative for Canadian and Mexican nationals given its faster processing and no lottery requirement.
What qualifications does Affirm expect for Senior Fullstack Software Engineers?
Affirm's senior engineering bar typically requires several years of experience building production systems across both frontend and backend layers. The company values depth in at least one modern frontend framework alongside backend proficiency in Python, Kotlin, or a comparable language. Experience with high-availability, distributed systems in a regulated or financial services context carries particular weight at the senior level.
How do I time my application around H-1B filing deadlines if I'm on OPT?
USCIS opens H-1B registration in March, with cap-subject petitions filed in April for an October 1 start. If your OPT runs out before October, your 60-day grace period and any STEM OPT extension you've already filed can bridge the gap. Securing an offer by February or March gives Affirm time to prepare your petition before the registration window opens.