Full-stack Software Engineer Jobs at Affirm with Visa Sponsorship
Full-stack Software Engineer jobs at Affirm span payments infrastructure, consumer lending products, and internal platform tooling. Affirm has a consistent track record of sponsoring work visas for engineering talent across multiple visa categories, including H-1B visa, OPT, and TN visa, making it a realistic target for international candidates in fintech.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Engineering team builds systems that power Affirm's mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we're enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.
The Powered by Affirm (PBA) team builds the APIs and solutions that power all of Affirm's integrations with Enterprise Merchants and Partners. We create and manage the APIs and tools that drive checkout and merchant onboarding, and we collaborate with stakeholders to design and build custom end-to-end integrated solutions.
ROLE AND RESPONSIBILITIES
- You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
- You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
What We Look For
- You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
- You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
- You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
Base Pay Grade - N
Equity Grade - 9
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Full-stack Software Engineer Jobs at Affirm
Tailor your portfolio to fintech infrastructure
Affirm's engineering teams build payment rails, underwriting systems, and merchant integrations. Highlighting projects involving financial APIs, transactional data pipelines, or compliance-aware backend systems gives your application direct relevance before the sponsorship conversation even starts.
Clarify your OPT or CPT timeline early
F-1 students on OPT have a defined work authorization window. Affirm's recruiting team needs enough runway to complete hiring before your authorization expires, so surface your end date in the first recruiter screen, not after an offer is extended.
Research Affirm's LCA filings before applying
Affirm files Labor Condition Applications with the DOL before sponsoring H-1B workers. Searching public LCA disclosure data for Affirm's engineering job titles shows which roles they've actively sponsored and what prevailing wage levels they've certified.
Target roles tied to core product teams
Affirm sponsors H-1B and employment-based Green Card petitions most reliably for engineers embedded in core product development. Roles on the checkout, risk, or merchant platform teams have historically driven the bulk of Affirm's engineering headcount growth.
Use Migrate Mate to filter Affirm's open roles by visa type
Affirm posts Full-stack Software Engineer positions across multiple teams at once. Migrate Mate lets you filter specifically for Affirm roles that match your visa category, so you're applying to openings that align with your current status rather than guessing.
Confirm Green Card sponsorship scope before accepting an offer
Affirm sponsors EB-2 and EB-3 petitions, but PERM labor certification timelines vary significantly by role and location. Ask your recruiter whether the specific team has an established sponsorship ladder and what the typical timeline looks like from H-1B to PERM filing.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Full-stack Software Engineers?
Yes, Affirm sponsors H-1B visas for Full-stack Software Engineer roles. The company files Labor Condition Applications with the DOL and submits H-1B petitions to USCIS for qualifying engineering positions. Because H-1B cap registrations open once a year in March, your timing relative to the lottery cycle will affect when you can start on H-1B status.
How do I apply for Full-stack Software Engineer jobs at Affirm?
Applications go through Affirm's careers page, where roles are listed by team and location. The interview process typically includes a recruiter screen, technical assessments covering system design and coding, and team-specific rounds. Migrate Mate aggregates Affirm's open Full-stack Software Engineer listings in one place, letting you filter by visa type before applying.
Which visa types does Affirm commonly use for Full-stack Software Engineers?
Affirm sponsors H-1B transfers and new cap filings, supports F-1 OPT and STEM OPT extensions, accepts TN status for Canadian and Mexican nationals, and files EB-2 and EB-3 Green Card petitions for longer-tenured engineers. CPT arrangements for students completing internships are also used. The right path depends on your current status, degree field, and offer timing.
What qualifications does Affirm expect for Full-stack Software Engineer roles?
Affirm's Full-stack roles typically require proficiency in backend languages like Python or Kotlin alongside frontend frameworks such as React. Experience with distributed systems, REST APIs, and working in a regulated financial services environment is valued. For H-1B specialty occupation eligibility, the role must require at least a bachelor's degree in a specific technical field, which Affirm's engineering positions consistently satisfy.
How do I time my application around visa sponsorship filing deadlines?
H-1B cap registrations run in March for an October 1 start date, so targeting Affirm interviews in the preceding winter gives you the best chance of converting an offer into a timely petition. If you're on OPT, starting the process at least three months before your authorization expires gives Affirm's immigration team enough lead time to prepare filings without relying on premium processing.