Full-stack Software Engineer Jobs at Affirm with Visa Sponsorship
Full-stack Software Engineer jobs at Affirm span payments infrastructure, consumer lending products, and internal platform tooling. Affirm has a consistent track record of sponsoring work visas for engineering talent across multiple visa categories, including H-1B visa, OPT, and TN visa, making it a realistic target for international candidates in fintech.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 37+ Full-stack Software Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Full-stack Software Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Full-stack Software Engineer Jobs at Affirm
Tailor your portfolio to fintech infrastructure
Affirm's engineering teams build payment rails, underwriting systems, and merchant integrations. Highlighting projects involving financial APIs, transactional data pipelines, or compliance-aware backend systems gives your application direct relevance before the sponsorship conversation even starts.
Clarify your OPT or CPT timeline early
F-1 students on OPT have a defined work authorization window. Affirm's recruiting team needs enough runway to complete hiring before your authorization expires, so surface your end date in the first recruiter screen, not after an offer is extended.
Research Affirm's LCA filings before applying
Affirm files Labor Condition Applications with the DOL before sponsoring H-1B workers. Searching public LCA disclosure data for Affirm's engineering job titles shows which roles they've actively sponsored and what prevailing wage levels they've certified.
Target roles tied to core product teams
Affirm sponsors H-1B and employment-based Green Card petitions most reliably for engineers embedded in core product development. Roles on the checkout, risk, or merchant platform teams have historically driven the bulk of Affirm's engineering headcount growth.
Use Migrate Mate to filter Affirm's open roles by visa type
Affirm posts Full-stack Software Engineer positions across multiple teams at once. Migrate Mate lets you filter specifically for Affirm roles that match your visa category, so you're applying to openings that align with your current status rather than guessing.
Confirm Green Card sponsorship scope before accepting an offer
Affirm sponsors EB-2 and EB-3 petitions, but PERM labor certification timelines vary significantly by role and location. Ask your recruiter whether the specific team has an established sponsorship ladder and what the typical timeline looks like from H-1B to PERM filing.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Full-stack Software Engineers?
Yes, Affirm sponsors H-1B visas for Full-stack Software Engineer roles. The company files Labor Condition Applications with the DOL and submits H-1B petitions to USCIS for qualifying engineering positions. Because H-1B cap registrations open once a year in March, your timing relative to the lottery cycle will affect when you can start on H-1B status.
How do I apply for Full-stack Software Engineer jobs at Affirm?
Applications go through Affirm's careers page, where roles are listed by team and location. The interview process typically includes a recruiter screen, technical assessments covering system design and coding, and team-specific rounds. Migrate Mate aggregates Affirm's open Full-stack Software Engineer listings in one place, letting you filter by visa type before applying.
Which visa types does Affirm commonly use for Full-stack Software Engineers?
Affirm sponsors H-1B transfers and new cap filings, supports F-1 OPT and STEM OPT extensions, accepts TN status for Canadian and Mexican nationals, and files EB-2 and EB-3 Green Card petitions for longer-tenured engineers. CPT arrangements for students completing internships are also used. The right path depends on your current status, degree field, and offer timing.
What qualifications does Affirm expect for Full-stack Software Engineer roles?
Affirm's Full-stack roles typically require proficiency in backend languages like Python or Kotlin alongside frontend frameworks such as React. Experience with distributed systems, REST APIs, and working in a regulated financial services environment is valued. For H-1B specialty occupation eligibility, the role must require at least a bachelor's degree in a specific technical field, which Affirm's engineering positions consistently satisfy.
How do I time my application around visa sponsorship filing deadlines?
H-1B cap registrations run in March for an October 1 start date, so targeting Affirm interviews in the preceding winter gives you the best chance of converting an offer into a timely petition. If you're on OPT, starting the process at least three months before your authorization expires gives Affirm's immigration team enough lead time to prepare filings without relying on premium processing.