Senior Staff Engineer Jobs at Affirm with Visa Sponsorship
Senior Staff Engineer roles at Affirm sit at the intersection of financial technology and large-scale distributed systems. Affirm has a consistent track record of sponsoring work visas for engineering talent at this level, making it a realistic target if you're building a long-term U.S. career in fintech.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Join the Affirm team as a Senior Staff Machine Learning Engineer and become a pivotal part of our innovative ML team. Our team is dedicated to Affirm's mission of revolutionizing financial services with transparency and inclusivity at its core. We are utilizing advanced machine learning techniques ensuring responsible and accessible financial products. In this role, you will help shape the future of machine learning at Affirm. You’ll partner with ML Platform, engineering, product, and risk leaders to design, implement, and scale advanced modeling approaches that drive critical decisions across the company. You will elevate our modeling capabilities, influence architectural direction, and ensure our systems can support increasingly sophisticated workloads. You will mentor senior engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy. If you are passionate about modern machine learning and excited to drive high-impact innovation across a growing organization, Affirm is the place for you.
ROLE AND RESPONSIBILITIES
You will define and drive multi-year, multi-team technical strategy for machine learning across Affirm, ensuring alignment with company-wide priorities and influencing the roadmaps of partner teams and platforms.
You will lead the design, implementation, and scaling of advanced ML systems, setting the architectural direction for complex, cross-functional initiatives and ensuring systems remain reliable, extensible, and prepared for increasingly sophisticated modeling workloads.
You will partner deeply with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities, define new opportunities for ML impact, and guide infrastructure evolution required for next-generation ML methods.
You will provide broad technical leadership across the ML organization, mentoring senior engineers, elevating design and code quality, and spreading ML expertise through documentation, talks, and cross-org guidance.
You will drive clarity and alignment on ambiguous, high-stakes technical decisions, resolving cross-team tensions, balancing competing priorities, and exercising judgment optimized for the broader engineering organization.
You will champion operational and system excellence at the area level, owning the long-term health, availability, and evolution of critical ML systems, and ensuring robust testing, monitoring, and reliability practices across teams.
BASIC QUALIFICATIONS
You have 10+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems, with a proven record of driving technical innovation and delivering measurable business impact. Relevant PhD can count for up to 2 YOE.
You have experience leading end-to-end ML system design, from data architecture and feature pipelines to model training, evaluation, and production deployment. You use distributed frameworks such as Spark, Ray, or similar large-scale data processing systems.
You are proficient in Python and ML frameworks, including PyTorch and XGBoost. You are experienced with ML tooling for training orchestration, experimentation, and model monitoring, such as Kubeflow, MLflow, or equivalent internal platforms.
You have a strong understanding of representation learning and embedding-based modeling. You possess deep expertise in neural network-based sequence modeling, including architectures such as Transformers, recurrent, or attention-based models, and multi-task learning systems. You are comfortable designing and optimizing models that learn from sequential or temporal event data at scale.
You have deep hands-on experience with large-scale distributed ML infrastructure, including streaming or batch data ingestion, feature stores, feature engineering, training pipelines, model serving and inference infrastructure, monitoring, and automated retraining.
You provide strong technical leadership: defining long-term strategy, guiding research direction, and aligning work across teams. You are recognized as a trusted expert who can drive clarity and execution even in ambiguous problem spaces.
You demonstrate exceptional judgment, collaboration, and communication skills, enabling effective technical discussions with engineers, researchers, and executives. You mentor senior engineers, foster technical excellence, and contribute to a culture of continuous learning.
You have strong verbal and written communication skills that support effective collaboration across our global engineering organization.
This position requires equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
- Pay Grade - R
- Equity Grade - 15
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000
USA base pay range (all other U.S. states) per year: $232,000 - $282,000
LOCATION
Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Join the Affirm team as a Senior Staff Machine Learning Engineer and become a pivotal part of our innovative ML team. Our team is dedicated to Affirm's mission of revolutionizing financial services with transparency and inclusivity at its core. We are utilizing advanced machine learning techniques ensuring responsible and accessible financial products. In this role, you will help shape the future of machine learning at Affirm. You’ll partner with ML Platform, engineering, product, and risk leaders to design, implement, and scale advanced modeling approaches that drive critical decisions across the company. You will elevate our modeling capabilities, influence architectural direction, and ensure our systems can support increasingly sophisticated workloads. You will mentor senior engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy. If you are passionate about modern machine learning and excited to drive high-impact innovation across a growing organization, Affirm is the place for you.
ROLE AND RESPONSIBILITIES
You will define and drive multi-year, multi-team technical strategy for machine learning across Affirm, ensuring alignment with company-wide priorities and influencing the roadmaps of partner teams and platforms.
You will lead the design, implementation, and scaling of advanced ML systems, setting the architectural direction for complex, cross-functional initiatives and ensuring systems remain reliable, extensible, and prepared for increasingly sophisticated modeling workloads.
You will partner deeply with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities, define new opportunities for ML impact, and guide infrastructure evolution required for next-generation ML methods.
You will provide broad technical leadership across the ML organization, mentoring senior engineers, elevating design and code quality, and spreading ML expertise through documentation, talks, and cross-org guidance.
You will drive clarity and alignment on ambiguous, high-stakes technical decisions, resolving cross-team tensions, balancing competing priorities, and exercising judgment optimized for the broader engineering organization.
You will champion operational and system excellence at the area level, owning the long-term health, availability, and evolution of critical ML systems, and ensuring robust testing, monitoring, and reliability practices across teams.
BASIC QUALIFICATIONS
You have 10+ years of experience researching, designing, deploying, and operating large-scale, real-time machine learning systems, with a proven record of driving technical innovation and delivering measurable business impact. Relevant PhD can count for up to 2 YOE.
You have experience leading end-to-end ML system design, from data architecture and feature pipelines to model training, evaluation, and production deployment. You use distributed frameworks such as Spark, Ray, or similar large-scale data processing systems.
You are proficient in Python and ML frameworks, including PyTorch and XGBoost. You are experienced with ML tooling for training orchestration, experimentation, and model monitoring, such as Kubeflow, MLflow, or equivalent internal platforms.
You have a strong understanding of representation learning and embedding-based modeling. You possess deep expertise in neural network-based sequence modeling, including architectures such as Transformers, recurrent, or attention-based models, and multi-task learning systems. You are comfortable designing and optimizing models that learn from sequential or temporal event data at scale.
You have deep hands-on experience with large-scale distributed ML infrastructure, including streaming or batch data ingestion, feature stores, feature engineering, training pipelines, model serving and inference infrastructure, monitoring, and automated retraining.
You provide strong technical leadership: defining long-term strategy, guiding research direction, and aligning work across teams. You are recognized as a trusted expert who can drive clarity and execution even in ambiguous problem spaces.
You demonstrate exceptional judgment, collaboration, and communication skills, enabling effective technical discussions with engineers, researchers, and executives. You mentor senior engineers, foster technical excellence, and contribute to a culture of continuous learning.
You have strong verbal and written communication skills that support effective collaboration across our global engineering organization.
This position requires equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
- Pay Grade - R
- Equity Grade - 15
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000
USA base pay range (all other U.S. states) per year: $232,000 - $282,000
LOCATION
Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Senior Staff Engineer Jobs at Affirm Jobs
Align your systems experience to fintech infrastructure
Affirm's Senior Staff Engineers own architectural decisions across payment processing, underwriting, and credit systems. Frame your resume around distributed systems, high-availability design, or financial data pipelines before you apply. Generic backend experience reads weaker than domain-adjacent depth.
Verify your visa type fits Affirm's sponsorship scope
Affirm sponsors H-1B, TN, and OPT for engineering roles, but each carries different filing timelines and constraints. If you're approaching your OPT expiration or STEM extension window, confirm the role's start date aligns with your authorized period before accepting an offer.
Target roles with defined technical ownership areas
Senior Staff Engineer postings at Affirm that reference platform reliability, lending infrastructure, or core API architecture are more likely to support sponsorship through the full Green Card process. Roles with vague scope tend to face more scrutiny at the PERM stage.
Request the LCA filing timeline before signing
Your employer must file a certified Labor Condition Application with the DOL before USCIS can process your H-1B petition. Ask Affirm's recruiting team when they plan to initiate the LCA so you can map your start date to a realistic approval window, not an optimistic one.
Use Migrate Mate to identify open Senior Staff Engineer roles at Affirm
Filter Migrate Mate's job board by company and visa type to surface active Senior Staff Engineer openings at Affirm that are open to sponsorship. Applying through listings confirmed for sponsorship saves time you'd otherwise spend screening out roles that won't support your status.
Prepare credential documentation early for specialty occupation review
USCIS scrutinizes whether Senior Staff Engineer roles meet the specialty occupation standard, particularly in fintech where job duties can overlap with general software engineering. Gather degree transcripts, employer letters confirming your specialized scope, and any professional certifications before your employer files the I-129.
Senior Staff Engineer at Affirm jobs are hiring across the US. Find yours.
Find Senior Staff Engineer at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Senior Staff Engineers?
Yes, Affirm sponsors H-1B visas for Senior Staff Engineers. At this seniority level, roles typically involve specialized systems architecture in financial technology, which supports the specialty occupation classification USCIS requires. If you're subject to the H-1B cap, your employer must file during the annual lottery window, with an October 1 start date if selected.
Which visa types does Affirm commonly sponsor for Senior Staff Engineer roles?
Affirm sponsors H-1B, TN, F-1 OPT, F-1 CPT, and EB-2 or EB-3 Green Card pathways for engineering roles. H-1B is the most common long-term path. TN is available to Canadian and Mexican nationals in qualifying engineering occupations. OPT and CPT support students transitioning from F-1 status into full-time roles before pursuing a longer-term visa.
What qualifications does Affirm expect for Senior Staff Engineer positions?
Senior Staff Engineer roles at Affirm typically require deep experience with large-scale distributed systems, strong architectural judgment, and the ability to drive technical direction across multiple teams. Experience in payments, lending, or financial data infrastructure is a practical advantage. USCIS also requires a relevant bachelor's degree or higher to support the H-1B specialty occupation classification.
How do I apply for Senior Staff Engineer jobs at Affirm?
You can find active Senior Staff Engineer openings at Affirm through Migrate Mate, which filters roles by company and visa sponsorship type so you're not applying blind. Once you identify a relevant role, apply directly through Affirm's careers portal. The process typically includes a recruiter screen, technical system design rounds, and a cross-functional leadership interview before an offer is extended.
How do I plan my timeline if Affirm is sponsoring my H-1B as a Senior Staff Engineer?
If you're not cap-exempt, the H-1B lottery runs in March for an October 1 start date, meaning there's a potential six-month gap between registration and when you can legally begin. Coordinate with Affirm's immigration team early so the Labor Condition Application is filed with DOL and the I-129 is ready to submit as soon as USCIS opens the filing window after selection.
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