Senior AI Software Engineer Jobs at Affirm with Visa Sponsorship
Senior AI Software Engineer jobs at Affirm involve building machine learning systems that power real-time credit decisioning, fraud detection, and personalization at scale. The company has a consistent track record of sponsoring work visas for technical roles, making it a realistic target if you need employer sponsorship.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Our team sits within Developer Productivity, whose mission is to make software development at Affirm simpler and faster across the company. The broader org owns much of the path between a developer's laptop and production, including developer environments, test automation, code standards, CI/CD, and release engineering, all in service of helping engineers ship code quickly, safely, and with confidence. The Continuous Delivery team's charter is centered on enabling engineering teams to release independently through strong automation, standard patterns, predictable rollouts, resilient recovery mechanisms, and less manual toil.
This role is uniquely positioned to help solve one of Affirm's most important engineering challenges: scaling developer productivity in an era where the software development lifecycle is increasingly AI-enhanced. The team builds and improves the platforms, workflows, and guardrails that help engineers move from idea to production faster, with better safety, consistency, and developer experience. We value engineers who listen closely, invite feedback, and work well across organizational boundaries, while also holding a high bar for ownership, technical judgment, and follow-through. Strong candidates will care about building reliable shared systems, reducing friction for other engineers, and making durable improvements that raise the quality and speed of software delivery across Affirm.
ROLE AND RESPONSIBILITIES
- You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
- You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
- You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
- You have experience building or evolving CI/CD, deployment, or release automation systems that reduce manual toil and improve rollout predictability, recovery, and auditability across many engineering teams.
- You are comfortable working on shared developer infrastructure and defining clear platform interfaces, templates, or guardrails that make it easier for product teams to adopt standard deployment patterns with confidence.
- You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
- You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
- Pay Grade - N
- Equity Grade - USA 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
USA base pay range (all other U.S. states) per year: $169,000 - $219,000
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Senior AI Software Engineer Jobs at Affirm
Align your portfolio to fintech ML use cases
Affirm's AI work centers on credit risk modeling, underwriting algorithms, and real-time inference pipelines. Before applying, reframe your project experience around financial ML applications, even if your background is in adjacent domains like recommendation systems or anomaly detection.
Verify Affirm's E-Verify enrollment before applying
Affirm participates in E-Verify, which is required for F-1 OPT and STEM OPT employment authorization. Confirm this status on the E-Verify employer search before your OPT clock starts, so you're not caught off guard during onboarding.
Flag sponsorship need early in recruiter screens
Affirm's recruiting process for senior engineering roles moves quickly through technical rounds. Disclosing your visa type during the initial recruiter call prevents last-minute complications when legal review begins, particularly for H-1B transfers where timing affects your current status.
Understand the H-1B transfer timeline at offer stage
If you're already on an H-1B with another employer, Affirm can file an H-1B transfer and you can start working as soon as USCIS receives the petition. You don't need approval first, but confirm with Affirm's immigration team that they file portability-eligible transfers.
Search Migrate Mate to find open Senior AI roles
Affirm posts Senior AI Software Engineer openings across multiple channels at different times. Use Migrate Mate to filter specifically for Affirm roles that list visa sponsorship, so you're applying to positions where the hiring team has already confirmed sponsorship is available.
Prepare for PERM timing if you want a Green Card
Affirm sponsors EB-2 and EB-3 green cards for senior engineers, but PERM labor certification adds significant lead time. Raise green card sponsorship in your offer negotiation, not months later, so it's scoped into your employment agreement from the start.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Senior AI Software Engineers?
Yes, Affirm sponsors H-1B visas for Senior AI Software Engineers. This includes new H-1B cap-subject petitions filed in the annual April lottery and H-1B transfers for candidates already on an active H-1B with another employer. If you're mid-status or between jobs, confirm transfer eligibility with Affirm's legal team during the offer stage.
How do I apply for Senior AI Software Engineer jobs at Affirm?
Applications go through Affirm's careers site. You can also find Affirm's Senior AI Software Engineer openings on Migrate Mate, which filters specifically for roles where visa sponsorship is confirmed. The process typically includes a recruiter screen, technical assessments covering ML system design and coding, and virtual onsite interviews with the engineering team.
Which visa types does Affirm commonly use for Senior AI Software Engineers?
Affirm sponsors H-1B, TN visa, F-1 OPT, and F-1 STEM OPT for Senior AI Software Engineer roles, along with EB-2 and EB-3 green card pathways for longer-term sponsorship. TN visa is an option for Canadian and Mexican nationals in qualifying engineering classifications. F-1 CPT can cover internship-to-full-time transitions in some cases.
What qualifications does Affirm expect for a Senior AI Software Engineer?
Affirm's senior AI roles typically require strong foundations in machine learning, experience deploying models in production at scale, and proficiency in Python and modern ML frameworks. Backgrounds in credit risk modeling, real-time inference, or fraud detection align closely with Affirm's core product needs. A graduate degree in computer science, statistics, or a related quantitative field strengthens both your application and H-1B specialty occupation documentation.
How long does the visa sponsorship process take at Affirm for this role?
Timelines depend on your visa type. H-1B transfers can allow you to start within days of USCIS receiving the petition. New cap-subject H-1B petitions filed in April have an October 1 start date. PERM-based green card sponsorship through EB-2 or EB-3 can take one to several years depending on your country of birth and USCIS processing backlogs. Raise your preferred timeline with Affirm's immigration counsel at the offer stage.