Project Analyst Jobs at Affirm with Visa Sponsorship
Project Analyst jobs at Affirm sit at the intersection of financial operations and data-driven decision making, supporting product and risk functions across a fast-moving fintech environment. Affirm has a consistent track record of sponsoring international talent in analytical roles, making it a realistic target for visa-dependent candidates.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Risk & Analytics team makes crucial decisions that direct Affirm's business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently.
The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We're looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team's mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle.
The ideal candidate brings exceptional analytical rigor, deep credit domain expertise, and the ability to influence stakeholders across both technical and non-technical teams. You thrive in ambiguity, can translate complex regulatory and economic insights into actionable credit strategies, and are comfortable operating at both strategic and execution levels.
Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
- Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies.
- Partner with Engineering to design and build scalable risk models and credit risk capabilities.
- Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk.
- Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations.
- Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships.
- Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals.
- Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite, operational capabilities, and local regulations.
BASIC QUALIFICATIONS
- Degree in Data Science, Computer Science, Engineering, Economics, or a related field, and 2+ years of experience (or equivalent senior-level experience)
- SQL, Python, or other scripting languages
- Data mining, data visualization, and statistical modeling
- Applying machine learning techniques to credit risk management
- Leveraging advanced analytics to develop and optimize credit strategies
- Monitoring and interpreting model performance metrics across portfolios
- Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives.
- Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting.
- Ability to translate complex regulatory and economic insights into actionable credit and product strategies.
- Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.
COMPENSATION
- Pay Grade - K
- Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000
USA base pay range (all other U.S. states) per year: $128,000 - $188,000
WORK ARRANGEMENT
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Project Analyst Jobs at Affirm
Align your credentials to fintech analytics
Affirm's Project Analyst roles draw on financial modeling, SQL, and cross-functional project coordination. Before applying, document coursework or experience in consumer lending, credit risk, or payments operations so your background maps directly to their core business.
Target roles flagged for OPT or CPT
Affirm recruits from university programs with structured OPT pipelines. If you're on F-1 status, confirm your degree field supports STEM OPT extension eligibility, which gives you up to three years of authorized work before an H-1B petition is needed.
Distinguish project management from project analysis in applications
USCIS scrutinizes specialty occupation status for analyst titles in financial services. Frame your application materials around quantitative analysis and data interpretation outputs, not coordination tasks, to support a stronger H-1B specialty occupation argument if sponsorship becomes necessary.
Negotiate sponsorship intent before accepting an offer
Once Affirm extends an offer, confirm in writing which visa categories their immigration team supports for this role before your start date. TN and H-1B have different employer filing timelines, and clarifying early prevents gaps in authorized work status.
Use Migrate Mate to filter open Project Analyst roles at Affirm
Affirm posts Project Analyst openings across multiple business units at different times of year. Use Migrate Mate to filter specifically for Affirm roles that match your visa type, so you're targeting positions already aligned with their sponsorship history.
Understand the PERM timeline if you're planning for permanent residence
Affirm's Banking and Financial Services context means Project Analyst roles can support EB-2 or EB-3 Green Card pathways via PERM labor certification. DOL PERM processing currently runs six months or longer, so start that conversation with your employer well before your H-1B cap out.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Project Analysts?
Yes, Affirm sponsors H-1B visas for Project Analyst roles. Their immigration support covers the full petition process, including the Labor Condition Application filed with the DOL before USCIS adjudicates the H-1B. Because H-1B selection is subject to an annual lottery with an April 1 filing window, candidates already on OPT or in cap-exempt situations are often prioritized for near-term hiring.
Which visa types are commonly used for Project Analyst roles at Affirm?
Affirm supports several visa categories for Project Analysts, including H-1B, F-1 OPT and CPT, TN visa for eligible Canadian and Mexican nationals, and EB-2 or EB-3 Green Card pathways for longer-term sponsorship. The right category depends on your citizenship, degree field, and where you are in the immigration process. TN visa is often the fastest path for qualifying Canadian and Mexican nationals since it doesn't require USCIS approval before starting work.
What qualifications are expected for Project Analyst roles at Affirm?
Affirm's Project Analyst positions typically require a bachelor's degree in a quantitative or business-related field, along with hands-on experience using data tools like SQL or Excel for financial analysis. Familiarity with consumer lending, payments, or fintech operations is a meaningful differentiator. For H-1B purposes, the role must qualify as a specialty occupation, so your degree should align directly with the job's analytical responsibilities rather than general business administration.
How do I apply for Project Analyst jobs at Affirm?
You can browse and apply for Project Analyst positions at Affirm directly through Migrate Mate, which filters open roles by visa sponsorship type so you can confirm fit before applying. When you apply, tailor your resume to Affirm's fintech context by highlighting quantitative analysis, cross-functional project work, and any experience in financial services. Affirm's recruiting process for analytical roles typically includes a case study or data exercise, so prepare for that format.
How do I plan my immigration timeline when targeting a Project Analyst role at Affirm?
Timeline depends heavily on your current status. F-1 students should confirm OPT or CPT authorization before their program end date, since the H-1B lottery only opens once per year and requires employer filing between March 1 and March 31 for an October 1 start. If you're already in the U.S. on a valid visa and Affirm extends an offer, a change of status petition can often run concurrently with your current authorized period, but gaps in status must be avoided.