Product Engineer Jobs at Affirm with Visa Sponsorship
Product Engineer jobs at Affirm sit at the intersection of consumer credit infrastructure and scalable systems, where financial products run on engineering precision. Affirm has a consistent track record of sponsoring work visas across engineering functions, making it a realistic target for international candidates.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We’re looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You’ll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirm’s ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirm’s platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You’ll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm’s bank to life.
ROLE AND RESPONSIBILITIES
Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm’s ecosystem — and you drive it forward.
Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product.
Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm’s credit products and broader consumer experience.
Collaborate cross-functionally across Affirm’s internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch.
Partner with Legal, Compliance, Risk, and the Bank’s executive team to drive bank operations readiness — regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.
BASIC QUALIFICATIONS
6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
Proven program leadership at scale — you’ve owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
Strong technical fluency — you’re comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
* Bachelor’s degree in a related field or equivalent practical experience
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000
USA base pay range (all other U.S. states) per year: $204,000 - $264,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Location: [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is building its own bank — and this role sits at the center of that ambition. We’re looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You’ll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirm’s ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirm’s platform. This is a rare opportunity to build a foundational new business line from the ground up — one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You’ll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm’s bank to life.
ROLE AND RESPONSIBILITIES
Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm’s ecosystem — and you drive it forward.
Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product.
Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm’s credit products and broader consumer experience.
Collaborate cross-functionally across Affirm’s internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch.
Partner with Legal, Compliance, Risk, and the Bank’s executive team to drive bank operations readiness — regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.
BASIC QUALIFICATIONS
6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
Proven program leadership at scale — you’ve owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
Strong technical fluency — you’re comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
Exceptional written and verbal communication — you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
* Bachelor’s degree in a related field or equivalent practical experience
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000
USA base pay range (all other U.S. states) per year: $204,000 - $264,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Location: [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all Product Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Product Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Product Engineer Jobs at Affirm
Align your portfolio to fintech infrastructure
Affirm's Product Engineering work centers on payments infrastructure, credit decisioning systems, and consumer-facing financial products. Documenting prior experience with high-availability backend systems or financial APIs positions your credentials directly against what their engineering teams evaluate.
Confirm LCA filings before your interview
Before accepting a final-round interview, search DOL's OFLC disclosure data for Affirm's Labor Condition Application filings under Product Engineer titles. This tells you which job levels and locations they've formally committed to sponsoring at prevailing wage.
Target roles at the right seniority level
Affirm's H-1B sponsorship activity skews toward mid-level and senior Product Engineer roles. Entry-level postings are less likely to come with sponsorship attached, so filtering for roles that specify three or more years of experience improves your odds significantly.
Use Migrate Mate to find open roles with confirmed sponsorship
Not every Affirm job posting explicitly states sponsorship eligibility. Use Migrate Mate to filter Product Engineer openings at Affirm by visa type, so you're only applying to roles where sponsorship has been verified rather than assumed.
Negotiate petition timing around H-1B cap deadlines
If you're on F-1 OPT, work backward from the April H-1B filing window. USCIS requires petitions submitted by April 1 for an October 1 start. Confirm your offer timeline with your Affirm recruiter no later than February to leave room for I-129 preparation.
Clarify PERM sponsorship intent for long-term roles
Affirm sponsors EB-2 and EB-3 Green Cards, but PERM recruitment timelines typically start one to two years into employment. In offer negotiations, ask directly whether your role has a defined pathway and what the expected initiation timeline looks like.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Product Engineers?
Yes, Affirm sponsors H-1B visas for Product Engineers. Their sponsorship activity is concentrated in mid-level and senior engineering roles rather than entry-level positions. If you're currently on F-1 OPT, Affirm can also support your status during the OPT period before transitioning to an H-1B visa petition through the annual USCIS cap-subject process.
How do I apply for Product Engineer jobs at Affirm?
Applications go through Affirm's careers portal, where Product Engineer roles are listed by team and location. You can also browse verified openings with sponsorship confirmed on Migrate Mate, which filters specifically for roles open to visa holders. Tailor your application to Affirm's engineering focus areas, particularly payments systems, platform reliability, and consumer credit products.
Which visa types does Affirm commonly use for Product Engineers?
Affirm sponsors H-1B, F-1 OPT, F-1 CPT, TN visa, and employment-based Green Cards including EB-2 and EB-3 for Product Engineers. H-1B is the most common nonimmigrant pathway for full-time roles. TN visa is available for Canadian and Mexican nationals in qualifying engineering occupations. Green Card sponsorship through PERM typically follows after a period of employment.
What qualifications does Affirm expect from Product Engineers?
Affirm's Product Engineer roles typically require a bachelor's degree or higher in computer science, software engineering, or a related technical field, which also satisfies the specialty occupation standard for H-1B purposes. Practically, their postings emphasize distributed systems experience, proficiency in languages like Go, Python, or Kotlin, and familiarity with financial or payments infrastructure at scale.
How do I time my application around visa filing deadlines?
If you're targeting an H-1B, USCIS opens cap-subject registration in March and petitions are due by April 1 for an October 1 start date. To meet that window, you'd need an offer finalized by late January or February. Affirm's recruiting cycles for Product Engineers tend to run year-round, so starting your application process in the fall of the prior year gives you the best timing alignment.