Product Engineer Jobs at Affirm with Visa Sponsorship
Product Engineer jobs at Affirm sit at the intersection of consumer credit infrastructure and scalable systems, where financial products run on engineering precision. Affirm has a consistent track record of sponsoring work visas across engineering functions, making it a realistic target for international candidates.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm values information security as a critical part of the company's continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it!
ROLE AND RESPONSIBILITIES
The Staff Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm's products.
- Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle.
- Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated.
- Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation.
- Seek out opportunities to automate processes when appropriate.
- Identify emerging classes of vulnerabilities and developing solutions for them before they're a problem.
- Assist product teams in the development of security focused test cases to enforce security requirements.
- Advise product teams on business security requirements early in the product development lifecycle.
- Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure.
BASIC QUALIFICATIONS
- Deep understanding of web application architecture and design principles
- Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred.
- Knowledge of common security flaws and resolution as published by OWASP, SANS, etc.
- Experience with PCI or other regulated environments.
- Experience conducting threat models for complex, distributed products using standard threat modeling techniques and methodologies.
- Experience with standard authentication mechanisms, including SAML and OAuth2.
- Understanding of continuous integration / continuous deployment processes and tools.
- BS degree in related field or equivalent experience. MS degree in a related field or equivalent experience is a plus.
LOCATION
Location - Remote U.S.
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - 275,000 USD
USA base pay range (all other U.S. states) per year: $200,000 - 250,000 USD
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm values information security as a critical part of the company's continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it!
ROLE AND RESPONSIBILITIES
The Staff Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm's products.
- Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle.
- Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated.
- Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation.
- Seek out opportunities to automate processes when appropriate.
- Identify emerging classes of vulnerabilities and developing solutions for them before they're a problem.
- Assist product teams in the development of security focused test cases to enforce security requirements.
- Advise product teams on business security requirements early in the product development lifecycle.
- Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure.
BASIC QUALIFICATIONS
- Deep understanding of web application architecture and design principles
- Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred.
- Knowledge of common security flaws and resolution as published by OWASP, SANS, etc.
- Experience with PCI or other regulated environments.
- Experience conducting threat models for complex, distributed products using standard threat modeling techniques and methodologies.
- Experience with standard authentication mechanisms, including SAML and OAuth2.
- Understanding of continuous integration / continuous deployment processes and tools.
- BS degree in related field or equivalent experience. MS degree in a related field or equivalent experience is a plus.
LOCATION
Location - Remote U.S.
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - 275,000 USD
USA base pay range (all other U.S. states) per year: $200,000 - 250,000 USD
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all Product Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Product Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Product Engineer Jobs at Affirm
Align your portfolio to fintech infrastructure
Affirm's Product Engineering work centers on payments infrastructure, credit decisioning systems, and consumer-facing financial products. Documenting prior experience with high-availability backend systems or financial APIs positions your credentials directly against what their engineering teams evaluate.
Confirm LCA filings before your interview
Before accepting a final-round interview, search DOL's OFLC disclosure data for Affirm's Labor Condition Application filings under Product Engineer titles. This tells you which job levels and locations they've formally committed to sponsoring at prevailing wage.
Target roles at the right seniority level
Affirm's H-1B sponsorship activity skews toward mid-level and senior Product Engineer roles. Entry-level postings are less likely to come with sponsorship attached, so filtering for roles that specify three or more years of experience improves your odds significantly.
Use Migrate Mate to find open roles with confirmed sponsorship
Not every Affirm job posting explicitly states sponsorship eligibility. Use Migrate Mate to filter Product Engineer openings at Affirm by visa type, so you're only applying to roles where sponsorship has been verified rather than assumed.
Negotiate petition timing around H-1B cap deadlines
If you're on F-1 OPT, work backward from the April H-1B filing window. USCIS requires petitions submitted by April 1 for an October 1 start. Confirm your offer timeline with your Affirm recruiter no later than February to leave room for I-129 preparation.
Clarify PERM sponsorship intent for long-term roles
Affirm sponsors EB-2 and EB-3 Green Cards, but PERM recruitment timelines typically start one to two years into employment. In offer negotiations, ask directly whether your role has a defined pathway and what the expected initiation timeline looks like.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Product Engineers?
Yes, Affirm sponsors H-1B visas for Product Engineers. Their sponsorship activity is concentrated in mid-level and senior engineering roles rather than entry-level positions. If you're currently on F-1 OPT, Affirm can also support your status during the OPT period before transitioning to an H-1B visa petition through the annual USCIS cap-subject process.
How do I apply for Product Engineer jobs at Affirm?
Applications go through Affirm's careers portal, where Product Engineer roles are listed by team and location. You can also browse verified openings with sponsorship confirmed on Migrate Mate, which filters specifically for roles open to visa holders. Tailor your application to Affirm's engineering focus areas, particularly payments systems, platform reliability, and consumer credit products.
Which visa types does Affirm commonly use for Product Engineers?
Affirm sponsors H-1B, F-1 OPT, F-1 CPT, TN visa, and employment-based Green Cards including EB-2 and EB-3 for Product Engineers. H-1B is the most common nonimmigrant pathway for full-time roles. TN visa is available for Canadian and Mexican nationals in qualifying engineering occupations. Green Card sponsorship through PERM typically follows after a period of employment.
What qualifications does Affirm expect from Product Engineers?
Affirm's Product Engineer roles typically require a bachelor's degree or higher in computer science, software engineering, or a related technical field, which also satisfies the specialty occupation standard for H-1B purposes. Practically, their postings emphasize distributed systems experience, proficiency in languages like Go, Python, or Kotlin, and familiarity with financial or payments infrastructure at scale.
How do I time my application around visa filing deadlines?
If you're targeting an H-1B, USCIS opens cap-subject registration in March and petitions are due by April 1 for an October 1 start date. To meet that window, you'd need an offer finalized by late January or February. Affirm's recruiting cycles for Product Engineers tend to run year-round, so starting your application process in the fall of the prior year gives you the best timing alignment.