Software Engineer Jobs at Affirm with Visa Sponsorship
Software Engineer jobs at Affirm span payments infrastructure, risk systems, and consumer lending products. The company has a consistent track record of sponsoring work visas for engineering talent, making it a realistic target if you're on OPT, an H-1B visa, or pursuing longer-term Green Card pathways.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Engineering team builds systems that power Affirm's mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we're enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.
The Powered by Affirm (PBA) team builds the APIs and solutions that power all of Affirm's integrations with Enterprise Merchants and Partners. We create and manage the APIs and tools that drive checkout and merchant onboarding, and we collaborate with stakeholders to design and build custom end-to-end integrated solutions.
ROLE AND RESPONSIBILITIES
- You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
- You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
What We Look For
- You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
- You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
- You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
Base Pay Grade - N
Equity Grade - 9
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Software Engineer Jobs at Affirm
Align your resume to fintech engineering specifics
Affirm's engineering roles sit at the intersection of financial systems and consumer technology. Tailor your resume to highlight experience with payments infrastructure, distributed systems, or fraud detection rather than generic software development.
Target roles matching your visa timeline
If you're on F-1 OPT, apply early enough to account for the H-1B cap-subject filing window in April. Affirm's engineering team hires across multiple semesters, so aligning your job search to the USCIS lottery calendar protects your work authorization continuity.
Clarify sponsorship scope during recruiter screens
Affirm sponsors multiple visa categories for Software Engineers, but not every role or team supports all types. Ask the recruiter directly which visa categories the specific team has sponsored before you reach the offer stage.
Prepare for PERM labor certification delays early
If you're targeting a Green Card through EB-2 or EB-3, DOL PERM processing can add significant time to your path. Raise the topic with your hiring manager and HR contact before you accept an offer, not after.
Use Migrate Mate to find open Software Engineer roles
Affirm posts Software Engineer openings across multiple teams at different seniority levels. Use Migrate Mate to filter specifically for Affirm roles that confirm visa sponsorship availability, so you're applying to positions with confirmed sponsorship before investing time in the process.
Document your specialty occupation credentials thoroughly
USCIS requires H-1B petitions to demonstrate the role qualifies as a specialty occupation. For fintech roles at Affirm, gather transcripts, degree certificates, and any credential evaluations for foreign degrees before the offer letter arrives.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Software Engineers?
Yes, Affirm sponsors H-1B visas for Software Engineers. The company has an established sponsorship history for engineering roles across its payments and lending technology teams. If you're already on H-1B status with another employer, Affirm can file an H-1B transfer petition, which lets you start working as soon as USCIS receives the petition rather than waiting for approval.
How do I apply for Software Engineer jobs at Affirm?
Apply directly through Affirm's careers page or browse open roles filtered by sponsorship eligibility on Migrate Mate. Affirm's engineering hiring typically involves a recruiter screen, technical assessments focused on algorithms and system design, and multiple rounds of interviews. Tailor your application to reflect experience relevant to financial technology, including any work on transactional systems, APIs, or data pipelines.
Which visa types does Affirm commonly sponsor for Software Engineers?
Affirm sponsors H-1B, F-1 OPT, F-1 CPT, TN visa, and employment-based Green Card categories including EB-2 and EB-3 for Software Engineers. TN visa status is available to Canadian and Mexican nationals in qualifying engineering roles. If you're pursuing permanent residency, Affirm has supported employees through the PERM labor certification process and subsequent I-140 immigrant visa petitions.
What qualifications does Affirm expect from Software Engineer candidates?
Affirm generally expects a bachelor's degree or higher in computer science, software engineering, or a closely related technical field, which also satisfies USCIS specialty occupation requirements for H-1B petitions. Practically, roles emphasize backend systems, API development, and experience working with large-scale transactional data. Senior roles place additional weight on system design depth and cross-functional collaboration within fintech product environments.
How do I plan my timeline if I'm on F-1 OPT and targeting Affirm?
If your OPT authorization expires before October 1, you'll need Affirm to file an H-1B cap-subject petition in April for an October 1 start. STEM OPT extension gives you up to 24 additional months of work authorization if you graduated from a STEM-designated program, which provides more runway. Confirm with Affirm's HR team that they can support an H-1B filing on your behalf before accepting an offer if your OPT end date is close.