Full Stack Product Engineer Jobs at Affirm with Visa Sponsorship
Full Stack Product Engineer jobs at Affirm involve building financial products that require engineers who can own the full stack, from consumer-facing payment flows to backend credit decisioning systems. For Full Stack Product Engineers, Affirm has an established sponsorship process covering work visas and permanent residency pathways across multiple categories.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Engineering team builds systems that power Affirm's mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we're enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.
The Powered by Affirm (PBA) team builds the APIs and solutions that power all of Affirm's integrations with Enterprise Merchants and Partners. We create and manage the APIs and tools that drive checkout and merchant onboarding, and we collaborate with stakeholders to design and build custom end-to-end integrated solutions.
ROLE AND RESPONSIBILITIES
- You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
- You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
What We Look For
- You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
- You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
- You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
- You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
Base Pay Grade - N
Equity Grade - 9
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Full Stack Product Engineer Jobs at Affirm
Frame your stack around fintech infrastructure
Affirm's engineering teams work on payment processing, lending systems, and real-time risk evaluation. Highlight experience with distributed systems, API design, or financial data pipelines in your resume so your background maps directly to their product surface area.
Clarify your OPT timeline during screening
If you're on F-1 OPT, tell your recruiter your exact STEM extension eligibility and end date upfront. Affirm can work within tight timelines, but delays come from misaligned expectations about how much authorized work time remains before an H-1B petition needs to be filed.
Target teams where sponsorship has clear precedent
Affirm sponsors across engineering functions, but product-facing full stack roles tied to their consumer app and merchant checkout surface tend to have the most active hiring. Prioritize open roles tied to these product lines when filtering job listings.
Ask about PERM timing during the offer stage
For EB-2 or EB-3 Green Card pathways, PERM labor certification is the first and slowest step. Ask during negotiation whether Affirm starts the PERM process at a fixed tenure milestone or on request, so you can plan your long-term status accordingly.
Verify E-Verify enrollment before accepting an offer
As a financial services company, Affirm participates in E-Verify, which is required to employ F-1 STEM OPT workers. Confirm this with your recruiter before signing, since your OPT work authorization depends on your employer's active E-Verify enrollment.
Use Migrate Mate to surface active sponsoring roles
Affirm posts full stack roles across multiple teams at different times. Use Migrate Mate to filter open Full Stack Product Engineer positions at Affirm by visa type, so you're applying to roles where sponsorship is already confirmed rather than asking about it after applying.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Full Stack Product Engineers?
Yes, Affirm sponsors H-1B visas for Full Stack Product Engineers. The company has a consistent track record of filing H-1B petitions for engineering roles, and full stack positions are among the functions they hire internationally for. If you're subject to the H-1B cap lottery, timing your application cycle and securing an offer before the March registration window is critical.
How do I apply for Full Stack Product Engineer jobs at Affirm?
Apply directly through Affirm's careers page or browse verified open roles on Migrate Mate, which filters Affirm's listings by visa sponsorship eligibility. Affirm's engineering hiring process typically includes a recruiter screen, a technical assessment covering system design and full stack coding, and panel interviews with product and engineering stakeholders before an offer is extended.
Which visa types does Affirm commonly sponsor for Full Stack Product Engineer roles?
Affirm sponsors H-1B visas as the primary work authorization pathway for full stack engineers. They also support F-1 OPT and CPT for candidates already in the U.S. on student visas, TN visas for Canadian and Mexican nationals in qualifying roles, and EB-2 or EB-3 immigrant visa petitions for employees pursuing permanent residency.
What qualifications does Affirm look for in Full Stack Product Engineers?
Affirm typically expects proficiency across both frontend and backend systems, with experience in modern JavaScript frameworks, Python or Kotlin on the backend, and distributed cloud infrastructure. Given their product focus on payments and lending, familiarity with building reliable, high-throughput financial systems or consumer-facing transaction flows carries significant weight in the hiring process.
How do I time my application if my work authorization has an upcoming expiration?
If you're on STEM OPT, apply at least six to eight months before your authorization expires to allow time for H-1B cap registration in March and USCIS processing before your current status ends. For cap-exempt situations or TN renewals, timelines are shorter, but confirming Affirm's internal processing lead time with their immigration team early in the offer stage avoids last-minute gaps.