Full Stack Product Engineer Jobs at Affirm with Visa Sponsorship
Full Stack Product Engineer jobs at Affirm involve building financial products that require engineers who can own the full stack, from consumer-facing payment flows to backend credit decisioning systems. For Full Stack Product Engineers, Affirm has an established sponsorship process covering work visas and permanent residency pathways across multiple categories.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.
ABOUT THE TEAM
The Merchant Pricing team makes crucial decisions that directly impact Affirm’s top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take/inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.
WHAT YOU’LL DO
- Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
- Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
- Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
- Work closely with cross-functional teams on international market deals
- Monitor, experiment, optimize and iterate international markets pricing / offering
WHAT WE LOOK FOR
- Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
- 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
- Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
- Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
- High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context
BASE PAY GRADE
- M
EQUITY GRADE
- 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 36+ Full Stack Product Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Full Stack Product Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Full Stack Product Engineer Jobs at Affirm
Frame your stack around fintech infrastructure
Affirm's engineering teams work on payment processing, lending systems, and real-time risk evaluation. Highlight experience with distributed systems, API design, or financial data pipelines in your resume so your background maps directly to their product surface area.
Clarify your OPT timeline during screening
If you're on F-1 OPT, tell your recruiter your exact STEM extension eligibility and end date upfront. Affirm can work within tight timelines, but delays come from misaligned expectations about how much authorized work time remains before an H-1B petition needs to be filed.
Target teams where sponsorship has clear precedent
Affirm sponsors across engineering functions, but product-facing full stack roles tied to their consumer app and merchant checkout surface tend to have the most active hiring. Prioritize open roles tied to these product lines when filtering job listings.
Ask about PERM timing during the offer stage
For EB-2 or EB-3 Green Card pathways, PERM labor certification is the first and slowest step. Ask during negotiation whether Affirm starts the PERM process at a fixed tenure milestone or on request, so you can plan your long-term status accordingly.
Verify E-Verify enrollment before accepting an offer
As a financial services company, Affirm participates in E-Verify, which is required to employ F-1 STEM OPT workers. Confirm this with your recruiter before signing, since your OPT work authorization depends on your employer's active E-Verify enrollment.
Use Migrate Mate to surface active sponsoring roles
Affirm posts full stack roles across multiple teams at different times. Use Migrate Mate to filter open Full Stack Product Engineer positions at Affirm by visa type, so you're applying to roles where sponsorship is already confirmed rather than asking about it after applying.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Full Stack Product Engineers?
Yes, Affirm sponsors H-1B visas for Full Stack Product Engineers. The company has a consistent track record of filing H-1B petitions for engineering roles, and full stack positions are among the functions they hire internationally for. If you're subject to the H-1B cap lottery, timing your application cycle and securing an offer before the March registration window is critical.
How do I apply for Full Stack Product Engineer jobs at Affirm?
Apply directly through Affirm's careers page or browse verified open roles on Migrate Mate, which filters Affirm's listings by visa sponsorship eligibility. Affirm's engineering hiring process typically includes a recruiter screen, a technical assessment covering system design and full stack coding, and panel interviews with product and engineering stakeholders before an offer is extended.
Which visa types does Affirm commonly sponsor for Full Stack Product Engineer roles?
Affirm sponsors H-1B visas as the primary work authorization pathway for full stack engineers. They also support F-1 OPT and CPT for candidates already in the U.S. on student visas, TN visas for Canadian and Mexican nationals in qualifying roles, and EB-2 or EB-3 immigrant visa petitions for employees pursuing permanent residency.
What qualifications does Affirm look for in Full Stack Product Engineers?
Affirm typically expects proficiency across both frontend and backend systems, with experience in modern JavaScript frameworks, Python or Kotlin on the backend, and distributed cloud infrastructure. Given their product focus on payments and lending, familiarity with building reliable, high-throughput financial systems or consumer-facing transaction flows carries significant weight in the hiring process.
How do I time my application if my work authorization has an upcoming expiration?
If you're on STEM OPT, apply at least six to eight months before your authorization expires to allow time for H-1B cap registration in March and USCIS processing before your current status ends. For cap-exempt situations or TN renewals, timelines are shorter, but confirming Affirm's internal processing lead time with their immigration team early in the offer stage avoids last-minute gaps.