Full Stack Engineer Jobs at Affirm with Visa Sponsorship
Affirm builds financial products that require engineers who can work across the full stack, from consumer-facing payment flows to backend risk infrastructure. The company has a consistent track record of sponsoring work visas for Full Stack Engineers, supporting candidates through the full process from offer through filing.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Home and Search Experience team owns the end-to-end search and discovery experience in the Affirm app, spanning user experience, application-level APIs, and the underlying search and ranking systems. Our goal is to define and deliver meaningful initiatives that improve how users discover merchants, brands, and categories, and understand and engage with their available credit. We work closely with product, data science, design, and partner engineering teams to identify opportunities, ship new features, and continuously raise the quality, reliability, and scalability of these experiences in support of Affirm’s growth. We are looking for a highly motivated Software Engineer to help define and deliver critical experiences at the heart of Affirm’s marketplace. In this role, you will own high-leverage technical and product initiatives whose outcomes directly influence user discovery, credit engagement, and the growth of Affirm’s merchant network. We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
ROLE AND RESPONSIBILITIES
With the support of your team, you will work on tasks that contribute to the team's projects and goals.
You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
You will contribute to a sense of community on your team by engaging in growth and development activities.
BASIC QUALIFICATIONS
You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
You have previous work or internship designing, developing and launching APIs at scale using languages like Python or Kotlin.
You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Pay Grade - J
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000
USA base pay range (all other U.S. states) per year: $115,000 - $155,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Home and Search Experience team owns the end-to-end search and discovery experience in the Affirm app, spanning user experience, application-level APIs, and the underlying search and ranking systems. Our goal is to define and deliver meaningful initiatives that improve how users discover merchants, brands, and categories, and understand and engage with their available credit. We work closely with product, data science, design, and partner engineering teams to identify opportunities, ship new features, and continuously raise the quality, reliability, and scalability of these experiences in support of Affirm’s growth. We are looking for a highly motivated Software Engineer to help define and deliver critical experiences at the heart of Affirm’s marketplace. In this role, you will own high-leverage technical and product initiatives whose outcomes directly influence user discovery, credit engagement, and the growth of Affirm’s merchant network. We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
ROLE AND RESPONSIBILITIES
With the support of your team, you will work on tasks that contribute to the team's projects and goals.
You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
You will contribute to a sense of community on your team by engaging in growth and development activities.
BASIC QUALIFICATIONS
You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
You have previous work or internship designing, developing and launching APIs at scale using languages like Python or Kotlin.
You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Pay Grade - J
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $130,000 - $170,000
USA base pay range (all other U.S. states) per year: $115,000 - $155,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Full Stack Engineer Jobs at Affirm Jobs
Frame Your Stack Around Fintech Infrastructure
Affirm's engineering work touches payment processing, credit decisioning, and real-time fraud systems. Tailor your resume to show experience with high-availability backend services and secure API design, not just generic web development.
Confirm H-1B Filing Intent During Offer Negotiation
Ask the recruiter directly whether Affirm will file an H-1B petition in the next cap season or rely on a cap-exempt arrangement. Getting this confirmed in writing before you sign prevents misaligned expectations about your long-term status.
Prepare Your Specialty Occupation Documentation Now
USCIS scrutinizes Full Stack Engineer petitions closely. Gather evidence that your role requires a specific bachelor's degree in computer science or a related field, not just general technical proficiency. Affirm's complex fintech systems help support that argument.
Use Migrate Mate to Target Affirm's Open Roles
Affirm posts Full Stack Engineer openings across multiple locations and product teams. Use Migrate Mate to filter specifically for Affirm roles that include visa sponsorship, so you're applying to positions already confirmed as sponsorship-eligible.
Understand TN Eligibility If You Hold Canadian Citizenship
Canadian citizens qualify for TN status under USMCA for certain engineering roles without waiting for the H-1B lottery. Confirm with Affirm's immigration counsel that your Full Stack Engineer position satisfies DOL's engineer classification for TN purposes before relying on this pathway.
Full Stack Engineer at Affirm jobs are hiring across the US. Find yours.
Find Full Stack Engineer at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Full Stack Engineers?
Yes, Affirm sponsors H-1B visas for Full Stack Engineers. The company works with immigration counsel to file H-1B petitions and has done so consistently for engineering roles. If you're already on H-1B with another employer, Affirm can file an H-1B transfer, which lets you start working before USCIS issues a final decision.
Which visa types does Affirm commonly sponsor for Full Stack Engineer roles?
Affirm sponsors H-1B, TN, and F-1 OPT and CPT for Full Stack Engineers, and supports Green Card pathways including EB-2 and EB-3 for longer-tenured employees. The right visa depends on your citizenship and current status. Canadian citizens may pursue TN as a faster alternative to H-1B, while most others rely on H-1B sponsorship.
How do I apply for Full Stack Engineer jobs at Affirm?
Applications go through Affirm's careers portal. The process typically involves a recruiter screen, a technical phone interview, and a multi-round virtual onsite covering system design, coding, and sometimes a product-focused engineering round. Affirm's Full Stack roles often emphasize distributed systems and payment infrastructure, so preparing examples from high-scale or financially sensitive projects helps. You can browse current openings filtered by sponsorship eligibility on Migrate Mate.
What qualifications does Affirm expect for Full Stack Engineer positions?
Affirm typically looks for engineers with experience across both frontend and backend systems, with backend work in Python or Kotlin and frontend experience in React or similar frameworks. For visa sponsorship purposes, a bachelor's degree or higher in computer science, software engineering, or a closely related field is important, since USCIS requires evidence that the role constitutes a specialty occupation.
How do I time my H-1B application if I receive an offer from Affirm?
H-1B cap-subject petitions can only be filed between April 1 and September 30, with USCIS registration opening in March. If Affirm extends you an offer outside that window, you'll likely bridge on F-1 OPT, OPT STEM extension, or another valid status until the next filing season. Affirm's immigration team will coordinate timing, but you should understand your authorized period ends before committing to a start date.
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