Product Software Engineer Jobs at Affirm with Visa Sponsorship
Product Software Engineer jobs at Affirm sit at the intersection of financial technology and consumer credit infrastructure, requiring engineers who can build across the full product lifecycle. Affirm has an established track record of sponsoring work visas for this function, supporting candidates through H-1B visa, OPT, and other pathways.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Consumer Servicing team owns the ways customers get help at Affirm — including chat, phone, self-service flows, and the internal tools our agents rely on to deliver fast, empathetic, and effective support. We sit at the intersection of customer experience, operational excellence, and AI-driven transformation.
We're looking for a Senior Product Manager to join our Agent Enablement pod: the team responsible for the tools, workflows, and AI-powered capabilities that help our agents support millions of customers with speed, accuracy, and care.
As a Senior PM, you'll play a pivotal role in shaping the experience of how millions of people get help — and how our internal teams deliver it.
- Deeply understand our customers and agents—what they need, what they expect, and where they struggle—through research, data, and constant iteration.
- Champion operational excellence—work closely with our Servicing and Operations teams to streamline workflows, reduce complexity, and unlock new levels of productivity.
- Design for scale through AI and automation—identify high-leverage areas where intelligent automation can boost agent efficiency and reduce contact volume, and lead build-vs-buy evaluations for AI tooling that enhances customer and agent experiences.
- Drive an ambitious, thoughtful roadmap—identify impactful opportunities, prioritize ruthlessly, and guide execution from concept to launch and beyond.
- Translate insights into strategy—define a clear product vision informed by market trends, competitive analysis, behavioral data, and frontline feedback.
- Instrument and measure the right things—define metrics that matter, set clear success criteria, and use experimentation to drive performance improvements.
- Build for the long game—design scalable systems that can support a growing business, new contact channels, and ever-increasing expectations for speed and quality.
- Collaborate across the org—partner deeply with Engineering, Design, Analytics, Ops, Legal, and senior leaders to drive aligned, cross-functional progress.
- Own ambiguity and unlock innovation—navigate tradeoffs, bring clarity to chaos, and lead with conviction in a fast-paced, constantly evolving environment.
What we look for
- Have 5+ years of Product Management experience.
- Build for scale and empathy—you craft intuitive experiences for both customers and agents that balance high-tech efficiency with a human touch.
- Thrive in complexity—you can zoom out to redesign service strategy or zoom in to debug an agent workflow—all in the same day.
- Lead with insight—you combine strong product intuition, behavioral understanding, and analytical rigor to uncover patterns and drive smart decisions.
- Operate with ownership—you move quickly, bring order to ambiguity, and push for outcomes that actually matter to the business and the customer.
- Communicate to drive clarity—your storytelling and synthesis skills align stakeholders, unlock buy-in, and make your roadmap resonate from the call center floor to the exec suite.
- Bonus points if you've worked on customer support platforms, internal tools, or have experience scaling service operations with AI and automation.
COMPENSATION
- Pay Grade - N
- Equity Grade - 9
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 127+ Product Software Engineer Jobs at Affirm
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Get Access To All JobsTips for Finding Product Software Engineer Jobs at Affirm
Align your portfolio to fintech product work
Affirm prioritizes engineers who've built consumer-facing financial products, not just backend systems. Before applying, document projects involving payments, lending flows, or credit decisioning so your experience maps directly to their product surface area.
Target roles tied to active product lines
Affirm's Product Software Engineer openings cluster around its core buy-now-pay-later infrastructure and merchant integrations. Applying to teams building active, revenue-generating features signals you understand where the company invests headcount, which matters for sponsorship-eligible positions.
Verify your OPT start date before interviewing
If you're on F-1 OPT, confirm your remaining authorization window before your first interview. Affirm's hiring process can run several weeks, and starting employment after your OPT expiration date puts your status at risk before an H-1B transfer can be filed.
Clarify sponsorship scope during the offer stage
Ask the recruiter explicitly whether the offer covers H-1B cap filing, premium processing, and any future Green Card sponsorship under EB-2 or EB-3. Get the scope in writing before signing, since USCIS timelines affect when you can start and how long the process takes.
Use Migrate Mate to surface open Product Software Engineer roles at Affirm
Filter for Affirm roles that explicitly list H-1B or OPT sponsorship before you apply. Migrate Mate aggregates sponsorship-confirmed job listings so you spend time on applications where your visa situation is already accounted for by the employer.
Prepare your degree equivalency documentation early
Affirm's specialty occupation H-1B filings require your degree to directly relate to the role. If your credential is from outside the U.S. or in a tangentially related field like applied mathematics or physics, get a credential evaluation completed before your employer files the petition with USCIS.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Product Software Engineers?
Yes, Affirm sponsors H-1B visas for Product Software Engineer roles. The company files petitions during the annual USCIS cap season, and engineers on F-1 OPT can typically bridge to H-1B status when their authorization period aligns with the October 1 start date. Affirm also supports Green Card sponsorship under EB-2 and EB-3 for longer-tenured employees, though timelines depend on your country of birth and USCIS processing.
Which visa types are commonly used for Product Software Engineer roles at Affirm?
Affirm supports several visa categories for Product Software Engineers. F-1 OPT and CPT are common entry points for recent graduates, with STEM OPT extensions giving up to three years of work authorization before an H-1B is required. The H-1B is the primary long-term work visa for this role. Canadian and Mexican nationals may qualify for TN visa status given that software engineering is a listed USMCA profession, which can simplify the path compared to the H-1B lottery.
How do I apply for Product Software Engineer jobs at Affirm?
Start by browsing open Product Software Engineer listings on Migrate Mate, which filters for roles at Affirm that confirm visa sponsorship. Once you identify a position, apply directly through Affirm's careers portal. The interview process typically includes an initial recruiter screen, technical assessments focused on system design and coding, and product sense evaluations given the cross-functional nature of the role. Flag your visa situation early in the recruiter conversation so sponsorship can be confirmed before you invest in later interview rounds.
What qualifications does Affirm expect for Product Software Engineer roles?
Affirm's Product Software Engineer positions generally require a bachelor's degree in computer science, software engineering, or a closely related technical field, which also satisfies USCIS specialty occupation requirements for H-1B purposes. Beyond credentials, Affirm looks for experience building scalable consumer products and working cross-functionally with design and product management. Engineers with fintech or payments domain knowledge have a practical advantage, since the role touches credit, fraud, and transaction systems directly.
How do I time my application if I'm approaching the end of my OPT?
If your OPT expires before October 1 and Affirm files an H-1B on your behalf in the April cap season, the 60-day grace period after OPT expiration may not bridge the full gap. A STEM OPT extension, if you're eligible, can extend your work authorization by up to 24 months and keeps you covered through an H-1B transition. Apply to Affirm well before your authorization window closes so there's time for USCIS to process any extension and for Affirm to prepare your H-1B petition.