Product Software Engineer Jobs at Affirm with Visa Sponsorship
Product Software Engineer jobs at Affirm sit at the intersection of financial technology and consumer credit infrastructure, requiring engineers who can build across the full product lifecycle. Affirm has an established track record of sponsoring work visas for this function, supporting candidates through H-1B visa, OPT, and other pathways.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm values information security as a critical part of the company's continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it!
ROLE AND RESPONSIBILITIES
The Staff Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm's products.
- Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle.
- Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated.
- Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation.
- Seek out opportunities to automate processes when appropriate.
- Identify emerging classes of vulnerabilities and developing solutions for them before they're a problem.
- Assist product teams in the development of security focused test cases to enforce security requirements.
- Advise product teams on business security requirements early in the product development lifecycle.
- Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure.
BASIC QUALIFICATIONS
- Deep understanding of web application architecture and design principles
- Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred.
- Knowledge of common security flaws and resolution as published by OWASP, SANS, etc.
- Experience with PCI or other regulated environments.
- Experience conducting threat models for complex, distributed products using standard threat modeling techniques and methodologies.
- Experience with standard authentication mechanisms, including SAML and OAuth2.
- Understanding of continuous integration / continuous deployment processes and tools.
- BS degree in related field or equivalent experience. MS degree in a related field or equivalent experience is a plus.
LOCATION
Location - Remote U.S.
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - 275,000 USD
USA base pay range (all other U.S. states) per year: $200,000 - 250,000 USD
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm values information security as a critical part of the company's continued success. Our mission is to make information security programmatic and cultural in Affirm, enabling the company to succeed in building honest financial products. The Security team posture increases security and reduces risk while securely enabling access to information for those who need it!
ROLE AND RESPONSIBILITIES
The Staff Product Security Engineer candidate will have experience building and architecting software as part of a larger team. The ideal candidate will work effectively with product and engineering teams to evaluate and influence product requirements, design, and implementation to improve the security of Affirm's products.
- Partner with Affirm product teams to ensure that security is included in every phase of the product development lifecycle.
- Conduct threat modeling and architecture reviews to ensure threats are understood, documented, and mitigated.
- Review and analyze product source code to identify security vulnerabilities and provide recommendations for secure implementation.
- Seek out opportunities to automate processes when appropriate.
- Identify emerging classes of vulnerabilities and developing solutions for them before they're a problem.
- Assist product teams in the development of security focused test cases to enforce security requirements.
- Advise product teams on business security requirements early in the product development lifecycle.
- Decompose large, cross-team projects into individual tasks. Manage scope across teams and drive toward project closure.
BASIC QUALIFICATIONS
- Deep understanding of web application architecture and design principles
- Experience using modern software development and delivery techniques to develop cloud-based services. Python, Kotlin, Java, AWS, and Azure experience preferred.
- Knowledge of common security flaws and resolution as published by OWASP, SANS, etc.
- Experience with PCI or other regulated environments.
- Experience conducting threat models for complex, distributed products using standard threat modeling techniques and methodologies.
- Experience with standard authentication mechanisms, including SAML and OAuth2.
- Understanding of continuous integration / continuous deployment processes and tools.
- BS degree in related field or equivalent experience. MS degree in a related field or equivalent experience is a plus.
LOCATION
Location - Remote U.S.
COMPENSATION
Pay Grade - P
Equity Grade - 13
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 - 275,000 USD
USA base pay range (all other U.S. states) per year: $200,000 - 250,000 USD
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 161+ Product Software Engineer Jobs at Affirm
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Product Software Engineer Jobs at Affirm.
Get Access To All JobsTips for Finding Product Software Engineer Jobs at Affirm
Align your portfolio to fintech product work
Affirm prioritizes engineers who've built consumer-facing financial products, not just backend systems. Before applying, document projects involving payments, lending flows, or credit decisioning so your experience maps directly to their product surface area.
Target roles tied to active product lines
Affirm's Product Software Engineer openings cluster around its core buy-now-pay-later infrastructure and merchant integrations. Applying to teams building active, revenue-generating features signals you understand where the company invests headcount, which matters for sponsorship-eligible positions.
Verify your OPT start date before interviewing
If you're on F-1 OPT, confirm your remaining authorization window before your first interview. Affirm's hiring process can run several weeks, and starting employment after your OPT expiration date puts your status at risk before an H-1B transfer can be filed.
Clarify sponsorship scope during the offer stage
Ask the recruiter explicitly whether the offer covers H-1B cap filing, premium processing, and any future Green Card sponsorship under EB-2 or EB-3. Get the scope in writing before signing, since USCIS timelines affect when you can start and how long the process takes.
Use Migrate Mate to surface open Product Software Engineer roles at Affirm
Filter for Affirm roles that explicitly list H-1B or OPT sponsorship before you apply. Migrate Mate aggregates sponsorship-confirmed job listings so you spend time on applications where your visa situation is already accounted for by the employer.
Prepare your degree equivalency documentation early
Affirm's specialty occupation H-1B filings require your degree to directly relate to the role. If your credential is from outside the U.S. or in a tangentially related field like applied mathematics or physics, get a credential evaluation completed before your employer files the petition with USCIS.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Product Software Engineers?
Yes, Affirm sponsors H-1B visas for Product Software Engineer roles. The company files petitions during the annual USCIS cap season, and engineers on F-1 OPT can typically bridge to H-1B status when their authorization period aligns with the October 1 start date. Affirm also supports Green Card sponsorship under EB-2 and EB-3 for longer-tenured employees, though timelines depend on your country of birth and USCIS processing.
Which visa types are commonly used for Product Software Engineer roles at Affirm?
Affirm supports several visa categories for Product Software Engineers. F-1 OPT and CPT are common entry points for recent graduates, with STEM OPT extensions giving up to three years of work authorization before an H-1B is required. The H-1B is the primary long-term work visa for this role. Canadian and Mexican nationals may qualify for TN visa status given that software engineering is a listed USMCA profession, which can simplify the path compared to the H-1B lottery.
How do I apply for Product Software Engineer jobs at Affirm?
Start by browsing open Product Software Engineer listings on Migrate Mate, which filters for roles at Affirm that confirm visa sponsorship. Once you identify a position, apply directly through Affirm's careers portal. The interview process typically includes an initial recruiter screen, technical assessments focused on system design and coding, and product sense evaluations given the cross-functional nature of the role. Flag your visa situation early in the recruiter conversation so sponsorship can be confirmed before you invest in later interview rounds.
What qualifications does Affirm expect for Product Software Engineer roles?
Affirm's Product Software Engineer positions generally require a bachelor's degree in computer science, software engineering, or a closely related technical field, which also satisfies USCIS specialty occupation requirements for H-1B purposes. Beyond credentials, Affirm looks for experience building scalable consumer products and working cross-functionally with design and product management. Engineers with fintech or payments domain knowledge have a practical advantage, since the role touches credit, fraud, and transaction systems directly.
How do I time my application if I'm approaching the end of my OPT?
If your OPT expires before October 1 and Affirm files an H-1B on your behalf in the April cap season, the 60-day grace period after OPT expiration may not bridge the full gap. A STEM OPT extension, if you're eligible, can extend your work authorization by up to 24 months and keeps you covered through an H-1B transition. Apply to Affirm well before your authorization window closes so there's time for USCIS to process any extension and for Affirm to prepare your H-1B petition.