Software Developer Jobs at Affirm with Visa Sponsorship
Software Developer jobs at Affirm span backend systems, platform engineering, and financial technology products across its payments and lending infrastructure teams. The company has an established track record of sponsoring work visas for this function, making it a realistic target for international candidates in the Banking and Financial Services space.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Money Movement & Card Ledger team is looking for a passionate Software Engineer to help build the tools and systems that we use to manage money movement, bank data integration & merchant data. Affirm Card is Affirm’s newest financial product that marries the functionality of a debit card with access to Affirm's buy now pay later financing options. Our ability to move money effectively is critical to our ability to reach new customers and improve financial lives. We work closely with experience, data science, product, and a wide range of engineering teams to both leverage existing systems and build new systems. This role requires a high level of technical capability, strong cross functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to have an industry leading money movement system to empower our product. Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
ROLE AND RESPONSIBILITIES
You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
You will help develop talent on your team by providing feedback and guidance, and leading by example.
BASIC QUALIFICATIONS
You have 4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.
You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
* This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Base Pay Grade - N
Equity Grade - USA 9
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA Pacific base pay range (CA, WA, NY, NJ, CT): $195,000 - $255,000
USA Sapphire base pay range (all other U.S. states): $173,000 - $233,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 38+ Software Developer Jobs at Affirm
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Get Access To All JobsTips for Finding Software Developer Jobs at Affirm
Align your portfolio with fintech infrastructure work
Affirm's engineering teams build distributed payment systems and credit decisioning platforms. Highlighting backend experience with high-throughput APIs, data pipelines, or financial transaction processing signals direct role fit before your application reaches a recruiter.
Target teams with active PERM labor certifications
Search DOL OFLC disclosure data to identify which Affirm engineering functions have filed PERM applications. This reveals where the company has committed to long-term sponsorship, giving you a clearer path to Green Card eligibility beyond the initial H-1B.
Use Migrate Mate to filter Affirm's open roles by visa type
Not every Software Developer posting at Affirm is attached to sponsorship. Migrate Mate lets you filter specifically for positions where H-1B or OPT sponsorship is confirmed, so you're applying to roles that match your work authorization situation from the start.
Confirm your OPT end date before accepting an offer
If you're on F-1 OPT, verify your I-20 and I-94 carefully. Affirm's cap-subject H-1B filing window opens October 1, and USCIS requires your OPT to remain valid through that date for a status change to work without a gap in employment authorization.
Request premium processing during the H-1B filing stage
Affirm's legal team typically handles I-129 preparation, but you can request USCIS premium processing if your start date is time-sensitive. This reduces the adjudication window to 15 business days and protects against late approvals affecting your first-day start date.
Prepare specialty occupation documentation before final interviews
For H-1B approval in software development, USCIS scrutinizes whether the role requires a specific technical degree. Gather transcripts, degree equivalency evaluations for non-U.S. credentials, and any prior approval notices early, so Affirm's immigration counsel can move quickly post-offer.
Frequently Asked Questions
Does Affirm sponsor H-1B visas for Software Developers?
Yes, Affirm sponsors H-1B visas for Software Developer roles. The company works with immigration counsel to file cap-subject H-1B petitions and has a consistent record of supporting this visa type for technical positions. If you're already on an H-1B with another employer, Affirm can also file an H-1B transfer, allowing you to start work once the petition is received by USCIS.
Which visa types does Affirm commonly sponsor for Software Developer roles?
Affirm sponsors H-1B, TN visa, and F-1 OPT and CPT for Software Developer positions. For candidates seeking permanent residence, the company supports EB-2 and EB-3 Green Card pathways through the PERM labor certification process. TN visa is available to Canadian and Mexican nationals in qualifying engineering roles. Your eligibility depends on your citizenship, degree field, and the specific position.
How do I apply for Software Developer jobs at Affirm?
You can browse and apply for Software Developer roles at Affirm directly through their careers page, or use Migrate Mate to filter for open positions where visa sponsorship is confirmed. When applying, tailor your resume to Affirm's fintech engineering stack and indicate your work authorization status clearly. Affirm's recruiting team typically conducts a technical screen followed by a multi-round system design and coding interview process.
What qualifications does Affirm expect for Software Developer candidates needing sponsorship?
Affirm generally looks for a bachelor's or master's degree in Computer Science, Software Engineering, or a closely related field, which also satisfies USCIS specialty occupation requirements for H-1B purposes. Beyond credentials, roles typically require hands-on experience with backend systems, distributed architecture, or payments infrastructure. Candidates with fintech or regulated-industry engineering backgrounds tend to advance further in the interview process.
How do I plan my timeline if I'm waiting on H-1B lottery results while interviewing at Affirm?
USCIS runs the H-1B lottery in March for an October 1 start date. If you're interviewing at Affirm between January and March, align your offer timeline so your employer can register you in the lottery before the window closes. If you're not selected, discuss whether Affirm can support an O-1 visa petition or whether your situation qualifies for a cap-exempt filing through an affiliated research institution.