Data Analyst Intern Jobs at Affirm with Visa Sponsorship
Affirm hires Data Analyst Intern candidates who can work across credit risk, fraud, and merchant analytics in a regulated fintech environment. The company has a consistent track record of supporting international candidates through the visa process, making it a realistic target if you're on OPT, CPT, or pursuing H-1B sponsorship.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Data Analyst Intern Jobs at Affirm Jobs
Tailor your portfolio to fintech analytics
Affirm evaluates interns on applied analytical work, not academic projects alone. Build portfolio pieces around credit risk modeling, transaction data, or fraud detection to signal you can contribute in a regulated financial services environment from day one.
Start CPT paperwork before accepting an offer
Affirm's internship timeline often runs on a fixed start date. Coordinate with your Designated School Official early since CPT authorization must be in place before you begin work, and university processing can take two to four weeks.
Confirm OPT start date alignment during offer negotiation
If you're starting on post-completion OPT, your USCIS-authorized start date must align with Affirm's internship start date. A mismatch of even a few days creates an unauthorized employment issue, so raise this directly with the recruiter before signing.
Ask specifically about H-1B cap-subject sponsorship intentions
Affirm participates in H-1B sponsorship, but intern-to-full-time conversion timelines matter. Confirm whether the team converting you would file a cap-subject H-1B petition in April for October 1 employment, since the lottery window is fixed and gaps in status are common.
Use Migrate Mate to filter open Data Analyst Intern roles
Affirm posts Data Analyst Intern openings across multiple teams and cities. Use Migrate Mate to filter specifically for Affirm roles that align with your visa type, so you're applying to positions where sponsorship is already part of the hiring workflow.
Verify Affirm's E-Verify enrollment before your first day
F-1 students on OPT using STEM OPT extension require their employer to be enrolled in E-Verify. Affirm is enrolled, but confirm this directly with HR before your start date since STEM OPT extension eligibility depends on active enrollment at the time of filing.
Data Analyst Intern at Affirm jobs are hiring across the US. Find yours.
Find Data Analyst Intern at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Data Analyst Interns?
Affirm sponsors H-1B visas, primarily for full-time roles rather than internships directly. The typical path is completing a Data Analyst Intern role, converting to a full-time position, and then having Affirm file an H-1B petition during the April cap-subject lottery window for an October 1 start. If you're already on an approved H-1B with another employer, Affirm can file an H-1B transfer instead.
How do I apply for Data Analyst Intern jobs at Affirm?
Applications go through Affirm's careers portal, where Data Analyst Intern postings are listed by team and location. Roles span credit risk, growth analytics, and merchant data functions. Migrate Mate aggregates Affirm's open Data Analyst Intern positions so you can filter by visa type and apply directly to roles where international candidates are actively considered.
Which visa types are commonly used for Data Analyst Intern roles at Affirm?
Most international interns at Affirm work under F-1 CPT during their degree program or F-1 OPT after graduation. TN visas are an option for Canadian and Mexican nationals in qualifying analytical roles. For longer-term employment, Affirm sponsors H-1B petitions, and Green Card pathways through EB-2 or EB-3 PERM are available for full-time employees who convert from internships.
What qualifications does Affirm expect for Data Analyst Intern candidates?
Affirm looks for candidates pursuing degrees in statistics, economics, computer science, or a related quantitative field. Practical SQL proficiency is expected, and experience with Python or R strengthens your application. Fintech-adjacent coursework or projects in credit analysis, risk modeling, or fraud detection differentiate candidates in a competitive applicant pool. Affirm's analytics teams work closely with product and engineering, so cross-functional communication matters.
How do I time my application if my OPT window is limited?
Post-completion OPT gives you 12 months of work authorization, with a potential 24-month STEM OPT extension for qualifying degrees. Apply to Affirm's Data Analyst Intern roles at least three to four months before your target start date to allow time for offer negotiation, I-20 updates, and USCIS processing of your EAD. If your OPT window is tight, CPT during your final semester may be a better fit for an internship timeline.
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