Risk Data Analyst Jobs at Affirm with Visa Sponsorship
Affirm hires Risk Data Analysts to build and refine the credit and fraud models that power its buy-now-pay-later platform. The company sponsors work visas for this function across multiple visa categories, making it a realistic target for international candidates with quantitative finance or risk modeling backgrounds.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 93+ Risk Data Analyst at Affirm jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Risk Data Analyst at Affirm roles.
Get Access To All JobsTips for Finding Risk Data Analyst Jobs at Affirm Jobs
Tailor your portfolio to credit risk
Affirm evaluates candidates on hands-on experience with loss forecasting, credit scoring, or fraud detection models. Before applying, assemble work samples that show end-to-end model development in a lending or payments context, not just general data analysis.
Ask about LCA filing scope during the offer stage
Affirm operates hybrid and remote arrangements for some risk roles. When you receive an offer, confirm which worksite the Labor Condition Application will cover. DOL requires a certified LCA for each location where you'll work regularly, so remote setups can add complexity.
Use Migrate Mate to find open Risk Data Analyst roles
Search Migrate Mate's job board to filter Affirm's Risk Data Analyst openings by visa type. This helps you confirm which roles are actively sponsoring before you invest time in the application, so you're not discovering sponsorship availability late in the process.
Align your credentials with specialty occupation standards
USCIS requires H-1B petitions to demonstrate the role is a specialty occupation requiring a specific degree field. For risk analyst positions at fintech lenders, statistics, applied mathematics, economics, or computer science degrees are the strongest fit for that standard.
Prepare for PERM if targeting permanent residence
Affirm has sponsored EB-2 and EB-3 green cards for technical roles. If permanent residence matters to you, raise it during negotiations rather than after onboarding. PERM recruitment requirements and DOL prevailing wage determinations take months to initiate and cannot be rushed retroactively.
Risk Data Analyst at Affirm jobs are hiring across the US. Find yours.
Find Risk Data Analyst at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Risk Data Analysts?
Yes, Affirm sponsors H-1B visas for Risk Data Analyst roles. The company files both initial H-1B cap-subject petitions and H-1B transfers for candidates already holding the status. Because Risk Data Analyst positions at Affirm require quantitative expertise in credit or fraud modeling, they generally satisfy USCIS's specialty occupation standard, which is the core H-1B eligibility threshold.
Which visa types are commonly used for Risk Data Analyst roles at Affirm?
Affirm supports H-1B, F-1 OPT, F-1 CPT, TN, and employment-based Green Card pathways including EB-2 and EB-3 for Risk Data Analyst positions. F-1 candidates in STEM fields can also pursue a 24-month STEM OPT extension, which extends work authorization and reduces short-term H-1B lottery dependency. TN is available to Canadian and Mexican nationals in qualifying analytical occupations.
What qualifications does Affirm expect for Risk Data Analyst roles?
Affirm's Risk Data Analyst roles typically require a bachelor's or master's degree in statistics, economics, applied mathematics, or a related quantitative field, along with proficiency in SQL and Python. Experience with credit risk modeling, loss forecasting, or fraud detection in a consumer lending or payments environment is weighted heavily. Fintech or banking industry exposure strengthens your application significantly over general data analyst backgrounds.
How do I apply for Risk Data Analyst jobs at Affirm?
You can browse and apply for Risk Data Analyst openings at Affirm directly through Migrate Mate, which filters roles by visa sponsorship type so you can confirm eligibility before applying. Affirm's hiring process for analytical roles typically includes a technical screen, a take-home case study focused on risk or credit problems, and structured interviews with the risk and data science teams.
How long does the visa sponsorship process take for a Risk Data Analyst at Affirm?
For H-1B cap-subject petitions, the timeline depends on the annual lottery in March and a standard October 1 start date, meaning the process can span six months or more from registration. H-1B transfers for candidates already in status are faster, often completing within two to three months with premium processing. PERM-based Green Card sponsorship runs significantly longer, typically one to three years from initiation to approval.
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