Data Science Intern Jobs at Affirm with Visa Sponsorship
Affirm's data science internship program sits at the intersection of machine learning and consumer credit, giving interns real exposure to financial modeling and risk analytics. Affirm has a solid track record of sponsoring international talent across multiple visa categories, making it a strong target for F-1 and H-1B candidates.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Data Science Intern Jobs at Affirm Jobs
Align your portfolio to fintech credit problems
Affirm evaluates interns on applied ML skills relevant to buy-now-pay-later underwriting and fraud detection. Build portfolio projects around credit risk modeling, time-series forecasting, or payment data to signal direct relevance before your first interview.
Confirm CPT eligibility before accepting an offer
Affirm sponsors F-1 CPT for summer internships, but your DSO must authorize CPT before your start date. Verify that your program allows CPT for the internship duration and that the offer letter specifies full-time or part-time status accurately.
Target Affirm's recruiting cycle for intern roles
Affirm opens data science internship applications in late summer for the following summer. Applying in September or October gives you the strongest shot before headcount is allocated. Late applicants often find roles filled even when listings remain open.
Use Migrate Mate to surface Affirm intern openings early
Intern postings at Affirm appear and close quickly. Use Migrate Mate to filter for Data Science Intern roles at Affirm with your visa type, so you catch new listings as soon as they go live rather than discovering them after the pipeline closes.
Negotiate OPT start dates around USCIS processing windows
If you plan to convert an internship into full-time OPT employment, USCIS recommends applying 90 days before your program end date. Discuss your graduation timeline with Affirm's recruiting team so your OPT authorization arrives before your intended start date.
Understand how Affirm structures H-1B sponsorship for return offers
Affirm sponsors H-1B petitions for interns who receive full-time return offers. Because the H-1B lottery opens each April for an October start, confirm your return offer timeline aligns with cap registration, especially if your OPT period is short.
Data Science Intern at Affirm jobs are hiring across the US. Find yours.
Find Data Science Intern at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Data Science Interns?
Affirm sponsors H-1B visas primarily for full-time employees, including those who convert from an internship through a return offer. Interns working under F-1 CPT or OPT do not require H-1B sponsorship during the internship itself, but Affirm has a track record of filing H-1B petitions for strong interns who receive offers to join full-time after graduation.
How do I apply for Data Science Intern jobs at Affirm?
Applications open through Affirm's careers page, typically in late summer for the following year's internship cycle. You can also browse open Data Science Intern roles at Affirm filtered by visa type on Migrate Mate, which surfaces postings as soon as they go live. Tailor your resume to highlight ML applications in financial services, risk modeling, or fraud detection to stand out.
Which visa types are commonly used for Data Science Intern roles at Affirm?
F-1 CPT is the most common authorization for summer internships, allowing students to work while enrolled. F-1 OPT covers post-graduation periods and can extend under STEM OPT for an additional 24 months in a qualifying data science role. Affirm also sponsors TN visas for Canadian and Mexican nationals in eligible computer and mathematical occupations, and H-1B petitions for full-time hires.
What qualifications and experience does Affirm expect from Data Science Intern candidates?
Affirm typically looks for graduate or advanced undergraduate students in statistics, computer science, or a related quantitative field. Practical experience with Python, SQL, and ML frameworks matters more than coursework alone. Projects or research involving credit risk, A/B testing, or large-scale data pipelines directly address the types of problems Affirm's data science teams work on, and they make your application noticeably more competitive.
How should I plan my timeline if I want to convert an Affirm internship into a sponsored full-time role?
Return offers are typically extended within a few weeks of your internship ending. If you graduate after the internship, you can start full-time on OPT while Affirm files your H-1B petition during the following April registration window. STEM OPT gives you up to 36 months of total OPT work authorization, which covers two full H-1B lottery cycles if you are not selected in the first round.
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