Mechanical Engineer Jobs at Affirm with Visa Sponsorship
Affirm hires Mechanical Engineers to support its physical infrastructure, hardware, and operational systems. The company has a consistent track record of sponsoring work visas for engineering roles, including H-1B and employment-based Green Card pathways, making it a realistic target for international candidates in the financial technology space.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Affirm Card Engineering team is looking for a passionate Senior Software Engineer to help build the tools and systems that we use to manage money movement, bank data integration & merchant data. Affirm Card is Affirm’s newest financial product that marries the functionality of a debit card with access to Affirm's buy now pay later financing options. Our ability to move money effectively is critical to our ability to reach new customers and improve financial lives. We work closely with experience, data science, product, and a wide range of engineering teams to both leverage existing systems and build new systems. This role requires a high level of technical capability, strong cross functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to have an industry leading money movement system to empower our product. Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
ROLE AND RESPONSIBILITIES
Drive planning and prioritization of projects based on product, technical, and business goals by leveraging relevant resources and data.
Work cross functionally with colleagues in Experience, Accounting, Product, and Analytics teams to set and execute our money movement strategy for the Debit card.
Build APIs and data models to work within micro-service and event-driven architectures.
Take an active role in mentoring junior engineers, and the processes that support team growth and efficiency.
BASIC QUALIFICATIONS
4+ years of experience as a software engineer.
A strong understanding of distributed systems and how architectural decisions affect performance and maintainability.
Excellent communication skills, both written and verbal. Must be proficient in asynchronous mode of communication–written tech specs, wiki, project plans, etc.
Excellent project management skills–high degree of organization and ability to surface critical information effectively.
Work with our Product team to extend our core money movement systems.
Passion for working with multi-functional teams including Product, Design, Analytics and Business teams.
Python/Kotlin development experience is a plus.
Experience with AWS and/or other cloud providers is a plus.
* This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
PREFERRED QUALIFICATIONS
Exposure to ACH system.
Exposure to accounting / auditing systems in past.
* Prior experience with card networks.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
USA base pay range (all other U.S. states) per year: $169,000 - $219,000
LOCATION
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Affirm Card Engineering team is looking for a passionate Senior Software Engineer to help build the tools and systems that we use to manage money movement, bank data integration & merchant data. Affirm Card is Affirm’s newest financial product that marries the functionality of a debit card with access to Affirm's buy now pay later financing options. Our ability to move money effectively is critical to our ability to reach new customers and improve financial lives. We work closely with experience, data science, product, and a wide range of engineering teams to both leverage existing systems and build new systems. This role requires a high level of technical capability, strong cross functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to have an industry leading money movement system to empower our product. Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
ROLE AND RESPONSIBILITIES
Drive planning and prioritization of projects based on product, technical, and business goals by leveraging relevant resources and data.
Work cross functionally with colleagues in Experience, Accounting, Product, and Analytics teams to set and execute our money movement strategy for the Debit card.
Build APIs and data models to work within micro-service and event-driven architectures.
Take an active role in mentoring junior engineers, and the processes that support team growth and efficiency.
BASIC QUALIFICATIONS
4+ years of experience as a software engineer.
A strong understanding of distributed systems and how architectural decisions affect performance and maintainability.
Excellent communication skills, both written and verbal. Must be proficient in asynchronous mode of communication–written tech specs, wiki, project plans, etc.
Excellent project management skills–high degree of organization and ability to surface critical information effectively.
Work with our Product team to extend our core money movement systems.
Passion for working with multi-functional teams including Product, Design, Analytics and Business teams.
Python/Kotlin development experience is a plus.
Experience with AWS and/or other cloud providers is a plus.
* This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
PREFERRED QUALIFICATIONS
Exposure to ACH system.
Exposure to accounting / auditing systems in past.
* Prior experience with card networks.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
USA base pay range (all other U.S. states) per year: $169,000 - $219,000
LOCATION
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Mechanical Engineer Jobs at Affirm Jobs
Align your credentials to fintech hardware requirements
Affirm's Mechanical Engineer roles often sit at the intersection of hardware reliability and financial infrastructure. Highlight experience with data center equipment, thermal systems, or custom hardware builds on your resume to match what a fintech company's physical stack actually demands.
Target roles where LCA filings are active
Before applying, search the DOL's OFLC disclosure data for Affirm's Labor Condition Application filings under Mechanical Engineer job titles. Active LCAs signal that Affirm is actively hiring for that role and has already committed to prevailing wage compliance for that position.
Clarify sponsorship scope early in the process
Affirm sponsors H-1B, TN, and employment-based Green Card pathways for engineering roles, but not all positions carry the same sponsorship eligibility. Ask your recruiter directly which visa types the specific req supports before reaching the offer stage to avoid last-minute surprises.
Use Migrate Mate to filter Affirm openings by visa type
Not every Mechanical Engineer listing at Affirm explicitly states sponsorship eligibility. Use Migrate Mate to filter Affirm's open roles by the visa types they've sponsored historically, so you're only spending time on positions that are genuinely viable for your immigration status.
Prepare for PERM timing if targeting a Green Card
If you're pursuing an EB-2 or EB-3 Green Card through Affirm, the PERM labor certification process can take 12 to 18 months or more. Start that conversation with your hiring manager before your H-1B cap-out approaches, not after you've already maxed your six-year limit.
Leverage OPT and CPT windows strategically
If you're on an F-1 visa, Affirm's demonstrated history of hiring international engineering graduates means your OPT period can serve as a proving ground. A strong performance review during OPT substantially improves the internal case for Affirm to file your H-1B petition in the April lottery.
Mechanical Engineer at Affirm jobs are hiring across the US. Find yours.
Find Mechanical Engineer at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Mechanical Engineers?
Yes, Affirm sponsors H-1B visas for Mechanical Engineer roles. The company has a consistent pattern of supporting work authorization across its engineering functions, including filing Labor Condition Applications with the DOL and submitting H-1B petitions through USCIS. You'll want to confirm sponsorship eligibility for the specific role with your recruiter, as not every open position carries the same authorization.
How do I apply for Mechanical Engineer jobs at Affirm?
You can browse Mechanical Engineer openings at Affirm directly through their careers page or use Migrate Mate to filter Affirm's listings by visa sponsorship type. When applying, tailor your resume to hardware, infrastructure, or physical systems experience relevant to a financial technology environment. If you're on a work visa, flag your authorization status early in the process so the recruiting team can align on sponsorship logistics from the start.
Which visa types does Affirm commonly sponsor for Mechanical Engineer roles?
Affirm has sponsored H-1B, TN, F-1 OPT, F-1 CPT, and employment-based Green Card pathways (EB-2 and EB-3) for engineering roles. TN is an option if you're a Canadian or Mexican national working in a qualifying engineering classification. For longer-term immigration goals, Affirm's track record with PERM-based Green Card sponsorship makes it a viable path for experienced Mechanical Engineers looking to establish permanent residency.
What qualifications does Affirm typically expect for Mechanical Engineer roles?
Affirm's Mechanical Engineer positions generally require a bachelor's degree or higher in Mechanical Engineering or a closely related discipline. Practical experience with hardware design, thermal management, data center infrastructure, or product reliability is valued given the company's physical systems needs. For H-1B purposes, your degree field must directly align with the job duties, so a degree in an unrelated field is unlikely to support a successful petition even with strong work experience.
How does the visa sponsorship timeline work when joining Affirm as a Mechanical Engineer?
For H-1B transfers from another employer, Affirm can file a petition and you're generally authorized to start work as soon as USCIS receives it, without waiting for approval. For new H-1B cap filings, the April lottery window dictates timing, with employment start dates no earlier than October 1. If you're pursuing a Green Card, expect the PERM labor certification process with the DOL to take the longest, often running in parallel with your H-1B status to preserve your place in the priority date queue.
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