Analyst Intern Jobs at Affirm with Visa Sponsorship
Analyst Intern roles at Affirm sit at the intersection of consumer finance and data-driven product thinking, covering areas like credit risk, financial modeling, and growth analytics. Affirm has a established track record of sponsoring work visas for analytical talent, including F-1 OPT, H-1B, and employment-based green card pathways.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit strategies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Machine Learning and Engineering team to develop new underwriting models, with the Product teams to develop new products and features, with the Merchant Pricing team to value different merchants, with the Finance team to help facilitate discussions with debt and equity investors are some parts of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
* Partner with Machine Learning and Engineering teams on building effective credit risk capabilities
BASIC QUALIFICATIONS
2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Analyst Intern Jobs at Affirm Jobs
Frame Your Analytical Skills Around Fintech Workflows
Affirm evaluates intern candidates on credit modeling, merchant analytics, and consumer lending data. Tailor your resume and portfolio to show Python, SQL, or financial modeling work tied to lending or payment systems specifically, not general business analysis.
Confirm OPT Authorization Before Your Start Date
If you're on F-1 status, your OPT must be approved by USCIS before day one. Apply to USCIS at least 90 days early. Affirm's onboarding team will need your EAD card and I-20 with OPT endorsement before clearing you to start.
Target Affirm's Internship Recruiting Cycles Early
Affirm recruits Analyst Interns primarily through fall and winter recruiting windows for summer positions. Applying after January significantly reduces your chances. Prioritize campus recruiting events and Affirm's careers portal before the pipeline closes.
Understand How CPT Affects Your H-1B Eligibility
Using full-time CPT for 12 months or more eliminates your H-1B cap eligibility entirely. If you're interning at Affirm on CPT, confirm the duration with your DSO so you don't accidentally disqualify yourself from the H-1B lottery for a future full-time role.
Use Migrate Mate to Find Open Analyst Intern Roles
Affirm posts Analyst Intern openings across multiple teams at different times. Use Migrate Mate to filter verified sponsorship-friendly openings at Affirm so you're applying to active roles that align with your visa type and timeline.
Get Explicit Sponsorship Confirmation During the Offer Stage
Before signing, ask Affirm's recruiting coordinator which visa types the offer supports and whether H-1B sponsorship extends to a full-time conversion. Internship offers and full-time conversion offers can carry different sponsorship commitments at financial services firms.
Analyst Intern at Affirm jobs are hiring across the US. Find yours.
Find Analyst Intern at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Analyst Interns?
Yes, Affirm sponsors H-1B visas, and internship roles in analytical functions are part of that sponsorship track. Intern positions can lead to full-time conversion offers that include H-1B filing. If you're already on OPT or CPT, Affirm can support that status for the internship period, with H-1B sponsorship available for subsequent full-time employment.
How do I apply for Analyst Intern jobs at Affirm?
Applications go through Affirm's careers portal. Analyst Intern roles are posted during fall and winter recruiting cycles for the following summer. You can also find verified sponsorship-eligible openings on Migrate Mate, which filters active Affirm postings by visa type. Prepare case study-style examples of analytical or financial modeling work before submitting, as Affirm's interview process emphasizes applied problem-solving.
Which visa types does Affirm support for Analyst Intern roles?
Affirm supports F-1 CPT and F-1 OPT for active students and recent graduates, making these the most common authorization types for internship positions. TN visa holders from Canada and Mexico working in qualifying professional categories may also be eligible. For candidates requiring H-1B sponsorship, the path typically runs through a full-time conversion offer rather than the internship itself.
What qualifications does Affirm look for in Analyst Intern candidates?
Affirm's Analyst Intern roles typically require strong quantitative foundations, with coursework or project experience in statistics, financial modeling, or data analysis. Proficiency in SQL and Python is frequently expected. Backgrounds in economics, finance, computer science, or engineering align well. Practical experience with consumer lending data, credit risk frameworks, or growth metrics gives candidates a meaningful edge in Affirm's evaluation process.
How do I time my visa status for an Analyst Intern role at Affirm?
If you're on F-1 OPT, apply to USCIS at least 90 days before your intended start date since processing can run the full window. CPT authorization requires coordination with your DSO before any employment begins. For TN visa holders, status is typically obtained at the port of entry with an offer letter, but confirm the job category qualifies under USMCA professional classifications before accepting the offer.
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