Data Analyst Lead Jobs at Affirm with Visa Sponsorship
Affirm hires Data Analyst Leads to drive credit risk modeling, merchant performance analytics, and lending product decisions. The company has an established sponsorship track record for this function, supporting candidates across multiple visa categories so qualified analysts aren't filtered out by immigration status alone.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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Get Access To All JobsTips for Finding Data Analyst Lead Jobs at Affirm Jobs
Frame Your Portfolio Around Credit Analytics
Affirm's core business is consumer lending, so present work samples that show experience with risk scoring, loan performance data, or payment behavior analysis. Generic BI dashboards won't differentiate you for a lead-level role in this vertical.
Clarify Your OPT Timeline Before Applying
If you're on F-1 OPT, confirm exactly how many months remain before your first interview. Affirm's hiring cycles for lead roles often run 8 to 12 weeks, and a tight OPT window can complicate offer timing if an H-1B petition isn't filed before your authorization lapses.
Target Roles Linked to Specific Product Lines
Affirm structures its data teams around products like Adaptive Checkout and BNPL underwriting. Applying to postings that name a specific product or credit decision system signals fit, and product-aligned roles are more likely to carry dedicated sponsorship headcount.
Use Migrate Mate to Filter Open Roles by Visa Type
Not every Data Analyst Lead posting at Affirm is tied to active sponsorship. Use Migrate Mate to filter current openings by the visa categories you need, so you're applying to positions where your immigration status is already accounted for.
Verify Your Work Authorization Class Matches the Petition
TN visa holders working in a data analyst capacity need their job duties to map cleanly to a qualifying USMCA professional category. Before countersigning an offer, confirm with your immigration counsel that Affirm's job description supports TN classification as written.
Data Analyst Lead at Affirm jobs are hiring across the US. Find yours.
Find Data Analyst Lead at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Data Analyst Leads?
Yes, Affirm sponsors H-1B visas for Data Analyst Lead positions. As a fintech company with substantial data infrastructure needs, Affirm has a demonstrated pattern of filing H-1B petitions for analytical and data engineering roles. Sponsorship availability can vary by team and hiring cycle, so confirm the specific posting supports sponsorship before advancing through the interview process.
How do I apply for Data Analyst Lead jobs at Affirm?
You can browse current Data Analyst Lead openings at Affirm directly through Affirm's careers page, or use Migrate Mate to filter Affirm's open roles by the visa type you need. Before applying, tailor your resume to highlight experience with lending data, credit risk analytics, or payment behavior modeling, since those are the skill sets Affirm's data teams prioritize at the lead level.
Which visa types are commonly used for Data Analyst Lead roles at Affirm?
Affirm sponsors H-1B, TN, and F-1 OPT and CPT for this function, and supports EB-2 and EB-3 immigrant visa pathways for longer-term employment. H-1B is the most common nonimmigrant route for full-time lead roles. TN is available to Canadian and Mexican nationals whose duties align with a qualifying USMCA category. OPT is typically used as a bridge before an H-1B petition is filed.
What qualifications does Affirm expect for a Data Analyst Lead?
Affirm generally expects a bachelor's or master's degree in statistics, mathematics, computer science, or a related quantitative field for lead-level data roles. Beyond credentials, the company looks for hands-on experience with SQL, Python, and experimentation frameworks, plus demonstrated ability to translate lending or payment data into product or credit decisions. Prior experience in fintech or consumer finance strengthens your application significantly.
How do I plan my timeline if Affirm is sponsoring my H-1B?
H-1B petitions are subject to the annual lottery, with registrations opening in March and employment start dates no earlier than October 1. If you're selected, USCIS standard processing takes 3 to 5 months, with premium processing available to reduce that to 15 business days. Factor in your current status expiration, the lottery window, and offer timing when deciding whether to pursue Affirm roles on an H-1B path in a given fiscal year.
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