American Credit Acceptance OPT Eligible Jobs USA
American Credit Acceptance hires OPT students across finance, data analytics, and technology roles within its auto lending and financial services operations. The company supports the OPT-to-H-1B visa transition, making it a practical target for F-1 students building careers in Banking & Financial Services.
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Summary/Objective
The Regional Development Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and regular in person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals and travel demands.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Manage and maintain a territory of existing client dealer relationships on an as needed basis
- Execute a prospecting plan to grow existing client dealer base within a defined market
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program
- Properly explain the loan documentation process for the client dealer
- Define and manage the process for receiving/collecting auto loan application information from client dealer
- Maintain and present a professional image both via telephone and in-person
- Quickly identify negative trends or potential issues within the loan application process and know when to escalate
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback
- Remain flexible to adapt to changes quickly based on business/territory needs
- Perform other tasks as assigned
Qualifications
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Dynamics CRM experience preferred but not required
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information both over the phone and in-person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment and Physical Demands
In most cases an in-home office must be maintained. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
Position Type/Expected Hours of Work
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
Travel
This position will require regular travel throughout assigned territory. Must be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Salary Pay Range:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
Incentive Compensation:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
Benefits:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
California Privacy Notice:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Description
Summary/Objective
The Regional Development Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and regular in person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals and travel demands.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Manage and maintain a territory of existing client dealer relationships on an as needed basis
- Execute a prospecting plan to grow existing client dealer base within a defined market
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program
- Properly explain the loan documentation process for the client dealer
- Define and manage the process for receiving/collecting auto loan application information from client dealer
- Maintain and present a professional image both via telephone and in-person
- Quickly identify negative trends or potential issues within the loan application process and know when to escalate
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback
- Remain flexible to adapt to changes quickly based on business/territory needs
- Perform other tasks as assigned
Qualifications
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Dynamics CRM experience preferred but not required
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information both over the phone and in-person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment and Physical Demands
In most cases an in-home office must be maintained. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
Position Type/Expected Hours of Work
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
Travel
This position will require regular travel throughout assigned territory. Must be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Salary Pay Range:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
Incentive Compensation:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
Benefits:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
California Privacy Notice:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Job Roles at American Credit Acceptance
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Get Access To All JobsTips for Finding American Credit Acceptance OPT Eligible Jobs USA
Align your degree to ACA's core functions
American Credit Acceptance's core business spans credit risk, loan servicing, and financial technology. Map your degree field directly to one of these functions before applying. A finance or computer science degree signals immediate fit and strengthens your OPT eligibility argument during screening.
Confirm E-Verify enrollment before accepting offers
STEM OPT's 24-month extension requires your employer to be enrolled in E-Verify. Ask American Credit Acceptance's HR team to confirm active enrollment before you sign an offer, so your extension timeline isn't disrupted after your initial 12-month period ends.
Target data and analytics roles strategically
Auto lending companies generate dense datasets on credit performance and borrower behavior. Roles in data science, business intelligence, and credit analytics at American Credit Acceptance align well with STEM-designated fields, which broadens your authorized work period and H-1B transition window.
Time your application around OPT start dates
You can file your OPT application with USCIS up to 90 days before your program end date. Coordinate your American Credit Acceptance interview timeline so an offer arrives while your EAD application is pending, letting you start immediately once your card arrives.
Use Migrate Mate to find verified OPT openings
Search American Credit Acceptance on Migrate Mate to see roles filtered for OPT-friendly employers with H-1B filing history. This narrows your list to positions where the company has already demonstrated willingness to support international candidates through longer-term visa transitions.
Prepare for H-1B conversations during OPT onboarding
Employers in financial services often raise H-1B sponsorship decisions early in the OPT employment period. Ask American Credit Acceptance's HR team about their H-1B sponsorship process and typical timelines during onboarding, so you can plan your registration window with USCIS before your OPT expires.
American Credit Acceptance OPT Eligibility: Frequently Asked Questions
Does American Credit Acceptance sponsor OPT visas?
American Credit Acceptance hires students who already hold an OPT EAD issued by USCIS. The company does not petition for OPT itself, since OPT authorization comes directly from USCIS to you. What matters for STEM OPT is that American Credit Acceptance is enrolled in E-Verify, which enables the 24-month extension for eligible STEM graduates.
Which roles at American Credit Acceptance typically hire OPT students?
OPT students at American Credit Acceptance most commonly land in credit risk, data analytics, software development, and financial operations. These functions map well to STEM-designated degree fields and align with the company's auto lending business model, which relies heavily on quantitative analysis and technology infrastructure.
How do I approach the OPT application process when targeting American Credit Acceptance?
File your OPT application with USCIS before your program ends, ideally 90 days in advance. Once you have your EAD, apply to open roles at American Credit Acceptance. Use Migrate Mate to identify positions where the company has a track record of supporting international employees through visa transitions beyond the initial OPT period.
How do I know if American Credit Acceptance will support my H-1B after OPT?
American Credit Acceptance has filed H-1B petitions, which signals willingness to sponsor international employees for longer-term status. Ask directly about H-1B sponsorship policy during your offer negotiation or onboarding. Companies in financial services that hire OPT students in technical roles typically have established processes for the H-1B transition.
What is the typical timeline from OPT hire to H-1B filing at a company like American Credit Acceptance?
OPT provides up to 12 months of work authorization, with a potential 24-month STEM extension. H-1B registration opens each March for an October 1 start date. If you're hired on OPT, your employer needs to register you in the H-1B lottery roughly six to eight months before your OPT expires to avoid a gap in authorization.
How does American Credit Acceptance hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. American Credit Acceptance can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check American Credit Acceptance's individual postings on Migrate Mate to confirm OPT acceptance per role.