Citi OPT Eligible Jobs USA
Citi hires OPT students across its banking, technology, risk, and operations divisions, making it one of the more accessible large financial institutions for F-1 graduates. The firm's global footprint and structured analyst programs create consistent entry points for OPT holders pursuing careers in finance.
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Get Access To All JobsJob Req Id:
26952698
Location(s):
Rutherford, New Jersey, United States
Job Type:
Hybrid
Posted:
May. 08, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Applications Development Intermediate Programmer Analyst is responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Responsibilities:
- Adhere to best practices in microservices architecture, including domain-driven design, event-driven architectures, API design, data consistency, and fault tolerance patterns. Collaborate closely with lead engineers to implement technical strategies and system roadmaps
- Proactively identify and address technical debt, performance bottlenecks, and scalability challenges across the backend landscape.
- Assist in the implementation of advanced CI/CD pipelines, automated testing strategies (unit, integration, contract, performance), and deployment processes for microservices.
- Evaluate and recommend new technologies, tools, and methodologies to enhance development efficiency, system performance, and reliability.
- Participate in the troubleshooting and resolution of complex production incidents
- Contribute to the strategic planning and evolution of our overall backend technology stack and architecture.
- Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
- Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
- Apply fundamental knowledge of programming languages for design specifications.
- Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
- Serve as advisor or coach to new or lower level analysts
- Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
- Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and/or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- 1-3+ years of progressive experience in Full-Stack software development, with a strong focus on Java/Angular
- Architectural Acumen: Practical experience with architectural patterns for distributed systems, cloud-native applications, and enterprise-grade microservices.
- Communication: Solid verbal and written communication skills, with the ability to articulate complex technical concepts to diverse audiences
- Problem-Solving: Analytical, critical thinking, and problem-solving skills, capable of addressing complex technical challenges with innovative and pragmatic solutions.
- Teamwork: Ability to work in complex team environment, contributing to a positive and high-performing engineering culture.
- Agile: Extensive experience working in Agile/Scrum or other iterative development methodologies
- Consistently demonstrates clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Technical Skills:
- Core Languages: proficiency in Java Frameworks: Spring Framework, especially Spring Boot for microservices development. Spring, Angular and Hibernate
- Microservices Patterns: knowledge and practical experience with microservices design patterns (e.g., CQRS, Event Sourcing, Saga, Distributed Tracing, API Gateway, Service Mesh).
- Databases: Practical experience with relational databases (e.g. Oracle) and NoSQL databases
- API Development: Experience in designing and implementing RESTful APIs
- Messaging: experience with asynchronous messaging systems (e.g., Apache Kafka, RabbitMQ, JMS) and event streaming platforms.
- Testing: experience with all levels of testing, including unit (JUnit, Mockito), integration, contract testing (e.g., Pact), and performance testing.
- Version Control: proficiency with Github, including advanced branching strategies, pull request workflows, and repository management.
- Build Tools: knowledge of build automation tools
- Cloud Platforms: experience with at least one major cloud provider
- Containerization & Orchestration: Exposure to containerizing and orchestrating microservices deployments.
- CI/CD: experience in designing and implementing robust Continuous Integration and Continuous Delivery (CI/CD) pipelines.
- Observability: experience with monitoring, logging, and tracing tools
- Security: Solid understanding of security best practices in backend and microservices development (e.g., OAuth2, JWT, secure coding, vulnerability scanning).
Education:
Bachelor’s degree/University degree or equivalent experience
Job Family Group:
Technology
Job Family:
Applications Development
Time Type:
Full time
Primary Location:
Rutherford New Jersey United States
Primary Location Full Time Salary Range:
$95,770.00 - $133,630.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
May 15, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Job Req Id:
26952698
Location(s):
Rutherford, New Jersey, United States
Job Type:
Hybrid
Posted:
May. 08, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Applications Development Intermediate Programmer Analyst is responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Responsibilities:
- Adhere to best practices in microservices architecture, including domain-driven design, event-driven architectures, API design, data consistency, and fault tolerance patterns. Collaborate closely with lead engineers to implement technical strategies and system roadmaps
- Proactively identify and address technical debt, performance bottlenecks, and scalability challenges across the backend landscape.
- Assist in the implementation of advanced CI/CD pipelines, automated testing strategies (unit, integration, contract, performance), and deployment processes for microservices.
- Evaluate and recommend new technologies, tools, and methodologies to enhance development efficiency, system performance, and reliability.
- Participate in the troubleshooting and resolution of complex production incidents
- Contribute to the strategic planning and evolution of our overall backend technology stack and architecture.
- Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
- Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
- Apply fundamental knowledge of programming languages for design specifications.
- Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
- Serve as advisor or coach to new or lower level analysts
- Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
- Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and/or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- 1-3+ years of progressive experience in Full-Stack software development, with a strong focus on Java/Angular
- Architectural Acumen: Practical experience with architectural patterns for distributed systems, cloud-native applications, and enterprise-grade microservices.
- Communication: Solid verbal and written communication skills, with the ability to articulate complex technical concepts to diverse audiences
- Problem-Solving: Analytical, critical thinking, and problem-solving skills, capable of addressing complex technical challenges with innovative and pragmatic solutions.
- Teamwork: Ability to work in complex team environment, contributing to a positive and high-performing engineering culture.
- Agile: Extensive experience working in Agile/Scrum or other iterative development methodologies
- Consistently demonstrates clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Technical Skills:
- Core Languages: proficiency in Java Frameworks: Spring Framework, especially Spring Boot for microservices development. Spring, Angular and Hibernate
- Microservices Patterns: knowledge and practical experience with microservices design patterns (e.g., CQRS, Event Sourcing, Saga, Distributed Tracing, API Gateway, Service Mesh).
- Databases: Practical experience with relational databases (e.g. Oracle) and NoSQL databases
- API Development: Experience in designing and implementing RESTful APIs
- Messaging: experience with asynchronous messaging systems (e.g., Apache Kafka, RabbitMQ, JMS) and event streaming platforms.
- Testing: experience with all levels of testing, including unit (JUnit, Mockito), integration, contract testing (e.g., Pact), and performance testing.
- Version Control: proficiency with Github, including advanced branching strategies, pull request workflows, and repository management.
- Build Tools: knowledge of build automation tools
- Cloud Platforms: experience with at least one major cloud provider
- Containerization & Orchestration: Exposure to containerizing and orchestrating microservices deployments.
- CI/CD: experience in designing and implementing robust Continuous Integration and Continuous Delivery (CI/CD) pipelines.
- Observability: experience with monitoring, logging, and tracing tools
- Security: Solid understanding of security best practices in backend and microservices development (e.g., OAuth2, JWT, secure coding, vulnerability scanning).
Education:
Bachelor’s degree/University degree or equivalent experience
Job Family Group:
Technology
Job Family:
Applications Development
Time Type:
Full time
Primary Location:
Rutherford New Jersey United States
Primary Location Full Time Salary Range:
$95,770.00 - $133,630.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
May 15, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Job Roles at Citi
See all 140+ Citi Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Citi roles.
Get Access To All JobsTips for Finding Citi OPT Eligible Jobs USA
Target Citi's structured analyst programs
Citi's Investment Banking, Markets, and Technology analyst programs run on fixed hiring cycles with defined start dates. Apply during fall recruiting season, as these cohorts are the most consistent entry points for OPT students and align with standard 12-month OPT timelines.
Confirm E-Verify enrollment before accepting offers
Your STEM OPT extension requires your employer to be enrolled in E-Verify. Citi is enrolled, but verify this with your recruiter before signing an offer letter, since your DSO needs to authorize the extension before your initial OPT period ends.
Verify your role qualifies as specialty occupation
For Citi to later sponsor H-1B, your role must qualify as a specialty occupation under USCIS standards. Use O*NET to confirm your job code requires a bachelor's degree in a specific field, which strengthens both your OPT authorization and any future H-1B petition.
Research Citi's H-1B filing history on Migrate Mate
Before applying, check Migrate Mate to see which job titles and departments at Citi have the strongest H-1B filing history. This tells you where the firm has consistently supported the OPT-to-H-1B transition, helping you target roles with real long-term sponsorship track records.
Benchmark your salary against prevailing wage levels
Citi sets salaries for analyst roles against DOL wage levels. Use the OFLC Wage Search to look up the prevailing wage for your specific job title and location before negotiating, so you understand the floor Citi must meet when filing your eventual H-1B petition.
Prepare your OPT EAD and I-20 documents early
Citi's HR onboarding requires your OPT EAD card and current I-20 for I-9 verification on your first day. Request your DSO's OPT recommendation at least 90 days before your program end date to avoid delays that could push your start date past your authorized period.
Citi OPT Eligibility: Frequently Asked Questions
Does Citi sponsor OPT visas?
Citi does not sponsor OPT directly. OPT is work authorization issued by USCIS to F-1 students, not something employers petition for. What Citi does is hire students who already hold an OPT EAD, and the firm is enrolled in E-Verify, which is required for STEM OPT 24-month extensions.
Which departments at Citi typically hire OPT students?
Citi's Investment Banking, Markets, Technology, Risk, and Operations divisions are the most active for OPT hires. Technology roles tend to qualify for STEM OPT extensions, while finance and banking analyst roles typically fall under standard 12-month OPT. Check each job posting's educational requirements to confirm your degree field aligns with the role.
How do I find Citi roles most likely to lead to H-1B sponsorship?
Use Migrate Mate to review Citi's historical H-1B visa filings by job title and location. Roles in quantitative analysis, software engineering, and financial modeling have the strongest sponsorship track records at large banks. Targeting these positions during your OPT gives you the clearest path to H-1B sponsorship when the lottery opens.
What is the timeline for transitioning from OPT to H-1B at Citi?
H-1B registration opens each March for an October 1 start date. If you're on STEM OPT, your 24-month extension gives you up to two lottery cycles to secure selection. Citi typically files H-1B petitions through premium processing for sponsored employees, which can reduce USCIS adjudication time to 15 business days.
How do I prepare my documents for Citi's OPT onboarding?
Citi completes I-9 verification on your first day, so bring your OPT EAD card and a current, unexpired I-20 with your DSO's travel signature. If your OPT authorization hasn't arrived yet, USCIS permits up to 90 days of pre-commencement unemployment before your card is issued, but you cannot begin work without it.
How does Citi hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. Citi can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check Citi's individual postings on Migrate Mate to confirm OPT acceptance per role.