CrossCountry Mortgage, LLC OPT Eligible Jobs USA
CrossCountry Mortgage hires OPT students across finance, operations, technology, and compliance roles. It's a recognized OPT-friendly employer in the mortgage and financial services space, with a track record of supporting the OPT-to-H-1B visa transition for strong performers in lending and business operations.
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INTRODUCTION
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow!
CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Bilingual Junior Loan Originator is responsible for converting premium leads into loans by promoting CrossCountry Mortgage’s competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality.
Job Responsibilities:
- Establish a presence for CCM, including but not limited to, converting incoming leads.
- Analyze current rates and programs to provide accurate and timely information to borrowers.
- Negotiate terms and conditions with borrowers.
- Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone.
- Manage personal pipeline to ensure service standards and financial goals are met.
- Learn various borrowing programs and processes and stay current with changes and new products.
- Learn and utilize various in-house technical systems and programs.
- Evaluate credit requests and determine trends in a given marketplace.
- Comply with all applicable federal and state compliance guidelines relative to the position.
- Available to work varying hours and overtime if needed.
Qualifications and Skills:
- Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish.
- Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment.
- Experience collecting and analyzing borrower income and negotiating skills.
- Experience proactively soliciting new business.
- Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
- Experience converting leads and in-bound calls, preferred.
- NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus.
- State License under the terms of the SAFE Act*, a plus.
- Excellent analytical skills.
- Excellent communication and collaboration skills.
- Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook).
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
- Commission only.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success!
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package:
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
Job Roles at CrossCountry Mortgage, LLC
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Get Access To All JobsTips for Finding CrossCountry Mortgage, LLC OPT Eligible Jobs USA
Target roles tied to licensing requirements
CrossCountry Mortgage operates in a heavily regulated industry where many roles require NMLS licensing. Focus your applications on operations, analytics, and technology positions that don't require a state mortgage license, since those roles have the clearest path for OPT students.
Verify E-Verify enrollment before accepting offers
STEM OPT's 24-month extension requires your employer to be enrolled in E-Verify. Confirm CrossCountry Mortgage's E-Verify status with HR before signing an offer letter so your extension timeline isn't disrupted after you've already started.
Align your OPT end date with your start date
Your OPT EAD has a fixed end date, and CrossCountry Mortgage's onboarding process can take several weeks. Make sure your authorized start date on your EAD gives you enough runway to complete background checks and pre-hire compliance steps before your authorization window closes.
Research CrossCountry Mortgage's H-1B filing history
OPT is a bridge, not a destination. Use Migrate Mate to review CrossCountry Mortgage's H-1B filing history by role and department so you can assess which teams have a real track record of transitioning OPT employees to long-term sponsorship.
Match your degree field to your job description
USCIS requires that your OPT employment be directly related to your degree. For banking and financial services roles at CrossCountry Mortgage, document the specific connection between your degree field and your job duties in writing before your start date, not after.
Prepare for compliance-heavy onboarding
Financial services employers run detailed background checks, credit history reviews, and regulatory compliance screenings. Gather your academic transcripts, visa documents, and I-20 history early so CrossCountry Mortgage's HR team can complete I-9 verification without delays on your first day.
CrossCountry Mortgage, LLC OPT Eligibility: Frequently Asked Questions
Does CrossCountry Mortgage, LLC sponsor OPT visas?
CrossCountry Mortgage doesn't sponsor OPT itself. OPT is work authorization issued directly by USCIS to eligible F-1 students. What CrossCountry Mortgage does is hire students who already hold a valid OPT EAD. For STEM OPT extensions, CrossCountry Mortgage must be enrolled in E-Verify, which allows eligible students to extend their work authorization by 24 months.
Which departments at CrossCountry Mortgage typically hire OPT students?
Operations, data analytics, technology, and corporate finance teams are the most common entry points for OPT students at CrossCountry Mortgage. Roles that require state mortgage originator licensing are generally harder to fill on OPT, so positions in business intelligence, IT infrastructure, and financial analysis tend to be the most accessible for F-1 students.
How do I confirm CrossCountry Mortgage supports STEM OPT extensions?
Ask the recruiting or HR team directly whether the company is enrolled in E-Verify before you accept an offer. STEM OPT requires your employer to be an active E-Verify participant and to sign a formal training plan. Confirming E-Verify status early protects your ability to file for the 24-month extension through USCIS before your initial OPT period ends.
How do I find open OPT roles at CrossCountry Mortgage?
Use Migrate Mate to search for OPT-eligible positions at CrossCountry Mortgage filtered by department and location. Migrate Mate surfaces roles from employers with documented visa hiring history, so you can focus your search on companies that have actually hired OPT students rather than guessing from job board listings that don't disclose sponsorship status.
Does CrossCountry Mortgage support the transition from OPT to H-1B?
CrossCountry Mortgage has filed H-1B petitions for employees in financial services and technology roles, making it a viable path for OPT students looking for long-term sponsorship. The H-1B process is entirely separate from OPT and requires CrossCountry Mortgage to file a petition with USCIS during the annual lottery period, typically in March for an October start date.
How does CrossCountry Mortgage, LLC hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. CrossCountry Mortgage, LLC can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check CrossCountry Mortgage, LLC's individual postings on Migrate Mate to confirm OPT acceptance per role.