Mastercard OPT Eligible Jobs USA
Mastercard hires OPT students across technology, data analytics, finance, and product roles at its U.S. offices. Known for structured early-career programs and a clear H-1B visa transition pathway, it's a strong target for F-1 students in banking, fintech, and enterprise software who want long-term U.S. career growth.
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Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Business Analyst II
Job Overview:
The Billing Services department provides centralized billing for products and services billed to our customers using the MasterCard Consolidated Billing System (MCBS). Our mission is to provide core billing services, drive billing assurance, provide value added services, and enable growth as MasterCard advances commerce globally.
Partner with business owners and release manager/lead to understand new business opportunities and define the business and functional requirements. Deliver high quality business and functional requirements to the development teams for the purpose of completing the design, coding, testing, and implementation phases of the project life cycle.
Role:
- Coordinate and participate in review; revisions; changes; enhancements; testing; documentation; and member notification of product enhancements and/or business opportunities.
- Provide business knowledge and technical support for requirements development.
- Work closely with developers and requesters identifying data and functional requirements in the design of new/enhanced systems.
- Ensure development objectives are accomplished; user testing is performed; and member notification is prepared in a timely fashion.
- Consult with Business Owners on projects.
- Develop and participate in the review of business and functional requirements and determine primary functions that the project is to provide.
- Ensure timely and accurate communication with project staff throughout the life cycle of the project.
- Document and coordinate changes and enhancements of products and services. Prepare and/or present documentation of business/technical presentations.
- Provide technical support for the member(s) to ensure adherence to requirements.
- Evaluate business requests to determine feasibility; work with Software Engineers to define alternatives and recommend optimal solutions.
- Ensure methodology compliance; document problem areas and coordinate resolutions; reporting to management as necessary and investigate/research MasterCard or industry business/technical process.
- Coordinate and document project/release level user acceptance testing.
All About You:
- Bachelors degree or equivalent work experience required.
- Advanced degree preferred. Knowledge / Experience:
- Prior Business Analyst and Project life-cycle experience preferred.
- Proficient in Microsoft Word and Excel. Basic knowledge of Microsoft Access or relational databases is desirable.
- Basic knowledge of business processes and development life cycle preferred.
- Full use and application of standard principles, theories, concepts, and techniques usually acquired through 1 to 3 years of experience.
- Must possess excellent verbal and written communication skills.
- Self-starter and able to manage multiple projects.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
Pay Ranges
O'Fallon, Missouri: $76,000 - $127,000 USD
Job Roles at Mastercard
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Get Access To All JobsTips for Finding Mastercard OPT Eligible Jobs USA
Target Mastercard's Technology and Data Teams
Mastercard's strongest OPT hiring concentrates in software engineering, data science, and cybersecurity. When filtering open roles, prioritize positions within its technology division or labs teams, where project timelines align well with 12-month OPT windows and STEM extension eligibility.
Verify Your Role Qualifies for STEM OPT
Not every Mastercard role triggers the 24-month STEM OPT extension. Cross-check your job title against the official STEM Designated Degree Program List using O*NET to confirm your degree and occupation code align before accepting an offer.
Confirm Mastercard's E-Verify Enrollment Early
STEM OPT requires your employer to be enrolled in E-Verify. Mastercard participates, but confirm this with HR before your 12-month OPT expires. Your DSO needs E-Verify company details to submit your STEM extension request through USCIS on time.
Use Migrate Mate to Find Verified Mastercard Openings
Searching broadly wastes time when Mastercard's OPT roles fill quickly. Migrate Mate surfaces Mastercard positions filtered by visa compatibility and LCA filing history, so you can identify which departments are actively hiring OPT students rather than guessing from job board listings.
Benchmark Your Salary Against DOL Prevailing Wages
Mastercard's H-1B filings must meet DOL prevailing wage thresholds for your specific role and location. Before negotiating your OPT offer, run your job title and metro area through the OFLC Wage Search to understand the wage floor your future H-1B petition will require.
Time Your H-1B Registration Conversation Strategically
Mastercard's HR teams handle H-1B registration in the spring lottery window. Raise your long-term sponsorship intentions during your performance review cycle, not at offer stage, so your manager can flag you internally before the annual USCIS registration deadline.
Mastercard OPT Eligibility: Frequently Asked Questions
Does Mastercard sponsor OPT visas?
Mastercard doesn't sponsor OPT directly because OPT is work authorization USCIS grants to F-1 students, not something employers petition for. What Mastercard does is hire students who already hold an OPT EAD, and it supports the STEM OPT extension by participating in E-Verify. Many OPT hires at Mastercard are later sponsored for H-1B.
Which departments at Mastercard typically hire OPT students?
Technology, data and services, cybersecurity, and product management are the departments where Mastercard most consistently brings on OPT students. Finance and risk analytics roles also see OPT hiring, particularly for candidates with quantitative or engineering backgrounds. Roles tied to Mastercard's labs and innovation centers tend to align well with STEM OPT eligibility.
How do I find OPT-compatible roles at Mastercard?
Start by filtering Mastercard's careers portal for entry-level and early-career roles in your field. Then cross-reference those positions with Mastercard's H-1B LCA filing history to see which job titles and locations the company has historically sponsored. Migrate Mate aggregates this data so you can identify OPT-compatible openings without manually reviewing government disclosure files.
How do I time my STEM OPT extension at Mastercard?
File your STEM OPT extension request through your DSO at least 90 days before your 12-month OPT expires. USCIS must receive the application before your current EAD ends. Mastercard's HR team will need to sign your I-983 training plan, so initiate that conversation at least 120 days out to avoid processing delays.
Does working at Mastercard on OPT improve my H-1B chances?
H-1B selection is a random lottery run by USCIS, so employer prestige doesn't improve your selection odds directly. What Mastercard offers is a structured pathway: it has a track record of filing H-1B petitions for employees already working there on OPT or STEM OPT, which means your chances of being sponsored after selection are high if you've performed well in the role.
How does Mastercard hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. Mastercard can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check Mastercard's individual postings on Migrate Mate to confirm OPT acceptance per role.