Wells Fargo OPT Eligible Jobs USA
Wells Fargo hires OPT students across finance, technology, risk, and compliance roles, making it a meaningful option for F-1 graduates targeting large financial institutions. The firm's scale and structured early-career programs create consistent entry points for OPT candidates pursuing the H-1B visa transition.
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Get Access To All JobsCorporate & Investment Bank (CIB) delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.
Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations.
About this role:
Wells Fargo is seeking an Associate, Commercial Real Estate Portfolio Manager in Corporate & Investment Banking as part of Commercial Real Estate to assist in managing a group of assigned relationships and commercial real estate loans. This portfolio will be diversified by product type (primarily seniors housing and student housing, with opportunity for some multifamily, industrial, retail and office) and loan structure (recourse/non-recourse and secured vs. unsecured) and will contain bilateral and syndicated transactions. Learn more about the career areas and lines of business at wellsfargojobs.com.
In this role, you will:
- Be responsible for the management of a portfolio of commercial real estate loans and investments within Real Estate Banking, our primary balance sheet lending CRE platform
- Analyze and underwrite new loan opportunities within the assigned portfolio, utilizing market research, internal loan information, client data, and third-party market research
- Review and make recommendations for approval (or denial) of loan requests, lease approvals, collateral releases, requests for letters of credit, funding of reserves/loan holdbacks, loan extensions and loan modifications
- Collaborate with senior portfolio managers and coverage bankers to develop strategies around relationship optimization and deal level execution
- Interface with customers to assist in identifying needs and maintaining strong relationships
- Perform both sponsorship and loan level financial analysis
- Complete in-depth property level analysis and market research
- Present and advocate to credit committee for approval of loans
- Work with outside counsel, internal compliance, and our loan closing teams to close modifications and new loans including review of third-party reports and loan documentation
- Review and approve construction loan draws
- Conduct quarterly and annual portfolio reviews to identify potential concerns
- Conduct property tours / site visits
- Maintain an in-depth knowledge of the local commercial real estate market
- Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
- Identify opportunities for process improvements within scope of responsibilities or functional area
Required Qualifications:
- 2+ years of Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Ability to develop and maintain strong relationships while actively participating in the successful execution of complex transactions
- Familiarity with the commercial property types including seniors housing, student housing, multifamily, retail, industrial, office, hospitality etc.
- Familiarity with various facility types including construction, term, bridge, perm, lines of credit, etc. and loan structures including recourse/non-recourse, secured/unsecured, and mezzanine financing
- Experience evaluating market conditions and identifying appropriate comparable properties
- Ability to apply sound judgment in the application of analytical conclusions to credit approval, structure, and management recommendations
- Strong verbal, written, and interpersonal communication skills
- Ability to interact with all levels of an organization
- Intermediate Microsoft Office skills including some advanced accounting and finance functions in Microsoft Excel
- A BS/BA degree or higher
Job Expectations:
- Ability to travel as needed
- Willingness to work on-site in accordance with current office requirements
- Ability to work additional hours as needed
- This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting Location:
- 550 S. Tryon Street, Charlotte, NC
- 30 Hudson Yards, New York, NY
- 171 17th Street, Atlanta, GA
- 1700 K St NW, Washington, DC
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$77,000.00 - $145,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
13 May 2026
- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Corporate & Investment Bank (CIB) delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.
Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations.
About this role:
Wells Fargo is seeking an Associate, Commercial Real Estate Portfolio Manager in Corporate & Investment Banking as part of Commercial Real Estate to assist in managing a group of assigned relationships and commercial real estate loans. This portfolio will be diversified by product type (primarily seniors housing and student housing, with opportunity for some multifamily, industrial, retail and office) and loan structure (recourse/non-recourse and secured vs. unsecured) and will contain bilateral and syndicated transactions. Learn more about the career areas and lines of business at wellsfargojobs.com.
In this role, you will:
- Be responsible for the management of a portfolio of commercial real estate loans and investments within Real Estate Banking, our primary balance sheet lending CRE platform
- Analyze and underwrite new loan opportunities within the assigned portfolio, utilizing market research, internal loan information, client data, and third-party market research
- Review and make recommendations for approval (or denial) of loan requests, lease approvals, collateral releases, requests for letters of credit, funding of reserves/loan holdbacks, loan extensions and loan modifications
- Collaborate with senior portfolio managers and coverage bankers to develop strategies around relationship optimization and deal level execution
- Interface with customers to assist in identifying needs and maintaining strong relationships
- Perform both sponsorship and loan level financial analysis
- Complete in-depth property level analysis and market research
- Present and advocate to credit committee for approval of loans
- Work with outside counsel, internal compliance, and our loan closing teams to close modifications and new loans including review of third-party reports and loan documentation
- Review and approve construction loan draws
- Conduct quarterly and annual portfolio reviews to identify potential concerns
- Conduct property tours / site visits
- Maintain an in-depth knowledge of the local commercial real estate market
- Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
- Identify opportunities for process improvements within scope of responsibilities or functional area
Required Qualifications:
- 2+ years of Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Ability to develop and maintain strong relationships while actively participating in the successful execution of complex transactions
- Familiarity with the commercial property types including seniors housing, student housing, multifamily, retail, industrial, office, hospitality etc.
- Familiarity with various facility types including construction, term, bridge, perm, lines of credit, etc. and loan structures including recourse/non-recourse, secured/unsecured, and mezzanine financing
- Experience evaluating market conditions and identifying appropriate comparable properties
- Ability to apply sound judgment in the application of analytical conclusions to credit approval, structure, and management recommendations
- Strong verbal, written, and interpersonal communication skills
- Ability to interact with all levels of an organization
- Intermediate Microsoft Office skills including some advanced accounting and finance functions in Microsoft Excel
- A BS/BA degree or higher
Job Expectations:
- Ability to travel as needed
- Willingness to work on-site in accordance with current office requirements
- Ability to work additional hours as needed
- This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
Posting Location:
- 550 S. Tryon Street, Charlotte, NC
- 30 Hudson Yards, New York, NY
- 171 17th Street, Atlanta, GA
- 1700 K St NW, Washington, DC
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$77,000.00 - $145,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
13 May 2026
- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Job Roles at Wells Fargo
See all 46+ Wells Fargo Jobs
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Get Access To All JobsTips for Finding Wells Fargo OPT Eligible Jobs USA
Target Wells Fargo's analyst programs early
Wells Fargo's structured analyst programs in investment banking, risk, and technology are the most reliable entry points for OPT candidates. These programs have defined start dates, so applications open months before your OPT start date. Apply early to avoid missing the cohort window entirely.
Confirm E-Verify enrollment before accepting offers
STEM OPT extension requires your employer to be enrolled in E-Verify. Wells Fargo participates in E-Verify, but confirm this in writing before signing any offer. Without confirmed enrollment, you can't extend your authorization from 12 to 36 months after your initial OPT period ends.
Benchmark your offer using OFLC Wage Search
Before negotiating compensation, look up the prevailing wage for your role and location using OFLC Wage Search. Wells Fargo will need to meet DOL wage standards if you later transition to H-1B, so understanding that floor early helps you evaluate whether your offer is positioned correctly.
Align your degree to the role's occupation code
For finance and technology roles at Wells Fargo, your degree field must connect directly to the position. Use O*NET to identify the SOC code for your target role, then map your major to that occupation. Misalignment between your degree and job duties is a common H-1B RFE trigger later.
Use Migrate Mate to find Wells Fargo's H-1B history
OPT is your authorization now, but your goal is H-1B sponsorship. Use Migrate Mate to review Wells Fargo's historical H-1B Labor Condition Application filings by role and location. That data tells you which departments have sponsored before and which positions are most likely to convert.
Track your OPT end date against Wells Fargo's H-1B calendar
H-1B petitions must be filed by April 1 for an October 1 start. Map your OPT expiration against this calendar. If your OPT ends before October 1 of the sponsorship year, you'll need cap-gap coverage, which only applies if your petition is filed on time and your status is valid on April 1.
Wells Fargo OPT Eligibility: Frequently Asked Questions
Does Wells Fargo sponsor OPT visas?
Wells Fargo doesn't sponsor OPT directly. OPT is work authorization USCIS grants to F-1 students, so no employer petition is required. What Wells Fargo does is hire candidates who already hold an OPT EAD and, critically, participates in E-Verify, which is required if you want to use the 24-month STEM OPT extension.
Which departments at Wells Fargo most commonly hire OPT students?
Technology, risk management, financial analysis, and compliance are the departments most consistently open to OPT candidates at Wells Fargo. These teams hire into structured analyst programs with defined timelines, which gives OPT students a predictable window to apply and start before their authorization begins.
How do I confirm Wells Fargo will support my STEM OPT extension?
Ask your recruiter or HR contact to confirm E-Verify participation in writing before you accept an offer. Wells Fargo is enrolled in E-Verify, but you need that confirmation documented. Your DSO will require an employer I-983 training plan, so clarify internally which team at Wells Fargo handles that paperwork.
What is the typical timeline from OPT hire to H-1B sponsorship at Wells Fargo?
Most OPT hires at large financial institutions need at least one full performance cycle before H-1B sponsorship is discussed. At Wells Fargo, that generally means starting on OPT, demonstrating performance over six to twelve months, and then working with HR to confirm H-1B filing ahead of the April 1 USCIS deadline for October 1 status.
How do I find open OPT roles at Wells Fargo?
Search Wells Fargo's careers site filtering for early-career or analyst-level roles in finance and technology. Migrate Mate also shows Wells Fargo's H-1B Labor Condition Application filings by role, which helps you identify which positions have historically led to sponsorship and where your OPT role is most likely to convert.
How does Wells Fargo hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. Wells Fargo can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check Wells Fargo's individual postings on Migrate Mate to confirm OPT acceptance per role.