Zillow OPT Eligible Jobs USA
Zillow hires OPT students across technology, data, product, and real estate analytics roles, making it a sought-after employer for F-1 graduates in the proptech space. The company's track record of supporting the OPT-to-H-1B visa transition makes it a strong long-term option for international candidates.
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Get Access To All JobsAbout the team
Getting a mortgage is often one of the most complex parts of buying a home. Zillow Home Loans is working to create a simpler mortgage experience, and the Capital Markets team plays a key role by helping ensure reliable warehouse funding, strong execution, and effective pipeline risk management.
About the role
As a Warehouse Allocation Analyst, you will help power a more seamless mortgage experience by managing daily warehouse allocation and funding activities across multiple facilities. In this role, you will make decisions within established guidelines, resolve issues, and partner closely with Capital Markets Operations, Funding, Treasury, Collateral, and other stakeholders to help ensure loans are allocated, funded, and moved off warehouse lines accurately, efficiently, and with low operational risk.
You Will Get To
- Execute daily warehouse allocation decisions across multiple facilities using established eligibility, concentration, advance rate, product, and investor guidelines.
- Support daily warehouse funding execution, including funding file submissions, supplemental wires, and exception handling.
- Run and maintain recurring warehouse, funding, and collateral reports to support accurate data alignment across Encompass, warehouse systems, and internal tools.
- Investigate and reconcile funding, collateral, and reporting variances, resolving routine issues independently and escalating higher-risk exceptions as needed.
- Manage daily collateral reporting and support return wire activities to help ensure timely loan movement and accurate warehouse paydowns.
- Monitor warehouse line capacity, usage, and aging trends, and raise potential constraints or unusual activity to senior team members.
- Partner with Capital Markets Operations, Funding, Treasury, Accounting, Collateral, and other stakeholders to communicate status, risks, and priorities.
- Improve day-to-day processes and controls by updating documentation, refining reports and checklists, testing enhancements, and helping reduce operational risk and turnaround times.
This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions.
In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $40.30 - $64.50 hourly. This base pay range is specific to these locations and may not be applicable to other locations.
In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode Island, and Vermont the standard base pay range for this role is $38.30 - $61.30 hourly. The base pay range is specific to these locations and may not be applicable to other locations.
In addition to a competitive base salary this position is also eligible for equity awards based on factors such as experience, performance and location. Actual amounts will vary depending on experience, performance and location. Employees in this role will not be paid below the salary threshold for exempt employees in the state where they reside.
Who you are
- 2+ years of mortgage or capital markets experience, including exposure to warehouse lending, funding, collateral, reconciliations, or allocation processes.
- Bachelor’s degree in Finance, Accounting, Economics, or a related field, or equivalent practical experience.
- Strong Excel and Google Workspace skills, with experience working with large data sets, reconciliations, reporting, lookups, and pivots.
- Familiarity with loan origination systems such as Encompass and warehouse lender reporting tools, with the ability to navigate key loan data, statuses, and standard reports.
- Working knowledge of warehouse funding flows, account structures, and the warehouse loan lifecycle, with the ability to connect daily allocation, funding, and collateral activities.
- Strong analytical, problem-solving, and decision-making skills, with sound judgment on when to resolve issues independently and when to escalate.
- Highly organized and detail-oriented, with the ability to manage multiple time-sensitive priorities in a fast-paced, deadline-driven environment.
- Clear written and verbal communication skills and a collaborative, flexible approach to working across teams and evolving business needs.
- Expected to work 8 hours per day, Monday–Friday, between 5:30 a.m. PST and 4:00 p.m. PST, with additional hours as needed during peak funding or quarter-end periods.
Here at Zillow - we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
About the team
Getting a mortgage is often one of the most complex parts of buying a home. Zillow Home Loans is working to create a simpler mortgage experience, and the Capital Markets team plays a key role by helping ensure reliable warehouse funding, strong execution, and effective pipeline risk management.
About the role
As a Warehouse Allocation Analyst, you will help power a more seamless mortgage experience by managing daily warehouse allocation and funding activities across multiple facilities. In this role, you will make decisions within established guidelines, resolve issues, and partner closely with Capital Markets Operations, Funding, Treasury, Collateral, and other stakeholders to help ensure loans are allocated, funded, and moved off warehouse lines accurately, efficiently, and with low operational risk.
You Will Get To
- Execute daily warehouse allocation decisions across multiple facilities using established eligibility, concentration, advance rate, product, and investor guidelines.
- Support daily warehouse funding execution, including funding file submissions, supplemental wires, and exception handling.
- Run and maintain recurring warehouse, funding, and collateral reports to support accurate data alignment across Encompass, warehouse systems, and internal tools.
- Investigate and reconcile funding, collateral, and reporting variances, resolving routine issues independently and escalating higher-risk exceptions as needed.
- Manage daily collateral reporting and support return wire activities to help ensure timely loan movement and accurate warehouse paydowns.
- Monitor warehouse line capacity, usage, and aging trends, and raise potential constraints or unusual activity to senior team members.
- Partner with Capital Markets Operations, Funding, Treasury, Accounting, Collateral, and other stakeholders to communicate status, risks, and priorities.
- Improve day-to-day processes and controls by updating documentation, refining reports and checklists, testing enhancements, and helping reduce operational risk and turnaround times.
This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions.
In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $40.30 - $64.50 hourly. This base pay range is specific to these locations and may not be applicable to other locations.
In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode Island, and Vermont the standard base pay range for this role is $38.30 - $61.30 hourly. The base pay range is specific to these locations and may not be applicable to other locations.
In addition to a competitive base salary this position is also eligible for equity awards based on factors such as experience, performance and location. Actual amounts will vary depending on experience, performance and location. Employees in this role will not be paid below the salary threshold for exempt employees in the state where they reside.
Who you are
- 2+ years of mortgage or capital markets experience, including exposure to warehouse lending, funding, collateral, reconciliations, or allocation processes.
- Bachelor’s degree in Finance, Accounting, Economics, or a related field, or equivalent practical experience.
- Strong Excel and Google Workspace skills, with experience working with large data sets, reconciliations, reporting, lookups, and pivots.
- Familiarity with loan origination systems such as Encompass and warehouse lender reporting tools, with the ability to navigate key loan data, statuses, and standard reports.
- Working knowledge of warehouse funding flows, account structures, and the warehouse loan lifecycle, with the ability to connect daily allocation, funding, and collateral activities.
- Strong analytical, problem-solving, and decision-making skills, with sound judgment on when to resolve issues independently and when to escalate.
- Highly organized and detail-oriented, with the ability to manage multiple time-sensitive priorities in a fast-paced, deadline-driven environment.
- Clear written and verbal communication skills and a collaborative, flexible approach to working across teams and evolving business needs.
- Expected to work 8 hours per day, Monday–Friday, between 5:30 a.m. PST and 4:00 p.m. PST, with additional hours as needed during peak funding or quarter-end periods.
Here at Zillow - we value the experience and perspective of candidates with non-traditional backgrounds. We encourage you to apply if you have transferable skills or related experiences.
Get to know us
At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality.
Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together.
Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law.
Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
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Get Access To All JobsTips for Finding Zillow OPT Eligible Jobs USA
Target Zillow's Tech and Data Teams
Zillow's engineering, data science, and machine learning teams are where OPT hires cluster most heavily. Focus your application on roles tied to Zillow's core platform products, where STEM-designated job codes are common and E-Verify enrollment supports the 24-month STEM OPT extension.
Verify Your Role Qualifies for STEM OPT
Not every Zillow offer automatically qualifies for the 24-month STEM OPT extension. Cross-check your job title against your CIP code on the STEM Designated Degree Program list. Your DSO at your university confirms eligibility before you file the I-983 training plan with Zillow's HR team.
Confirm Zillow's E-Verify Enrollment Early
STEM OPT legally requires your employer to be enrolled in E-Verify before your DSO recommends the extension. Ask Zillow's recruiting or HR team to confirm active E-Verify enrollment during the offer stage, not after you've accepted. Gaps here can interrupt your work authorization timeline.
Use Migrate Mate to Find Zillow's Visa History
Search Zillow on Migrate Mate to review its verified visa filing history across H-1B and other sponsored visa types. This helps you understand which departments and job titles have the strongest track record before you apply, giving your targeting a data-backed edge.
Align Your OPT Start Date With Zillow's Hiring Cycles
Zillow runs structured recruiting cycles for new grad roles, typically with summer start dates. Time your OPT start date to match your expected offer date. USCIS allows you to request an OPT start date up to 90 days before graduation, so plan your EAD application window carefully with your DSO.
Position Yourself for the H-1B Transition From Day One
Zillow has a demonstrated history of sponsoring H-1B visas for employees who started on OPT. During your OPT period, prioritize building project ownership and visibility on real estate tech initiatives so your manager can build a strong specialty occupation case when H-1B registration opens each March.
Zillow OPT Eligibility: Frequently Asked Questions
Does Zillow sponsor OPT visas?
Zillow hires F-1 students who already hold an OPT EAD, but it does not sponsor OPT itself. OPT work authorization comes from USCIS directly. What Zillow does is hire OPT-authorized students and, for STEM-eligible roles, participate in E-Verify to support the 24-month STEM OPT extension. Separate H-1B sponsorship may follow for qualifying employees.
Which Zillow departments typically hire OPT students?
Zillow most commonly hires OPT students into software engineering, data science, machine learning, and product analytics roles. These teams align with STEM-designated degree programs and offer the strongest pathway to the 24-month STEM OPT extension. Business, marketing, and real estate operations roles are less common entry points for OPT candidates.
How do I navigate the OPT hiring process at Zillow?
Apply through Zillow's careers page and disclose your OPT status upfront during the recruiter screen. Once you receive an offer, work with your DSO to confirm your role qualifies for STEM OPT if applicable, then complete the I-983 training plan with Zillow HR. Confirm E-Verify enrollment before your STEM OPT extension is recommended by your school.
What is the typical timeline for an OPT student starting at Zillow?
Your EAD must be in hand before your first day of work. USCIS recommends applying 90 days before your program end date, and processing can take several weeks. For the 24-month STEM OPT extension, file at least 90 days before your initial OPT expires to maintain continuous work authorization. Zillow HR cannot file on your behalf but can supply the required I-983 documentation.
How do I find OPT-friendly roles at Zillow?
Search Zillow on Migrate Mate to see its verified visa sponsorship history and identify which job categories have the strongest track record for international hires. Filter for STEM-related roles in engineering and data, and flag your OPT status in your application. Early recruiter contact to confirm E-Verify enrollment saves time later in the process.
How does Zillow hire OPT students?
OPT is work authorization granted directly to F-1 students after graduation — no employer petition is required. Zillow can hire OPT students as soon as their EAD card is approved. STEM degree holders can extend OPT by 24 months when their employer is enrolled in E-Verify. Most companies that hire OPT students also support the transition to H-1B when the student's OPT period is ending. Check Zillow's individual postings on Migrate Mate to confirm OPT acceptance per role.