Mechanical Engineer Jobs at Gusto with Visa Sponsorship
Mechanical Engineer roles at Gusto sit at the intersection of hardware, product development, and the operational systems that power a fintech platform built for small businesses. Gusto has an established track record of sponsoring international engineering talent across multiple visa categories, making it a viable target for qualified candidates who need work authorization.
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At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff—like payroll, health insurance, 401(k)s, and HR—so owners can focus on their craft and customers. With teams in Denver, San Francisco, and New York, we’re proud to support more than 400,000 small businesses across the country, and we’re building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy.
About The Role
We're hiring a Principal Engineer to serve as a Technical Lead across multiple teams in the Money Group – Gusto's fastest-growing organization and a cornerstone of the company's transformation into the Small Business Finance Platform. You'll define the long-term technical vision for systems that power cash flow management, lending, expense controls, invoicing, payments, and tax optimization – ensuring the architecture scales as we grow. This role spans strategy and execution: setting architectural direction across 5+ teams, vetting external partners, prototyping new product lines to unblock product decisions, extracting services from our monolith, and mentoring the engineers around you. You'll be the person who fills whatever role the group needs to hit its goals – from hands-on coding to strategic planning to unblocking other teams. If you're excited about building financial infrastructure with real impact on the people and businesses that power the modern economy, we'd love for you to join us.
About The Team
Money is Gusto's fastest-growing group, building financial products for both sides of the employment relationship. For small businesses, we're extending the category of employer-facing financial services – bill pay, invoicing, working capital, expense cards, and cash flow insights that help SMBs get paid faster and pay others with confidence. For employees, we build tools that reduce financial stress: on-demand pay, high-yield cash accounts, automated savings, and credit-building features. This is a deeply technical domain spanning payments infrastructure, lending, multi-party integrations, and mobile-first experiences – with the complexity and scale to match. Together, these teams are building toward a unified financial operating system for small businesses – accounting, banking, payments, lending, and tax – all connected to Gusto's payroll and people platform. Our unique advantage is Gusto's authority over payroll data, which we leverage to build a payroll-confidence engine no standalone fintech can replicate.
Here’s What You’ll Do Day-to-day
- Serve as a Technical Lead across multiple teams in the Money Group – setting architectural direction, unblocking engineers, and ensuring high-quality delivery aligned with long-term goals.
- Define the north-star architectural vision for the Money Group and continuously identify shorter-term projects that move us toward it.
- Architect the convergence of Gusto's People Stack (payroll, HR, benefits) and Finance Stack (banking, accounting, payments, lending) into a unified platform for small businesses.
- Lead service migration from a large Ruby-on-Rails monolith into a service-oriented architecture, defining clean domain boundaries across money movement, lending, and tax.
- Lead technical due diligence – evaluating codebases, data models, and engineering teams for compatibility with Gusto's platform.
- Manage a complex partner ecosystem.
- Build prototypes and proofs-of-concept to de-risk new ideas and unblock product decisions quickly.
- Tackle complex, ambiguous problems in close partnership with Product Management, Design, Data Science, Compliance, and Operations.
- Drive AI-native architecture decisions – from LLM-powered transaction categorization and tax optimization to conversational financial management experiences.
- Act as a technical consultant across all Money sub-teams – Consumer, Business, Tax Credits, Payments – ensuring architectural coherence across the group.
- Set the bar for technical excellence – through code, design reviews, and the standards you hold the group to.
- Mentor fellow engineers, contribute to the growth of senior and staff engineers, and help build healthy, high-performing teams.
Here’s What We're Looking For
- 15+ years of software engineering experience (successful applicants typically meet or exceed this).
- Deep expertise in distributed systems, particularly in payments or fintech – including data modeling for financial systems, consistency guarantees for money movement, and compliance-aware architecture.
- Proven track record of engineering, scaling, and operating large, interconnected production systems.
- Experience setting long-term technical vision and driving multi-year architectural transformations – not just executing migrations, but identifying the right boundaries, sequencing the work across teams, and ensuring strong technical stewards drive execution.
- Experience working across multiple teams, influencing both technical direction and product strategy. Demonstrated ability to own group-level OKRs and be accountable for the technical strategy that delivers them.
- Experience navigating decisions for core infrastructure, particularly in fintech – evaluating APIs, negotiating technical contracts, and leading integration from evaluation through production.
- Ability to bring clarity to complex problems – communicating technical tradeoffs to non-technical stakeholders, identifying significant risks or opportunities before others, and driving decisions.
- A track record of raising the technical bar – through code quality, design rigor, testing and security best practices, and the standards you set for those around you.
- A track record of filling whatever role the group needs – from hands-on prototyping to strategic planning to firefighting – with a bias toward action.
- Experience in complex, highly regulated domains (e.g., fintech, payments, banking, lending).
Compensation
- Our cash compensation for this role is $214,000-$260,000/yr in Denver & most major metro locations, and $250,000-$300,000/yr in San Francisco & New York. Final offer amounts are determined by multiple factors, including candidate location, experience, and expertise, and may vary from the amounts listed above.
Location
Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale. Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas. When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.
Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.
Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.
Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer. Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.
About Gusto
At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff—like payroll, health insurance, 401(k)s, and HR—so owners can focus on their craft and customers. With teams in Denver, San Francisco, and New York, we’re proud to support more than 400,000 small businesses across the country, and we’re building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy.
About The Role
We're hiring a Principal Engineer to serve as a Technical Lead across multiple teams in the Money Group – Gusto's fastest-growing organization and a cornerstone of the company's transformation into the Small Business Finance Platform. You'll define the long-term technical vision for systems that power cash flow management, lending, expense controls, invoicing, payments, and tax optimization – ensuring the architecture scales as we grow. This role spans strategy and execution: setting architectural direction across 5+ teams, vetting external partners, prototyping new product lines to unblock product decisions, extracting services from our monolith, and mentoring the engineers around you. You'll be the person who fills whatever role the group needs to hit its goals – from hands-on coding to strategic planning to unblocking other teams. If you're excited about building financial infrastructure with real impact on the people and businesses that power the modern economy, we'd love for you to join us.
About The Team
Money is Gusto's fastest-growing group, building financial products for both sides of the employment relationship. For small businesses, we're extending the category of employer-facing financial services – bill pay, invoicing, working capital, expense cards, and cash flow insights that help SMBs get paid faster and pay others with confidence. For employees, we build tools that reduce financial stress: on-demand pay, high-yield cash accounts, automated savings, and credit-building features. This is a deeply technical domain spanning payments infrastructure, lending, multi-party integrations, and mobile-first experiences – with the complexity and scale to match. Together, these teams are building toward a unified financial operating system for small businesses – accounting, banking, payments, lending, and tax – all connected to Gusto's payroll and people platform. Our unique advantage is Gusto's authority over payroll data, which we leverage to build a payroll-confidence engine no standalone fintech can replicate.
Here’s What You’ll Do Day-to-day
- Serve as a Technical Lead across multiple teams in the Money Group – setting architectural direction, unblocking engineers, and ensuring high-quality delivery aligned with long-term goals.
- Define the north-star architectural vision for the Money Group and continuously identify shorter-term projects that move us toward it.
- Architect the convergence of Gusto's People Stack (payroll, HR, benefits) and Finance Stack (banking, accounting, payments, lending) into a unified platform for small businesses.
- Lead service migration from a large Ruby-on-Rails monolith into a service-oriented architecture, defining clean domain boundaries across money movement, lending, and tax.
- Lead technical due diligence – evaluating codebases, data models, and engineering teams for compatibility with Gusto's platform.
- Manage a complex partner ecosystem.
- Build prototypes and proofs-of-concept to de-risk new ideas and unblock product decisions quickly.
- Tackle complex, ambiguous problems in close partnership with Product Management, Design, Data Science, Compliance, and Operations.
- Drive AI-native architecture decisions – from LLM-powered transaction categorization and tax optimization to conversational financial management experiences.
- Act as a technical consultant across all Money sub-teams – Consumer, Business, Tax Credits, Payments – ensuring architectural coherence across the group.
- Set the bar for technical excellence – through code, design reviews, and the standards you hold the group to.
- Mentor fellow engineers, contribute to the growth of senior and staff engineers, and help build healthy, high-performing teams.
Here’s What We're Looking For
- 15+ years of software engineering experience (successful applicants typically meet or exceed this).
- Deep expertise in distributed systems, particularly in payments or fintech – including data modeling for financial systems, consistency guarantees for money movement, and compliance-aware architecture.
- Proven track record of engineering, scaling, and operating large, interconnected production systems.
- Experience setting long-term technical vision and driving multi-year architectural transformations – not just executing migrations, but identifying the right boundaries, sequencing the work across teams, and ensuring strong technical stewards drive execution.
- Experience working across multiple teams, influencing both technical direction and product strategy. Demonstrated ability to own group-level OKRs and be accountable for the technical strategy that delivers them.
- Experience navigating decisions for core infrastructure, particularly in fintech – evaluating APIs, negotiating technical contracts, and leading integration from evaluation through production.
- Ability to bring clarity to complex problems – communicating technical tradeoffs to non-technical stakeholders, identifying significant risks or opportunities before others, and driving decisions.
- A track record of raising the technical bar – through code quality, design rigor, testing and security best practices, and the standards you set for those around you.
- A track record of filling whatever role the group needs – from hands-on prototyping to strategic planning to firefighting – with a bias toward action.
- Experience in complex, highly regulated domains (e.g., fintech, payments, banking, lending).
Compensation
- Our cash compensation for this role is $214,000-$260,000/yr in Denver & most major metro locations, and $250,000-$300,000/yr in San Francisco & New York. Final offer amounts are determined by multiple factors, including candidate location, experience, and expertise, and may vary from the amounts listed above.
Location
Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale. Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas. When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.
Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.
Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.
Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer. Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.
See all 39+ Mechanical Engineer at Gusto jobs
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Get Access To All JobsTips for Finding Mechanical Engineer Jobs at Gusto Jobs
Align your credentials to Gusto's engineering stack
Gusto builds physical and operational infrastructure to support payroll and HR software, so mechanical roles often touch product hardware, office systems, or vendor tooling. Frame your resume around systems integration, cross-functional builds, or production-scale projects rather than pure R&D.
Understand which visa category fits your background
Gusto sponsors H-1B, E-3, and EB-2 or EB-3 pathways. If you're an Australian citizen, the E-3 bypasses the H-1B lottery entirely. Confirm your degree field aligns with mechanical engineering as a specialty occupation before applying, since USCIS scrutinizes degree-to-role fit closely.
Target open roles during Q4 hiring cycles
Fintech companies like Gusto often backfill engineering headcount in Q4 and early Q1 before the H-1B registration window opens in March. Applying in that window gives your offer enough lead time for an employer to file an LCA with DOL and submit your H-1B registration.
Browse sponsored Mechanical Engineer openings on Migrate Mate
Search for Mechanical Engineer roles at Gusto filtered by visa type on Migrate Mate so you're only reviewing positions where sponsorship is confirmed. This removes guesswork about which postings are open to candidates who need work authorization.
Prepare your degree equivalency documentation early
If your engineering degree is from outside the U.S., have a credential evaluation completed before you receive an offer. Gusto's immigration counsel will need this for LCA filing and H-1B petition preparation, and delays here can push your start date or miss filing deadlines.
Clarify sponsorship scope during the offer stage
Before signing, confirm whether Gusto's offer covers only initial H-1B filing or also Green Card sponsorship through PERM. Companies in the accounting and fintech space sometimes limit Green Card support to senior individual contributors, so getting clarity in writing protects your long-term immigration planning.
Mechanical Engineer at Gusto jobs are hiring across the US. Find yours.
Find Mechanical Engineer at Gusto JobsFrequently Asked Questions
Does Gusto sponsor H-1B visas for Mechanical Engineers?
Yes, Gusto sponsors H-1B visas for Mechanical Engineers. Mechanical engineering qualifies as a specialty occupation under USCIS guidelines, which requires a bachelor's degree or higher in a directly related field. Your offer letter must be in place before your employer can file a Labor Condition Application with DOL and submit your H-1B registration during the annual March window.
How do I apply for Mechanical Engineer jobs at Gusto?
Apply directly through Gusto's careers page for current Mechanical Engineer openings. To filter specifically for roles open to visa sponsorship candidates, browse Gusto's listings on Migrate Mate, which surfaces only positions where sponsorship has been confirmed. Tailor your application to highlight systems-level mechanical work relevant to a fintech product and operational environment.
Which visa types does Gusto commonly use for Mechanical Engineers?
Gusto sponsors H-1B visas for most international Mechanical Engineers, along with the E-3 for Australian citizens and employment-based Green Card pathways including EB-2 and EB-3 for longer-term sponsorship. E-3 is particularly efficient for Australians because it has its own annual allocation separate from the H-1B cap, with no lottery involved.
What qualifications does Gusto look for in Mechanical Engineer candidates?
Gusto's Mechanical Engineer roles typically require a bachelor's degree in mechanical engineering or a closely related discipline. Relevant experience with product hardware, facilities infrastructure, or manufacturing processes is valued given the company's focus on building scalable operational systems. Strong cross-functional collaboration skills matter in a fintech environment where engineering works closely with product and operations teams.
How do I plan my timeline if I need visa sponsorship for a Mechanical Engineer role at Gusto?
For H-1B sponsorship, USCIS registration opens in March each year for an October 1 start date, so you need a signed offer well before then. E-3 visas for Australians can be processed consularly in as little as a few weeks, offering more flexibility on start dates. Build in time for DOL's LCA certification, which takes around seven business days under standard processing.
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