Entry Level Payments Specialist Jobs
New grad payments specialist jobs connect recent graduates and entry level candidates with zero to two years of experience to roles where internship work and hands-on knowledge of payment processing can matter more than a long resume. Most openings mix on-site and remote settings across Banking & Financial Services, Technology & Software, and Fintech, with employers like JPMorganChase, Amazon, and Capital One hiring at this level now.
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Showing 5 of 33+ Entry Level Payments Specialist jobs
At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Data Analyst at Capital One you will leverage analytic and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems.
On any given day you will be challenged on three types of work – Innovation, Business Intelligence and Data Management:
Innovation
Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms
Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers
Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives
Business Intelligence
Partner with the business to provide consultancy and translate the business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization
Drive analysis that provides meaningful insights on business strategies
Data Management
Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions
Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance
Build and execute tools to monitor and report on data quality
Our ideal candidate will have:
Degree specialized in a Science, Technology, Engineering, Mathematics discipline
Scripting experience in (Python, R, Spark, and SQL)
Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data)
Experience utilizing and developing within AWS services
Basic Qualifications
Currently has, or is in the process of obtaining a Bachelor’s Degree in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science or a related quantitative field) plus at least 5 years of experience performing data analytics, or currently has, or is in the process of obtaining a Master’s Degree plus at least 3 years performing data analytics with an expectation that required degree will be obtained on or before the scheduled start date.
At least 3 years of experience working with at least one scripting language
At least 3 years of experience utilizing a business intelligence visualization tool
At least 3 years of experience in querying, analyzing and working with data languages and platforms
Preferred Qualifications:
Master’s Degree in a Science, Technology, Engineering, Mathematics discipline
At least 4 years of experience coding in Python, R, Spark, or SQL
At least 4 years of experience working within process management and improvement methodologies – Agile, Lean, Six Sigma, etc.
At least 2 years of experience utilizing and developing within AWS services
At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $131,300 - $149,800 for Principal Data AnalystRichmond, VA: $119,400 - $136,200 for Principal Data Analyst
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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Find JobsEntry Level Payments Specialist Job Market
Who's Hiring
- JPMorganChase4
- Amazon3
- Capital One3
- City National Bank2
- Apple1
Top Industries Hiring
- Banking & Financial Services17
- Technology & Software7
- Fintech4
- Investment & Asset Management4
- Retail3
Entry Level Payments Specialist Jobs: Frequently Asked Questions
How do I get an entry level payments specialist job?
Entry level payments specialist employers look for familiarity with payment systems, transaction processing, and reconciliation workflows, which you can demonstrate through internships, coursework, or personal projects. Highlighting exposure to tools like Stripe, PayPal, or ACH processing gives you an edge at this stage. Certifications in accounting fundamentals or fintech basics can also strengthen an otherwise short resume.
Which companies hire entry level payments specialists?
Companies hiring entry level payments specialists right now include JPMorganChase, Amazon, and Capital One, based on current listings on Migrate Mate as of July 2026. Hiring at this level comes from a broad mix of financial institutions, fintech startups, payment processors, and large retailers that manage high transaction volumes and need junior support staff to keep operations running.
Are there remote entry level payments specialist jobs?
Yes, though remote availability varies by employer and role type. About 0% of entry level payments specialist openings are remote or hybrid as of July 2026, making this one of the more accessible fields for candidates who need location flexibility. Fully remote postings tend to come from larger fintech companies and payment processors with distributed operations.
Are these new grad payments specialist jobs?
Yes, many of the listings here are new grad and junior roles that explicitly welcome recent graduates with little or no professional experience. A new grad-friendly posting typically welcomes zero to two years of experience, accepts internships or academic projects as qualifying background, and does not require prior full-time employment in payments or finance.
Which industries hire the most entry level payments specialists?
Entry Level payments specialist roles concentrate in Banking & Financial Services, Technology & Software, and Fintech, based on current listings on Migrate Mate as of July 2026. Those sectors drive hiring at this level because they process large volumes of transactions daily and need entry level staff who can support reconciliation, dispute resolution, and payment operations without requiring years of prior experience.