Loan Officer Jobs at New American Funding with Visa Sponsorship
Loan Officer roles at New American Funding sit at the intersection of sales, financial analysis, and client relationships. The company has a history of sponsoring skilled foreign nationals for this function, making it a realistic target if you're navigating employment-based sponsorship in the mortgage lending industry.
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INTRODUCTION
New American Funding is seeking motivated and experienced Consumer Direct Loan Officers to join our high-performing sales team. As a CD Loan Officer, you will receive 100% inbound leads from motivated homebuyers—no cold calling required. You'll work in a fast-paced environment where you can focus on what you do best: closing loans, building relationships, and helping clients achieve their homeownership goals.
What You’ll Do:
- Handle 100% inbound calls from pre-screened, motivated homebuyers and/or refinancers
- Consult with borrowers to understand their mortgage needs and present appropriate loan options
- Work closely with our in-house processors and underwriters to ensure timely closings
- Build strong relationships with clients to drive future refinance and referral opportunities
- Maintain high standards of compliance and customer service throughout the loan process
What You’ll Get:
- Industry-leading commission structure with no cap on earnings
- Access to thousands of Real Estate partners to help your clients find homes quickly
- State-of-the-art tech stack: Fast CRM, LOS, texting tools, and mobile loan applications
- Exclusive NAF Rapid App for quick and accurate borrower applications
- We service our own loans—your info stays on the borrower’s monthly statement
- Client-for-life model: You retain ownership of your funded clients for future business
Starting Salary: Minimum wage based on City/County/State + bonus + OT + full time benefits including 401k, PTO, Paid Holidays
Responsibilities:
- Respond to inbound calls and digital leads from qualified home shoppers
- Consult with borrowers to understand their financial goals and recommend appropriate loan solutions
- Guide borrowers through the mortgage application process from pre-qualification to closing
- Maintain an active pipeline and follow up regularly with prospects and clients
- Meet or exceed monthly sales and conversion goals
- Ensure compliance with all applicable regulations and internal policies
- Work collaboratively with internal teams including processing, underwriting, and closing
QUALIFICATIONS
- 2+ years' full time purchase or refinance loan origination experience; call center environment preferred.
- Strong desire to succeed in a sales environment and be a top producer.
- Ability to correctly and accurately structure and price loans.
- Complete knowledge of conventional and government loan programs (purchase and refinance).
- Current NMLS license. (Must have pass National test & 20 hour lic. course.)
Desired Education/Experience
- High School Diploma or equivalent
- Two or more recent years' full time loan origination experience, preferably in a call center environment
- Current NMLS license.
Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]

INTRODUCTION
New American Funding is seeking motivated and experienced Consumer Direct Loan Officers to join our high-performing sales team. As a CD Loan Officer, you will receive 100% inbound leads from motivated homebuyers—no cold calling required. You'll work in a fast-paced environment where you can focus on what you do best: closing loans, building relationships, and helping clients achieve their homeownership goals.
What You’ll Do:
- Handle 100% inbound calls from pre-screened, motivated homebuyers and/or refinancers
- Consult with borrowers to understand their mortgage needs and present appropriate loan options
- Work closely with our in-house processors and underwriters to ensure timely closings
- Build strong relationships with clients to drive future refinance and referral opportunities
- Maintain high standards of compliance and customer service throughout the loan process
What You’ll Get:
- Industry-leading commission structure with no cap on earnings
- Access to thousands of Real Estate partners to help your clients find homes quickly
- State-of-the-art tech stack: Fast CRM, LOS, texting tools, and mobile loan applications
- Exclusive NAF Rapid App for quick and accurate borrower applications
- We service our own loans—your info stays on the borrower’s monthly statement
- Client-for-life model: You retain ownership of your funded clients for future business
Starting Salary: Minimum wage based on City/County/State + bonus + OT + full time benefits including 401k, PTO, Paid Holidays
Responsibilities:
- Respond to inbound calls and digital leads from qualified home shoppers
- Consult with borrowers to understand their financial goals and recommend appropriate loan solutions
- Guide borrowers through the mortgage application process from pre-qualification to closing
- Maintain an active pipeline and follow up regularly with prospects and clients
- Meet or exceed monthly sales and conversion goals
- Ensure compliance with all applicable regulations and internal policies
- Work collaboratively with internal teams including processing, underwriting, and closing
QUALIFICATIONS
- 2+ years' full time purchase or refinance loan origination experience; call center environment preferred.
- Strong desire to succeed in a sales environment and be a top producer.
- Ability to correctly and accurately structure and price loans.
- Complete knowledge of conventional and government loan programs (purchase and refinance).
- Current NMLS license. (Must have pass National test & 20 hour lic. course.)
Desired Education/Experience
- High School Diploma or equivalent
- Two or more recent years' full time loan origination experience, preferably in a call center environment
- Current NMLS license.
Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
See all 146+ Loan Officer at New American Funding jobs
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Get Access To All JobsTips for Finding Loan Officer Jobs at New American Funding Jobs
Obtain Your NMLS License Before Applying
Every Loan Officer at a mortgage lender must hold a valid NMLS license under the SAFE Act. Get yours in your target state before submitting applications. Employers won't sponsor an unlicensed candidate, and processing delays can cost you an offer.
Target Branches With Active Hiring Pipelines
New American Funding hires Loan Officers across dozens of regional branches, and sponsorship decisions often sit with local branch managers. Research which markets have consistent open roles and direct your outreach there rather than applying to the general careers page.
Align Your Background With Retail Mortgage Sales
New American Funding's Loan Officer model is production-focused and tied to a personal book of business. Emphasize experience in referral-based sales, purchase loan volume, or real estate agent relationships. A background in consumer or commercial banking translates, but frame it around mortgage origination.
Clarify Sponsorship Scope During the Offer Stage
EB-2 and EB-3 sponsorship require PERM labor certification, which means DOL must confirm no qualified U.S. worker is available for the role. Raise this in offer negotiations, not after signing, so HR can scope the timeline and confirm internal approval for the filing.
Use Migrate Mate to Identify Loan Officer Openings
New American Funding posts Loan Officer roles frequently, but not all listings signal sponsorship willingness. Use Migrate Mate to filter specifically for visa-sponsoring positions at New American Funding so you focus your effort on roles with a real path forward.
Prepare for a Longer Green Card Timeline in This Role
Loan Officer roles typically require PERM before EB-2 or EB-3 sponsorship proceeds. Depending on your country of chargeability, priority date backlogs through DOL and USCIS can extend the full process well beyond initial approval. Plan your OPT or H-1B runway accordingly.
Loan Officer at New American Funding jobs are hiring across the US. Find yours.
Find Loan Officer at New American Funding JobsFrequently Asked Questions
Does New American Funding sponsor H-1B visas for Loan Officers?
New American Funding's documented sponsorship history for Loan Officers sits primarily in the EB-2 and EB-3 categories rather than H-1B. Loan Officer roles are sales-production positions tied to NMLS licensing and a personal pipeline, which can complicate H-1B specialty occupation classification. If you're pursuing this path, confirm the sponsorship type directly with the recruiter before advancing through the interview process.
Which visa types are commonly used for Loan Officer roles at New American Funding?
Employment-based Green Card sponsorship through EB-2 or EB-3 is the documented path for Loan Officers at New American Funding. Both categories require PERM labor certification filed with the DOL before USCIS adjudicates the immigrant petition. EB-2 applies if the role requires an advanced degree or exceptional ability, while EB-3 covers roles requiring a bachelor's degree or skilled work experience.
What qualifications or experience are expected for Loan Officer roles at New American Funding?
New American Funding typically looks for candidates with an active NMLS license, demonstrated mortgage origination experience, and a proven referral network with real estate agents or builders. Fluency in a second language is a genuine differentiator, as the company serves a large Spanish-speaking borrower base. A background in purchase loans rather than refinance-heavy volume is preferred given current market conditions.
How do I apply for Loan Officer jobs at New American Funding?
You can find open Loan Officer positions at New American Funding through their careers site or through Migrate Mate, which filters specifically for roles where visa sponsorship is a confirmed possibility. Before applying, ensure your NMLS license is current in the state where the branch operates. Tailor your application to show production volume and referral-based pipeline experience, as those are the metrics hiring managers prioritize.
How do I plan my timeline when pursuing Green Card sponsorship through New American Funding?
PERM labor certification with the DOL typically takes six to eighteen months before the EB-2 or EB-3 petition can be filed with USCIS. After USCIS approval, your wait for a visa number depends on your country of birth and the applicable priority date. If you're currently on OPT or another nonimmigrant status, map out your authorized stay against these milestones and discuss bridging options with your employer before filing begins.
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