PayJoy Visa Sponsorship USA
PayJoy is a fintech company focused on expanding financial access in emerging markets, and it has established a meaningful track record sponsoring permanent residency pathways for international talent. For F-1 students and professionals pursuing long-term U.S. careers in financial technology, PayJoy is worth targeting.
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Get Access To All JobsAbout PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The sales representative will be responsible for increasing the origination and integration of new partners in their assigned territory, building and maintaining strong relationships with all assigned partner retailers and their respective stakeholders; through constant field work (store visits) or through direct sales at kiosks to provide support, training, implementation of incentive campaigns and targeted marketing; in order to ensure compliance and exceeding sales and productivity objectives.
Responsibilities
- Ensure the monthly sales and store activation targets in the area under your responsibility are met by increasing merchant productivity, and overall company market share.
- Ensure that merchants who sold in the prior month are also selling in the current month.
- Develop the relationship with merchants to keep the account of existing members healthy/stable, responding to requests and solving problems in the conversion to final customer with the PayJoy platform.
- Visit stores to train sales teams, promote marketing materials, and activate incentive campaigns.
- Generate strategies to increase sales in the assigned area, including market and competition analysis to identify trends and sales opportunities.
- Identify and contact new business partners, ensuring they meet the requirements and activating them once authorized.
- Keep the customer database updated and record all interactions and sales made. Prepare sales reports and performance analysis for management.
Requirements
- Technical or university studies in related areas such as Business Administration, Communications or similar.
- 1-2 years of experience in Customer Service, Software Sales, mobile devices or Field, in the telecommunications industry.
- Strong interpersonal and communication skills to establish effective relationships and train business partner personnel.
- Orientation to results, so proactivity, organization, perseverance and resilience are essential attributes.
- To ensure success, you need to have strong analytical and negotiation skills as you will be in charge of store performance and sales.
- Availability to travel to visit stores, you must have personal transportation to cover assigned areas. (Car or Motorcycle)
Benefits
- 100% Company Funded: Private Health Insurance for employee and immediate family
- 20 days vacation, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone Finance, headphone benefit, home office equipment allowance and wellness perks
- Catered Lunch
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion
Ownership
Break Through Walls
Live Communication
Transparency & Directness
Focus on Scale
Work-Life Balance
Embrace Diversity
Speed
Active Listening
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The sales representative will be responsible for increasing the origination and integration of new partners in their assigned territory, building and maintaining strong relationships with all assigned partner retailers and their respective stakeholders; through constant field work (store visits) or through direct sales at kiosks to provide support, training, implementation of incentive campaigns and targeted marketing; in order to ensure compliance and exceeding sales and productivity objectives.
Responsibilities
- Ensure the monthly sales and store activation targets in the area under your responsibility are met by increasing merchant productivity, and overall company market share.
- Ensure that merchants who sold in the prior month are also selling in the current month.
- Develop the relationship with merchants to keep the account of existing members healthy/stable, responding to requests and solving problems in the conversion to final customer with the PayJoy platform.
- Visit stores to train sales teams, promote marketing materials, and activate incentive campaigns.
- Generate strategies to increase sales in the assigned area, including market and competition analysis to identify trends and sales opportunities.
- Identify and contact new business partners, ensuring they meet the requirements and activating them once authorized.
- Keep the customer database updated and record all interactions and sales made. Prepare sales reports and performance analysis for management.
Requirements
- Technical or university studies in related areas such as Business Administration, Communications or similar.
- 1-2 years of experience in Customer Service, Software Sales, mobile devices or Field, in the telecommunications industry.
- Strong interpersonal and communication skills to establish effective relationships and train business partner personnel.
- Orientation to results, so proactivity, organization, perseverance and resilience are essential attributes.
- To ensure success, you need to have strong analytical and negotiation skills as you will be in charge of store performance and sales.
- Availability to travel to visit stores, you must have personal transportation to cover assigned areas. (Car or Motorcycle)
Benefits
- 100% Company Funded: Private Health Insurance for employee and immediate family
- 20 days vacation, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone Finance, headphone benefit, home office equipment allowance and wellness perks
- Catered Lunch
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion
Ownership
Break Through Walls
Live Communication
Transparency & Directness
Focus on Scale
Work-Life Balance
Embrace Diversity
Speed
Active Listening
Job Roles at PayJoy Companies
How to Get Visa Sponsorship in PayJoy Visa Sponsorship USA
Target roles in engineering and product
PayJoy's sponsorship activity is concentrated in technical and product functions. If your background is in software development, data, or product management within fintech, you're aligning with the roles PayJoy most consistently sponsors for permanent residency.
Frame your fintech experience in the application
PayJoy operates at the intersection of financial services and technology in underserved markets. Candidates who can speak to fintech, mobile payments, or financial inclusion in their resume and cover letter stand out in a field where domain expertise is valued.
Find verified PayJoy openings through Migrate Mate
Not every job board confirms actual sponsorship history. Migrate Mate surfaces verified sponsors so you can filter by real sponsorship history and find current PayJoy openings without guessing whether sponsorship is available for the role.
PayJoy jobs are hiring across the US. Find yours.
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Get Access To All JobsFrequently Asked Questions
Does PayJoy sponsor H-1B visas?
Based on available sponsorship data, PayJoy does not have a track record of sponsoring H-1B visas. Its sponsorship activity is focused on Green Card pathways through EB-2 and EB-3, as well as F-1 OPT and CPT for students. If H-1B sponsorship is a requirement for you, it's worth raising this directly with the recruiter during the hiring process.
What visa types does PayJoy sponsor?
PayJoy sponsors EB-2 and EB-3 Green Cards for eligible employees, along with F-1 OPT and CPT for international students. This makes PayJoy a practical option for candidates who are already authorized to work in the U.S. and are looking for an employer willing to support a long-term permanent residency pathway in the banking and financial technology sector.
Which departments or roles at PayJoy typically receive visa sponsorship?
PayJoy's sponsorship activity tends to align with its core technical and operational functions, including software engineering, data, and product roles. Given that PayJoy operates in fintech and financial services, candidates with backgrounds in mobile technology, payments infrastructure, or financial product development are most likely to be considered for sponsored positions.
How do I know if a specific PayJoy job listing includes visa sponsorship?
Job listings don't always specify sponsorship availability at the role level, which makes it easy to apply to positions that won't support your visa situation. Migrate Mate compiles verified sponsorship histories by company so you can confirm PayJoy's track record before applying, and filter open roles by sponsorship type to avoid wasted applications.
How do I approach the PayJoy application process as an international candidate?
Start by identifying roles that match your technical background, then confirm sponsorship eligibility early in the recruiter conversation rather than waiting until an offer is extended. If you're on F-1 OPT, communicate your timeline clearly. For Green Card sponsorship through EB-2 or EB-3, understand that PERM labor certification adds significant lead time, so earlier conversations give you more options.
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