Commercial Credit Analyst Visa Sponsorship Jobs in New York
Commercial credit analyst visa sponsorship jobs in New York are concentrated in the financial services sector, with major employers including JPMorgan Chase, Citibank, Goldman Sachs, and regional banks headquartered in Manhattan. Opportunities also appear in Buffalo, Albany, and White Plains, particularly at community banks and credit unions serving upstate commercial lending markets.
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Get Access To All JobsINTRODUCTION
Columbia Bank is a full-service consumer and commercial bank serving individuals, businesses, and communities across New Jersey, Staten Island, and Brooklyn. Through our banking, title, insurance, and wealth management businesses, we provide a broad range of financial solutions tailored to our customers’ needs. We are also committed to strengthening the communities we serve through employee volunteerism, community partnerships, and the Columbia Bank Foundation.
ROLE AND RESPONSIBILITIES
Why this Role Matters:
Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries.
What You'll Deliver/Areas of Impact:
Credit Analysis and Development
- Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.
- Reviews all pertinent credit and financial information.
- Analyzes financial statements.
- Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants.
- Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities.
Loan Officer Support
- Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions.
- Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards.
Annual File Reviews
- Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews.
Team Development
- Supervises and provides training to credit analysts.
Other Responsibilities
- Performs other duties as may be assigned.
BASIC QUALIFICATIONS
- A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required.
- Minimum of 7 years experience as a Senior Commercial Credit Analyst required.
- Current or prior lending authority required.
- Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations.
- Strong aptitude for figures and accuracy.
- Proven problem solving, decision making, underwriting and analytical skills.
- Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses.
- Ability to work independently, effectively, and efficiently under time constraints.
- Ability to prioritize and manage multiple assignments with good organizational and time management skills.
- Excellent written and verbal communication skills.
- Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software.
- Integrity, initiative, and a proven work ethic.
PREFERRED QUALIFICATIONS
Technology Qualifications:
- Experience preparing audit supporting documents.
- Experience with general ledger reconciliations in compliance with FDCIA and Sarbanes-Oxley.
- Experience supporting or responding to internal and external audit requests.
- Understanding of US GAAP, banking regulations, and accounting principles.
- Proficiency in Microsoft Excel.
- Experience working with core banking systems and general ledger platforms.
HOW WE TAKE CARE OF YOU:
- Medical, Dental, Vision and Rx which are contributory.
- Bonus programs.
- Employee Stock Option Program (ESOP).
- Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).
- Paid Time Off (PTO) which includes Personal and Vacation Time.
- Paid Sick Time.
- Bank Holidays.
- Employees may participate in the 401k program.
The hours that you will dedicate to work:
This position currently follows a hybrid schedule of 3 in-office days and 2 remote days per week. Effective January 4, 2027, the schedule will transition to 4 in-office days and 1 remote day per week. Hybrid work arrangements are subject to business needs and may change.
Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.
INTRODUCTION
Columbia Bank is a full-service consumer and commercial bank serving individuals, businesses, and communities across New Jersey, Staten Island, and Brooklyn. Through our banking, title, insurance, and wealth management businesses, we provide a broad range of financial solutions tailored to our customers’ needs. We are also committed to strengthening the communities we serve through employee volunteerism, community partnerships, and the Columbia Bank Foundation.
ROLE AND RESPONSIBILITIES
Why this Role Matters:
Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries.
What You'll Deliver/Areas of Impact:
Credit Analysis and Development
- Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.
- Reviews all pertinent credit and financial information.
- Analyzes financial statements.
- Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants.
- Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities.
Loan Officer Support
- Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions.
- Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards.
Annual File Reviews
- Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews.
Team Development
- Supervises and provides training to credit analysts.
Other Responsibilities
- Performs other duties as may be assigned.
BASIC QUALIFICATIONS
- A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required.
- Minimum of 7 years experience as a Senior Commercial Credit Analyst required.
- Current or prior lending authority required.
- Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations.
- Strong aptitude for figures and accuracy.
- Proven problem solving, decision making, underwriting and analytical skills.
- Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses.
- Ability to work independently, effectively, and efficiently under time constraints.
- Ability to prioritize and manage multiple assignments with good organizational and time management skills.
- Excellent written and verbal communication skills.
- Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software.
- Integrity, initiative, and a proven work ethic.
PREFERRED QUALIFICATIONS
Technology Qualifications:
- Experience preparing audit supporting documents.
- Experience with general ledger reconciliations in compliance with FDCIA and Sarbanes-Oxley.
- Experience supporting or responding to internal and external audit requests.
- Understanding of US GAAP, banking regulations, and accounting principles.
- Proficiency in Microsoft Excel.
- Experience working with core banking systems and general ledger platforms.
HOW WE TAKE CARE OF YOU:
- Medical, Dental, Vision and Rx which are contributory.
- Bonus programs.
- Employee Stock Option Program (ESOP).
- Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).
- Paid Time Off (PTO) which includes Personal and Vacation Time.
- Paid Sick Time.
- Bank Holidays.
- Employees may participate in the 401k program.
The hours that you will dedicate to work:
This position currently follows a hybrid schedule of 3 in-office days and 2 remote days per week. Effective January 4, 2027, the schedule will transition to 4 in-office days and 1 remote day per week. Hybrid work arrangements are subject to business needs and may change.
Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.
Commercial Credit Analyst Job Roles in New York
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Search Commercial Credit Analyst Jobs in New YorkCommercial Credit Analyst Jobs in New York: Frequently Asked Questions
Which companies sponsor visas for commercial credit analysts in New York?
Large financial institutions headquartered in New York City are the most active sponsors for commercial credit analyst roles, including JPMorgan Chase, Citibank, Bank of America, HSBC USA, and Wells Fargo's New York operations. Mid-size regional banks such as Signature Bank's successors, Valley National Bank, and TD Bank's Northeast operations also sponsor. Sponsorship is more consistent at larger institutions with established immigration compliance programs.
Which visa types realistically cover commercial credit analyst roles in New York?
Commercial credit analyst roles typically qualify as specialty occupations requiring a bachelor's degree in finance, accounting, economics, or a related field, making H-1B visa the primary path. Chilean nationals may qualify under H-1B1 and Singaporean nationals under H-1B1 Singapore, both of which avoid the H-1B lottery. Australian nationals can pursue the E-3 visa. For longer-term options, EB-2 or EB-3 employment-based green cards are available through PERM labor certification filed by the sponsoring employer.
How to find commercial credit analyst visa sponsorship jobs in New York?
Migrate Mate lists commercial credit analyst positions at New York employers with verified visa sponsorship history, searchable by role and city. This lets you focus on banks and financial firms in Manhattan, Buffalo, or Albany that have already demonstrated a willingness to sponsor, rather than applying broadly and discovering a sponsorship barrier late in the hiring process.
Which cities in New York have the most commercial credit analyst sponsorship jobs?
Manhattan accounts for the largest share of commercial credit analyst sponsorship activity, driven by the concentration of global banks, investment firms, and specialty lenders in Midtown and Lower Manhattan. Albany sees demand from state-chartered banks and government-linked financial institutions. Buffalo has an active commercial lending market through M&T Bank and regional credit unions, and White Plains attracts roles from suburban headquarters of financial services and insurance companies.
Are there any New York-specific factors that affect visa sponsorship for commercial credit analysts?
New York's dense concentration of federally regulated banks means many employers already maintain active immigration compliance programs, which simplifies the sponsorship process for qualified candidates. F-1 students from New York universities such as NYU Stern, Columbia Business School, and Fordham Gabelli frequently enter commercial banking pipelines through OPT, giving employers a practical on-ramp before committing to full H-1B sponsorship. New York State's commercial lending market also spans industries from real estate to manufacturing, broadening the range of employers who hire credit analysts.
What is the prevailing wage for sponsored commercial credit analyst jobs in New York?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.