Commercial Loan Officer Visa Sponsorship Jobs in Texas
Commercial loan officer visa sponsorship jobs in Texas are concentrated in Dallas-Fort Worth, Houston, and Austin, where major banks such as Wells Fargo, JPMorgan Chase, and Bank of America maintain large commercial lending operations. Texas's energy sector, real estate market, and business growth drive consistent demand for experienced commercial loan officers across community banks, regional lenders, and credit unions.
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Get Access To All JobsJoin Our Team!
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Commercial Loan Officer
Job Description
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
- Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
- Cross-sell ancillary products and services of the bank.
- Analyzes credit history of applicants and determines loan repayment capabilities.
- Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
- Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
- Evaluates potential customer loan requests and makes loan recommendations to management.
- Daily review, approval, and disposition of commercial overdrafts.
- Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
- Provides assistance and recommends training for new commercial loan officers.
- Develops new customer prospects and business for First United.
- Represents the bank in the local community through active participation in community affairs.
ADDITIONAL DUTIES AND RESPONSIBILITIES
- Handles customer complaints and escalates issues as needed.
- Maintains cleanliness in and around work station.
- Recommends to supervisor possible methods to improve department.
- Completes all required compliance exams on a yearly basis.
- Adherence to all First United Policies and Procedures.
- Dresses professionally.
- Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
- Bachelor’s degree in business, finance, or accounting preferred.
- Minimum of three years of experience in commercial banking.
- Extensive knowledge of commercial lending policies and procedures.
- Extensive knowledge of lending services and related areas.
- Business development experience.
Technical/Functional Competencies
- Exceptional customer service skills.
- Good problem-solving and decision making skills.
- Demonstrates good judgment.
- Strong interpersonal skills and ability to work well with a wide range of people.
- Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
- Willingness to accept additional responsibilities.
- Dependable and adheres to time lines and schedules.
- Takes initiative in development and completion of projects.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
LI-MD3
All Locations:
San Antonio
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
Join Our Team!
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Commercial Loan Officer
Job Description
SUMMARY
This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
- Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
- Cross-sell ancillary products and services of the bank.
- Analyzes credit history of applicants and determines loan repayment capabilities.
- Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
- Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
- Evaluates potential customer loan requests and makes loan recommendations to management.
- Daily review, approval, and disposition of commercial overdrafts.
- Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
- Provides assistance and recommends training for new commercial loan officers.
- Develops new customer prospects and business for First United.
- Represents the bank in the local community through active participation in community affairs.
ADDITIONAL DUTIES AND RESPONSIBILITIES
- Handles customer complaints and escalates issues as needed.
- Maintains cleanliness in and around work station.
- Recommends to supervisor possible methods to improve department.
- Completes all required compliance exams on a yearly basis.
- Adherence to all First United Policies and Procedures.
- Dresses professionally.
- Other duties as assigned by supervisor.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
- Bachelor’s degree in business, finance, or accounting preferred.
- Minimum of three years of experience in commercial banking.
- Extensive knowledge of commercial lending policies and procedures.
- Extensive knowledge of lending services and related areas.
- Business development experience.
Technical/Functional Competencies
- Exceptional customer service skills.
- Good problem-solving and decision making skills.
- Demonstrates good judgment.
- Strong interpersonal skills and ability to work well with a wide range of people.
- Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
- Willingness to accept additional responsibilities.
- Dependable and adheres to time lines and schedules.
- Takes initiative in development and completion of projects.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
LI-MD3
All Locations:
San Antonio
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
Commercial Loan Officer Job Roles in Texas
See all Commercial Loan Officer Jobs in Texas
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Search Commercial Loan Officer Jobs in TexasCommercial Loan Officer Jobs in Texas: Frequently Asked Questions
Which companies sponsor visas for commercial loan officers in Texas?
Large national banks with significant Texas footprints, including JPMorgan Chase, Wells Fargo, Bank of America, and Comerica, have filed Labor Condition Applications for finance and lending roles in the past. Regional institutions such as Frost Bank and Prosperity Bancshares also hire commercial loan officers in Texas. Sponsorship activity tends to be highest at institutions with dedicated commercial banking divisions rather than smaller community lenders.
Which visa types realistically fit commercial loan officer roles in Texas?
Commercial loan officer roles typically qualify as specialty occupations requiring a bachelor's degree in finance, business, or a related field, making H-1B visa the most common path. Australian nationals can pursue the E-3 visa, which has no lottery. Chilean nationals may use the H-1B1 visa, and Singaporean nationals have their own H-1B visa1 allocation. F-1 students with relevant degrees can work through OPT while pursuing employer-sponsored status. Green card sponsorship through the EB-2 or EB-3 category is also possible after establishing a track record with an employer.
Which cities in Texas have the most commercial loan officer sponsorship jobs?
Dallas-Fort Worth leads in volume, driven by its concentration of corporate headquarters, regional bank offices, and commercial real estate activity. Houston follows closely, supported by energy-sector lending and international trade finance. Austin's rapid business expansion has increased demand at both established banks and growth-stage lenders. San Antonio also has notable activity through USAA, Frost Bank, and several credit unions serving its large military and civilian population.
How to find commercial loan officer visa sponsorship jobs in Texas?
Migrate Mate lists Texas employers with verified visa sponsorship history for commercial lending and finance roles, letting you search specifically for commercial loan officer positions with active sponsorship activity. This is more targeted than a general job search because the results are filtered to employers who have demonstrated willingness to sponsor. Focus your search on Dallas-Fort Worth and Houston first, where commercial lending hiring is most consistent, then expand to Austin and San Antonio.
Are there any Texas-specific considerations for commercial loan officers seeking visa sponsorship?
Texas's status as a major energy, real estate, and trade hub means commercial loan officers with experience in those sectors are particularly sought after, especially in Houston and Dallas. Many Texas banks prioritize candidates with strong knowledge of commercial real estate lending or Small Business Administration loan programs. Because Texas has no state income tax, it attracts employers and workers alike, keeping the finance job market competitive and sponsorship activity relatively consistent compared to other states.
What is the prevailing wage for sponsored commercial loan officer jobs in Texas?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.