Mortgage Loan Closer Jobs in USA with Visa Sponsorship
Mortgage loan closers coordinate the final stages of real estate transactions, requiring attention to detail and knowledge of lending regulations. Most positions require specialized training or experience rather than a specific degree, making H-1B visa sponsorship challenging since the role typically doesn't meet specialty occupation requirements. For detailed occupation requirements, see the O*NET profile.
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About Provide:
Powered by Fifth Third Bank, Provide empowers entrepreneurs to build their legacies. As the leader in tech-enabled financial services for aspiring and established small business owners, Provide offers an unmatched combination of industry expertise, personalized service, and customized financial products — enabling entrepreneurs to achieve their ownership dreams, realize financial independence, and strengthen their communities. Founded in a one-bedroom San Francisco apartment in 2013, Provide was acquired by Fifth Third in 2021, and in 2023, was named one of Fast Company’s Most Innovative Companies.
Our team is growing:
Provide’s Sales team is looking for a bold, compassionate, and focused SBA Lending Consultant to empower small business owners to build their legacies by driving the growth and success of the Bank’s Small Business Administration (SBA) loan portfolio. In this role, you will focus on acting as an SBA subject matter expert to educate customers and internal partners about SBA loan products, structuring loans to meet SBA guidelines, and presenting and selling loan products to both existing customers and prospects.
As a Provide and Fifth Third Bank team member, you will be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. You will be accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. While operating within the risk appetites of Provide and Fifth Third Bank, you will be expected to achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
A day in the life:
- Evaluate customer needs and ensure all SBA lending activities meet SBA Standard Operating Procedures (SOPs)
- Collaborate with internal partners to identify SBA-eligible lending opportunities
- Assist in prospect conversations, loan structure support, and eligibility summaries for SBA underwriting approval
- Help train front-line staff and internal partners on SBA programs, guidelines, and eligibility
- Conduct ongoing sessions to update teams on SBA policy changes or program enhancements
- Coordinate with attorneys, along with internal operations and closing partners, to ensure smooth and timely loan closings
- Maintain accurate pipeline reporting and help prepare necessary documentation for SBA submission and loan approval
Our newest teammate will have:
- Bachelor’s degree in business, finance, or related field, or equivalent experience
- Minimum three (3) years of experience in SBA lending, including hands-on experience with SBA loan origination and servicing, and familiarity with SBA loan packaging and submission platforms (e.g., SBA One)
- In-depth knowledge of SBA loan programs and SOPs
- Demonstrated ability to structure and present compelling and compliant SBA loan deals
- Strong interpersonal and communication skills with the ability to influence and educate others
- Experience partnering directly with bankers, business development officers, or sales teams
- Experience navigating the SBA eligibility and underwriting process
- Strong analytical and credit skills
- Ability to work cross-functionally with internal and external stakeholders
- Comfort in customer-facing environments
- Demonstrated strong attention to detail
- Self-motivated working style and strong problem-solving skills
Bonus points for:
- Experience facilitating SBA loan transactions for customers sourced by branches, business bankers, relationship managers, or other bank channels
SBA Loan Closer
Total Base Pay Range 54,400.00 - 111,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.
LOCATION
Virtual, Ohio 00000
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
About Provide:
Powered by Fifth Third Bank, Provide empowers entrepreneurs to build their legacies. As the leader in tech-enabled financial services for aspiring and established small business owners, Provide offers an unmatched combination of industry expertise, personalized service, and customized financial products — enabling entrepreneurs to achieve their ownership dreams, realize financial independence, and strengthen their communities. Founded in a one-bedroom San Francisco apartment in 2013, Provide was acquired by Fifth Third in 2021, and in 2023, was named one of Fast Company’s Most Innovative Companies.
Our team is growing:
Provide’s Sales team is looking for a bold, compassionate, and focused SBA Lending Consultant to empower small business owners to build their legacies by driving the growth and success of the Bank’s Small Business Administration (SBA) loan portfolio. In this role, you will focus on acting as an SBA subject matter expert to educate customers and internal partners about SBA loan products, structuring loans to meet SBA guidelines, and presenting and selling loan products to both existing customers and prospects.
As a Provide and Fifth Third Bank team member, you will be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. You will be accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. While operating within the risk appetites of Provide and Fifth Third Bank, you will be expected to achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
A day in the life:
- Evaluate customer needs and ensure all SBA lending activities meet SBA Standard Operating Procedures (SOPs)
- Collaborate with internal partners to identify SBA-eligible lending opportunities
- Assist in prospect conversations, loan structure support, and eligibility summaries for SBA underwriting approval
- Help train front-line staff and internal partners on SBA programs, guidelines, and eligibility
- Conduct ongoing sessions to update teams on SBA policy changes or program enhancements
- Coordinate with attorneys, along with internal operations and closing partners, to ensure smooth and timely loan closings
- Maintain accurate pipeline reporting and help prepare necessary documentation for SBA submission and loan approval
Our newest teammate will have:
- Bachelor’s degree in business, finance, or related field, or equivalent experience
- Minimum three (3) years of experience in SBA lending, including hands-on experience with SBA loan origination and servicing, and familiarity with SBA loan packaging and submission platforms (e.g., SBA One)
- In-depth knowledge of SBA loan programs and SOPs
- Demonstrated ability to structure and present compelling and compliant SBA loan deals
- Strong interpersonal and communication skills with the ability to influence and educate others
- Experience partnering directly with bankers, business development officers, or sales teams
- Experience navigating the SBA eligibility and underwriting process
- Strong analytical and credit skills
- Ability to work cross-functionally with internal and external stakeholders
- Comfort in customer-facing environments
- Demonstrated strong attention to detail
- Self-motivated working style and strong problem-solving skills
Bonus points for:
- Experience facilitating SBA loan transactions for customers sourced by branches, business bankers, relationship managers, or other bank channels
SBA Loan Closer
Total Base Pay Range 54,400.00 - 111,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.
LOCATION
Virtual, Ohio 00000
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
See all 4,400+ Mortgage Loan Closer Jobs
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Get Access To All JobsTips for Finding Mortgage Loan Closer Jobs
Target mortgage companies with compliance roles
Focus on positions that combine loan closing with compliance oversight or risk management. These hybrid roles often require specialized knowledge that can strengthen the H-1B specialty occupation argument.
Emphasize technology and systems expertise
Highlight experience with mortgage software platforms, automated underwriting systems, or loan origination systems. Technical specialization can help differentiate your role from general administrative positions.
Consider alternative visa pathways first
If you're from Australia, Canada, or Mexico, explore E-3, TN, or other treaty visas before pursuing H-1B. The mortgage industry background may qualify under NAFTA professional categories.
Look for senior or supervisory positions
Senior loan closer roles that involve training staff, managing workflows, or overseeing compliance are more likely to meet H-1B requirements than entry-level closing positions.
Research state licensing requirements early
Some states require mortgage loan originators and processors to be licensed. Understanding these requirements upfront helps you prepare documentation and strengthens your visa application.
Network within financial services compliance
Connect with professionals in mortgage compliance, risk management, and regulatory affairs. These adjacent fields often have clearer paths to visa sponsorship than traditional closing roles.
Frequently Asked Questions
Do mortgage loan closers qualify for H-1B sponsorship?
Most mortgage loan closer positions don't qualify for H-1B visa sponsorship because they typically don't meet the specialty occupation requirement of needing a bachelor's degree in a specific field. However, senior roles that combine closing with compliance oversight, risk management, or technology systems may have stronger cases.
What degree do I need to work as a mortgage loan closer?
Most mortgage loan closer positions don't require a specific degree, though employers often prefer business, finance, or real estate backgrounds. Many professionals enter through on-the-job training or certificate programs. The lack of degree requirements makes H-1B sponsorship challenging for traditional closing roles.
Are there alternative visas for mortgage professionals from treaty countries?
Yes, professionals from Canada or Mexico may qualify for TN visa status under the NAFTA professional category for economists or management consultants if their role involves analysis or advisory functions. Australians should explore E-3 visa options, particularly for compliance-focused positions in larger financial institutions.
Which employers are most likely to sponsor visas for mortgage roles?
Large mortgage companies, banks with significant lending operations, and fintech companies are most likely to sponsor visas, particularly for roles involving compliance, technology systems, or risk management. Companies like Rocket Mortgage, Wells Fargo, and JPMorgan Chase have sponsored similar positions in the past.
How to find Mortgage Loan Closer jobs with visa sponsorship?
Use Migrate Mate to search specifically for Mortgage Loan Closer positions with visa sponsorship. Focus on banks, credit unions, mortgage companies, and financial services firms that commonly sponsor H-1B visas for finance professionals. Filter by companies known to hire international talent in loan processing and closing operations. Set up alerts for new mortgage lending positions to stay updated on opportunities.
How can I strengthen my case for mortgage industry sponsorship?
Focus on specialized skills like mortgage compliance knowledge, familiarity with regulatory frameworks, or expertise in loan origination systems. Obtain relevant certifications, pursue roles with analytical or supervisory components, and target positions that clearly require specialized knowledge beyond general administrative skills.
What is the prevailing wage requirement for sponsored Mortgage Loan Closer jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.