Debt Collector Jobs in USA with Visa Sponsorship
Debt collector positions can qualify for H-1B visa sponsorship when they require specialized knowledge in finance, accounting, or related fields. Most sponsored roles involve commercial debt recovery, analytics, or compliance functions rather than basic consumer collections. Australian debt collectors may also qualify for E-3 visas with the right educational background. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsINTRODUCTION
At OneMain, Collections Specialists are committed to working with our customers in a collaborative manner. They provide consultative solutions for repayment of loans, improving the customer’s financial outlook. Our fast-paced work environment focuses on our customers with existing relationships with OneMain. This role can span servicing and collections of personal loans or credit cards. Collections Specialists focus on effective customer communication and assisting customers through digital channels, including web chat, text, and phone communications.
ROLE AND RESPONSIBILITIES
- Assist customers with all financial servicing needs through both inbound and outbound contact. Listening to their specific situations, help determine how customers can best utilize company products and services
- Work both cooperatively and independently in a goal-oriented environment to meet personal and team targets, balancing demands of multiple tasks and activities throughout the day
- Negotiate with customers to resolve account matters, following all applicable laws, policies, and procedures including compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations
- Maintain and note all appropriate information and documentation on customer and account status
- Collaborate both in person and virtually, using available technology to connect with other internal teams
BASIC QUALIFICATIONS
- High School Diploma or GED
- Proficiency in utilizing multiple tools/systems simultaneously
- Skilled at achieving and exceeding goals
PREFERRED QUALIFICATIONS
- Experience working in customer service, collections or call center environments
- Bilingual: Spanish
WORK SCHEDULE
Hours of Operation
Mon- Thurs 7:00 AM-8:00 PM; Fri 7:00 AM-7:00 PM; Sat 7:00 AM-11:00 AM
The schedule is for 40 hours per week within the hours of operation, which includes at least one Saturday per month, one late Friday and some extended hours at the end of each month.
TRAINING SCHEDULE
The first two weeks in the role will be spent in an instructor lead classroom training environment, followed by two weeks of hands-on training with experienced Team Members to ensure success.
LOCATION
Onsite - Tempe, AZ
WHO WE ARE
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
KEY WORD TAGS
Sales, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
INTRODUCTION
At OneMain, Collections Specialists are committed to working with our customers in a collaborative manner. They provide consultative solutions for repayment of loans, improving the customer’s financial outlook. Our fast-paced work environment focuses on our customers with existing relationships with OneMain. This role can span servicing and collections of personal loans or credit cards. Collections Specialists focus on effective customer communication and assisting customers through digital channels, including web chat, text, and phone communications.
ROLE AND RESPONSIBILITIES
- Assist customers with all financial servicing needs through both inbound and outbound contact. Listening to their specific situations, help determine how customers can best utilize company products and services
- Work both cooperatively and independently in a goal-oriented environment to meet personal and team targets, balancing demands of multiple tasks and activities throughout the day
- Negotiate with customers to resolve account matters, following all applicable laws, policies, and procedures including compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations
- Maintain and note all appropriate information and documentation on customer and account status
- Collaborate both in person and virtually, using available technology to connect with other internal teams
BASIC QUALIFICATIONS
- High School Diploma or GED
- Proficiency in utilizing multiple tools/systems simultaneously
- Skilled at achieving and exceeding goals
PREFERRED QUALIFICATIONS
- Experience working in customer service, collections or call center environments
- Bilingual: Spanish
WORK SCHEDULE
Hours of Operation
Mon- Thurs 7:00 AM-8:00 PM; Fri 7:00 AM-7:00 PM; Sat 7:00 AM-11:00 AM
The schedule is for 40 hours per week within the hours of operation, which includes at least one Saturday per month, one late Friday and some extended hours at the end of each month.
TRAINING SCHEDULE
The first two weeks in the role will be spent in an instructor lead classroom training environment, followed by two weeks of hands-on training with experienced Team Members to ensure success.
LOCATION
Onsite - Tempe, AZ
WHO WE ARE
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
KEY WORD TAGS
Sales, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
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Get Access To All JobsTips for Finding Debt Collector Jobs
Target specialized debt recovery roles
Focus on commercial debt analysis, forensic accounting, or regulatory compliance positions. These require specialized knowledge that supports visa sponsorship better than basic consumer collection roles.
Highlight relevant degree connections
Connect your finance, accounting, or business degree directly to debt recovery analytics, risk assessment, or compliance requirements in your application materials.
Consider financial services companies
Banks, credit unions, and asset management firms often sponsor debt recovery specialists who handle complex commercial accounts or regulatory compliance functions.
Emphasize analytical and technical skills
Showcase experience with debt recovery software, financial modeling, risk analysis tools, or regulatory frameworks like FDCPA or state collection laws.
Research employer sponsorship history
Use OFLC disclosure data to identify employers who've sponsored similar roles. Financial services firms and large collection agencies are most likely candidates.
Document specialized certifications
Professional certifications in credit analysis, collections, or compliance can strengthen your case by demonstrating specialized knowledge beyond basic collection activities.
Frequently Asked Questions
Do debt collector jobs qualify for H-1B sponsorship?
Debt collector positions can qualify for H-1B sponsorship when they require specialized knowledge in finance, accounting, risk management, or regulatory compliance. Basic consumer collection roles typically don't qualify, but commercial debt recovery, forensic accounting, or compliance-focused positions often meet specialty occupation requirements.
What degree do I need for visa sponsorship as a debt collector?
Most sponsored debt collector positions require a bachelor's degree in finance, accounting, business administration, economics, or a related field. The degree must directly relate to the specialized aspects of the role, such as financial analysis, risk assessment, or regulatory compliance rather than general collection activities.
Which employers sponsor debt collectors for work visas?
Financial institutions, banks, credit unions, asset management firms, and large specialized collection agencies are most likely to sponsor debt recovery professionals. These employers typically need specialists for commercial debt recovery, compliance, or analytical roles rather than basic consumer collections.
Can Australians get E-3 visas for debt collector roles?
Yes, Australian citizens can qualify for E-3 visas for specialized debt collector positions that require a bachelor's degree. The role must involve specialized knowledge in finance, accounting, or compliance. Commercial debt recovery and analytical positions are more likely to qualify than basic consumer collection roles.
What makes a debt collector role qualify as a specialty occupation?
A debt collector role qualifies as a specialty occupation when it requires specialized knowledge in finance, accounting, risk analysis, or regulatory compliance that can only be acquired through a bachelor's degree. Roles involving complex commercial accounts, forensic accounting, or regulatory oversight typically meet these requirements better than basic collection activities.
What is the prevailing wage requirement for sponsored Debt Collector jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
How to find Debt Collector jobs with visa sponsorship?
To find Debt Collector jobs with visa sponsorship, use Migrate Mate, which specializes in connecting international candidates with sponsored opportunities. Focus on financial services companies, collection agencies, and credit management firms that commonly sponsor H-1B, TN visa, or other work visas. These employers often need skilled collectors for recovery operations and are willing to sponsor qualified international candidates with relevant experience.