Retirement Plan Specialist Jobs in USA with Visa Sponsorship
Retirement Plan Specialists help employees navigate 401(k)s, pensions, and other workplace benefits, work that often qualifies for H-1B visa and other professional visas. Most positions require a finance, economics, or business degree, and the specialized knowledge of ERISA regulations and retirement plan administration creates strong visa sponsorship cases. For detailed occupation requirements, see the O*NET profile.
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Job Summary
Reporting to the Senior Manager, HR Operations, the Payroll, Benefits & Retirement Plans Specialist serves as the subject matter expert responsible for end-to-end payroll processing, benefits administration, and retirement plan management for Abacus Group's US operations. This critical role ensures accuracy, compliance, and timely delivery of all payroll and benefits functions for approximately 800-900 US employees across multiple states.
This position requires deep technical expertise in multi-state payroll processing within Workday, comprehensive knowledge of federal and state tax regulations, and proven ability to manage complex benefits and 401(k) administration. The successful candidate will serve as the primary point of contact for payroll vendors, act as the Workday payroll power user, and ensure full compliance with FLSA, tax law, SOC 2 audit requirements, and DOL regulations.
This role has been created in response to critical operational needs, system configuration challenges during Workday implementation, and gaps in benefits and retirement plan administration. The ideal candidate will bring immediate expertise to stabilize operations, implement robust compliance controls, and support the Senior Manager, HR Operations in establishing best-in-class payroll and benefits delivery.
This role reports to the Frisco, TX or Alpharetta, GA office on a hybrid basis. If applying from a location outside of these metro areas, remote accommodation may be provided.
RESPONSIBILITIES (Including, but not limited to):
Payroll Processing & Compliance (60%)
- Own end-to-end payroll processing in Workday for 800-900 US employees across multiple states
- Ensure compliance with federal, state, and local tax regulations including wage-hour laws, garnishments, and multi-state requirements
- Configure and maintain Workday payroll rules, deductions, and earnings codes with precision and accuracy
- Process off-cycle payrolls including bonuses, commissions, severance payments, and corrections
- Reconcile payroll accounts and resolve discrepancies proactively to prevent errors
- Manage payroll tax filings and year-end W-2 processing
- Serve as primary point of contact for payroll vendor, managing relationships and escalations
- Identify and resolve payroll errors before they impact employees, acting as compliance safety net
- Support SOC 2 and DOL audit requirements related to payroll controls and documentation
Benefits Administration (25%)
- Administer health, dental, vision, life, and disability insurance plans
- Support open enrollment and new hire benefits onboarding processes
- Manage benefits vendor relationships and resolve escalations
- Ensure accurate benefits deductions and reconciliations in Workday
- Support leave of absence administration including STD, LTD, and FMLA coordination
- Maintain compliance with ACA reporting and other benefits regulatory requirements
Retirement Plan Administration (15%)
- Administer 401(k) plan including eligibility, enrollments, and contributions
- Coordinate annual compliance testing including ADP, ACP, and Top-Heavy testing
- Manage 401(k) vendor relationship with Fidelity or other provider
- Process loan and distribution requests in compliance with plan documents
- Support plan audits and Form 5500 filing preparation
- Ensure accurate 401(k) deductions and employer contributions in payroll system
System Administration & Process Improvement
- Serve as Workday payroll power user, troubleshooting system errors and optimizing workflows
- Configure and maintain Workday payroll rules, deductions, and system parameters
- Identify opportunities to improve payroll accuracy, efficiency, and compliance controls
- Develop and maintain payroll and benefits procedures documentation
- Train HR Operations team members on payroll and benefits processes as needed
- Generate and analyze payroll reports and metrics for leadership review
SKILLS:
Technical Expertise - Payroll
- Expert knowledge of multi-state payroll processing, tax regulations, and wage-hour compliance
- Deep understanding of FLSA, tax withholding, garnishments, and payroll compliance requirements
- Advanced Workday Payroll proficiency including configuration, troubleshooting, and optimization
- Proven ability to identify and prevent payroll errors before they occur
- Strong understanding of payroll accounting, reconciliation, and financial controls
- Experience with payroll vendor management and service delivery expectations
Technical Expertise - Benefits & Retirement
- Comprehensive knowledge of benefits administration including health, dental, vision, life, and disability plans
- Strong understanding of 401(k) plan administration, compliance testing (ADP, ACP, Top-Heavy), and DOL requirements
- Experience with ACA reporting, COBRA administration, and benefits compliance
- Knowledge of leave of absence administration including FMLA, STD, and LTD coordination
- Ability to manage benefits and 401(k) vendor relationships effectively
- Understanding of benefits enrollment systems and open enrollment processes
Compliance & Risk Management
- Strong compliance orientation with deep understanding of SOC 2, DOL audit requirements, and IRS regulations
- Ability to identify compliance risks and implement preventive controls
- Experience with audit preparation, documentation, and response
- Understanding of internal controls and segregation of duties principles
- Proactive approach to catching errors before they impact employees or create compliance violations
System & Technical Skills
- Advanced Excel skills including VLOOKUP, pivot tables, and complex formulas
- Strong HRIS proficiency with ability to configure systems and troubleshoot issues independently
- Ability to generate, analyze, and interpret payroll and benefits reports
- Experience with payroll integrations, data feeds, and system interfaces
- Comfortable learning new systems and adapting to technology changes
Problem-Solving & Analytical Skills
- Strong analytical capabilities with attention to detail and accuracy
- Independent problem-solver who can troubleshoot complex issues without extensive guidance
- Ability to identify root causes of errors and implement sustainable solutions
- Process improvement mindset with ability to streamline workflows and increase efficiency
- Critical thinking skills to evaluate situations and make sound decisions
Communication & Collaboration
- Excellent written and verbal communication skills with ability to explain complex payroll and benefits concepts clearly
- Strong customer service orientation with ability to respond professionally to employee inquiries
- Collaborative approach with ability to work effectively with HR Operations team, finance, and external vendors
- Ability to escalate issues appropriately and keep stakeholders informed
- Professional demeanor with strong discretion handling confidential payroll and benefits information
Work Style & Attributes
- Extreme attention to detail with zero tolerance for errors in payroll processing
- Strong organizational skills with ability to manage multiple deadlines and priorities
- Self-directed and able to work independently with minimal supervision
- Calm under pressure with ability to handle time-sensitive payroll processing deadlines
- Proactive approach to identifying and resolving issues before they escalate
- Strong work ethic with commitment to accuracy and timeliness
ATTRIBUTES THAT WILL DRIVE SUCCESS:
- COMPLIANCE EXPERT who understands tax law, wage-hour regulations, and audit requirements inherently
- WORKDAY POWER USER who can configure systems, troubleshoot errors, and optimize workflows independently
- INDEPENDENT OPERATOR who catches errors before they happen and solves problems without extensive guidance
- DETAIL-OBSESSED with zero tolerance for payroll errors and commitment to accuracy
- CRISIS STABILIZER who can step into urgent situations and fix problems immediately
- CERTIFIED PROFESSIONAL with CPP/FPC credentials demonstrating mastery of payroll compliance
- RISK MITIGATOR who serves as compliance safety net for SOC 2 audits and DOL requirements
- PROCESS IMPROVER who identifies opportunities to increase efficiency and strengthen controls
- BENEFITS ADMINISTRATOR who can manage vendor relationships and handle 401(k) compliance testing
- TEAM PLAYER who supports Senior Manager HR Operations in building excellent service delivery
QUALIFICATIONS AND EXPERIENCE:
Education
From an accredited college or university in the related field of:
Bachelors Degree
Bachelors degree in Business, Accounting, Human Resources, or related field
High School Diploma
High school diploma or equivalent with relevant payroll experience
Experience
5+ Years
Multi-state payroll processing experience
2+ Years
Workday Payroll experience required (hands-on configuration and processing)
Experience
Benefits administration including health, dental, vision, life, and disability plans
Experience
401(k) plan administration including compliance testing and vendor management
Experience
Post-merger payroll integration or complex payroll system implementations
Experience
SOC 2 or external audit support experience
Experience
Professional services, healthcare, or PE-backed environment
Licenses and Certifications
CPP or FPC
Certified Payroll Professional (CPP) or Fundamental Payroll Certification (FPC)
CEBS
Certified Employee Benefits Specialist or similar benefits certification
Workday Certification
Workday Payroll certification or comparable advanced Workday training
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Get Access To All JobsTips for Finding Visa Sponsorship as a Retirement Plan Specialist
Emphasize ERISA expertise in your visa petition
Highlight your knowledge of Employee Retirement Income Security Act regulations, fiduciary responsibilities, and compliance requirements. This specialized regulatory knowledge strengthens the specialty occupation argument for H-1B petitions.
Target large employers with established 401(k) programs
Fortune 500 companies and mid-size firms with complex retirement benefits are more likely to sponsor visas. They understand the specialized skills needed for plan administration and compliance.
Get relevant certifications to strengthen your case
Professional designations like CRP, QPA, or QKA demonstrate specialized knowledge that supports visa applications. These credentials show expertise beyond what a general business degree provides.
Focus on fiduciary and compliance responsibilities
Emphasize duties involving plan oversight, regulatory reporting, and participant education. These responsibilities require specialized knowledge of retirement plan law that strengthens the H-1B specialty occupation requirement.
Apply to benefits consulting firms
Third-party administrators and consulting companies like Fidelity, Vanguard, and Mercer regularly hire retirement specialists and have experience with visa sponsorship processes for specialized finance roles.
Highlight actuarial or investment analysis skills
Experience with plan funding, investment oversight, or actuarial calculations adds technical depth to your profile. These quantitative skills support the argument that your role requires specialized professional knowledge.
Frequently Asked Questions
What degree do I need for H-1B sponsorship as a Retirement Plan Specialist?
Most employers require a bachelor's degree in finance, economics, business administration, or accounting. Some positions accept related fields like mathematics or statistics. The degree requirement supports the H-1B specialty occupation standard, as retirement plan work requires specialized knowledge of financial regulations and fiduciary law.
Do Retirement Plan Specialist roles qualify for H-1B visas?
Yes, these positions typically qualify as specialty occupations under H-1B regulations. The role requires specialized knowledge of ERISA compliance, fiduciary responsibilities, and retirement plan administration that goes beyond general business skills. Employers can successfully argue that a finance or business degree is essential for the position.
Which employers are most likely to sponsor visas for this role?
Large corporations with substantial 401(k) programs, benefits consulting firms like Mercer or Aon, and third-party administrators such as Fidelity or Principal frequently sponsor visas. These employers understand the specialized nature of retirement plan work and have HR departments experienced with immigration processes.
Can I get sponsored without prior retirement plan experience?
Entry-level sponsorship is possible with a relevant degree and strong analytical skills. Many employers hire recent graduates into retirement plan trainee positions. However, having internship experience with benefits administration, relevant coursework in employee benefits, or certifications like CRP can significantly improve your sponsorship chances.
How to find Retirement Plan Specialist jobs with visa sponsorship?
To find Retirement Plan Specialist jobs with visa sponsorship, use Migrate Mate, which specializes in visa-sponsored opportunities. Focus your search on financial services firms, insurance companies, and large corporations that typically sponsor H-1B visas for specialized finance roles. These employers often need qualified professionals to manage employee retirement benefits and 401(k) programs, making visa sponsorship more likely for experienced candidates.
What makes a strong visa case for Retirement Plan Specialist positions?
Emphasize the specialized regulatory knowledge required for ERISA compliance, fiduciary oversight responsibilities, and the complexity of modern retirement plans. Highlight any experience with plan administration software, actuarial calculations, or investment oversight. Professional certifications and specific coursework in employee benefits or pension law strengthen the specialty occupation argument.
What is the prevailing wage requirement for sponsored Retirement Plan Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.