Universal Banker Jobs in USA with Visa Sponsorship
Universal bankers in the U.S. typically qualify for H-1B sponsorship when their role emphasizes specialized functions like risk analysis, investment advisory, or complex financial modeling. Most positions require a bachelor's degree in finance, economics, or business administration. For detailed occupation requirements, see the O*NET profile.
See All Universal Banker JobsOverview
Showing 5 of 627+ universal banker jobs
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
Have you applied for this role?
See all 627+ Universal Banker jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Universal Banker roles.
Get Access To All JobsOverview
The Universal Banker role consists of assisting clients by providing exceptional customer service, accurately and efficiently performing all paying, receiving, and collection functions. Processing transactions, adhering to strict security measures and to strong balancing procedures. Cross-trained in all servicing functions of the platform to support bankers and continue to assist clients as needed, such as, but not limited to, opening accounts, wire transfer input, change of address, and client's research. Ensures accuracy, excellence in client service, and maintains appropriate measures relative to security and bank regulatory procedures. Takes an immediate active role in meeting the needs and expectations of clients by servicing, promoting, and identifying cross-selling opportunities.
- Proactively and pleasantly greets clients to establish a connection and develop rapport, providing outstanding, personalized client experience.
- Client Services duties include but are not limited to helping in the lobby to ensure clients are being attended to at all times; when not servicing clients in the teller line, the Universal Banker is required to assist clients in the lobby and refer clients to appropriate bank personnel in order to meet their financial needs.
- Executes a variety of transactions in accordance with applicable policies and procedures, and with a high level of accuracy and efficiency while maximizing the sales potential of every interaction.
- Consistently meets and/or exceeds assigned individual and team referral/sales goals.
- Identifies client’s profiles and their respective needs, asks need revealing questions, identifies client CUES, makes appropriate benefit statements, handles objections, closes the referral to the appropriate business partner, ensures client retention and client service satisfaction.
- Develops business name sales leads by “scrubbing” leads through Hoovers or any other list in order to provide leads/referrals to the sales staff. A scrubbed lead is taking a business name from Hoovers or any other list and taking steps to gather additional information about the owners and company, in order to provide that information to sales staff. Must meet Bank established minimum monthly lead goal.
- Maintains the highest level of confidentiality with all information obtained.
- Promotes the Bank’s products and services.
- Adheres to cash handling, operational, security, and BSA/AML policies and procedures to avoid liability.
- Learns and understands servicing functions of the platform to support bankers, including performing complex transactions, monitoring adherence to security policies and procedures, maintaining proper balancing practices, and ensuring timely completion and processing of required documentation.
- Is responsible as part of the two-member team to open and/or close the branch.
- Provides timely and efficient client service by continuously helping the rest of the banking center team.
- Develops and maintains a prospect list of potential Non on us leads from the teller line transactions.
- Handles checks, debit/credit tickets, and all other necessary transactions such as loan payments within established limits.
- Ensures accuracy and adequacy of bank currency and coin supply and verifies cash shipments, including but not limited to ordering and shipping currency & coins.
- Cross-trained to perform balancing of ATMs, TCR, as applicable, and night depository.
- Cross-trained in all areas of client service including but not limited to opening accounts, wire transfers, etc.
- Ensures that all teller work is correctly & timely scanned through branch remote capture on a daily basis.
- Responsible for sending files and documents for storage following bank guidelines.
- Answering and responding to internal/external client phone calls.
- Responds to emails on behalf of sales staff to BPB Support when WTA’s are missing or incomplete schedule A’s.
- May assist the rest of Business Center staff with other duties:
- EFT Department – assists with debit card activation, travel dates, limit increases, disputes, and the ordering of new cards.
- Follows up with clients on missing/pending signature cards.
- Provides access to safe deposit boxes after verifying the client’s identity and right to access, handles documents for surrender boxes.
- Follows up on past due safe deposit box rent, when applicable.
- Witnesses the drilling of safe deposit boxes due to lost keys or abandoned property, when applicable.
- Prepares abandoned property for escheatment.
- Ensures accuracy, excellence in client service, and maintains appropriate measures relative to security and bank regulatory procedures.
- May perform more complex service and branch functions such as inputting outgoing wires.
- Completes domestic/international wires according to the Board approved authorization limits and in accordance with banking policy and procedures.
- May perform routine client service functions such as change of address, provide statements, check book orders, ATM/Debit card orders, pin # changes, etc.
- Increases Bank relationships through cross-selling, marketing materials, promotions, telemarketing, developing client relations, and providing prompt client service.
- Due to scheduling and business needs, the bank may modify your work hours and work location as needed, including working on a Saturday.
- Educates new and existing clients on all digital products.
Qualifications
- Minimum 1 year of teller experience or equivalent cash-handling experience in a financial or retail environment.
- Experience using customer-facing transaction systems in retail or service environments, with the ability to quickly learn banking policies, teller functions, and related systems.
- Demonstrated ability to process transactions accurately and efficiently, with the capacity to learn more complex procedures as needed.
- Proven ability to deliver professional, client-focused service and identify opportunities to refer or promote products and services that meet client needs.
- Ability to recognize cross-sell opportunities and make appropriate product or service referrals.
- Ability to interpret or prepare detailed written materials and perform accurate mathematical calculations.
- Strong attention to detail, accuracy, and a high degree of security awareness.
- Understanding of applicable federal and state regulations governing teller operations and banking compliance.
- Professional demeanor and appearance.
- Ability to meet and exceed sales goals while maintaining exceptional client service standards.
- Flexibility to work extended hours, including weekends, as business needs require.
- Ability to lift and transport coin and currency bags weighing up to 25–35 pounds, using proper lifting techniques and equipment where appropriate.
Education
- High School Diploma or GED equivalent Required
- An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.
Special Information To Candidates
City National Bank of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants. We do not discriminate on the basis of race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. City National Bank of Florida complies with the Americans with Disabilities Act (ADA) and applicable Florida laws. Qualified individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our Human Resources Talent Attraction Department talent.attraction@citynational.com.
Overview
The Universal Banker role consists of assisting clients by providing exceptional customer service, accurately and efficiently performing all paying, receiving, and collection functions. Processing transactions, adhering to strict security measures and to strong balancing procedures. Cross-trained in all servicing functions of the platform to support bankers and continue to assist clients as needed, such as, but not limited to, opening accounts, wire transfer input, change of address, and client's research. Ensures accuracy, excellence in client service, and maintains appropriate measures relative to security and bank regulatory procedures. Takes an immediate active role in meeting the needs and expectations of clients by servicing, promoting, and identifying cross-selling opportunities.
- Proactively and pleasantly greets clients to establish a connection and develop rapport, providing outstanding, personalized client experience.
- Client Services duties include but are not limited to helping in the lobby to ensure clients are being attended to at all times; when not servicing clients in the teller line, the Universal Banker is required to assist clients in the lobby and refer clients to appropriate bank personnel in order to meet their financial needs.
- Executes a variety of transactions in accordance with applicable policies and procedures, and with a high level of accuracy and efficiency while maximizing the sales potential of every interaction.
- Consistently meets and/or exceeds assigned individual and team referral/sales goals.
- Identifies client’s profiles and their respective needs, asks need revealing questions, identifies client CUES, makes appropriate benefit statements, handles objections, closes the referral to the appropriate business partner, ensures client retention and client service satisfaction.
- Develops business name sales leads by “scrubbing” leads through Hoovers or any other list in order to provide leads/referrals to the sales staff. A scrubbed lead is taking a business name from Hoovers or any other list and taking steps to gather additional information about the owners and company, in order to provide that information to sales staff. Must meet Bank established minimum monthly lead goal.
- Maintains the highest level of confidentiality with all information obtained.
- Promotes the Bank’s products and services.
- Adheres to cash handling, operational, security, and BSA/AML policies and procedures to avoid liability.
- Learns and understands servicing functions of the platform to support bankers, including performing complex transactions, monitoring adherence to security policies and procedures, maintaining proper balancing practices, and ensuring timely completion and processing of required documentation.
- Is responsible as part of the two-member team to open and/or close the branch.
- Provides timely and efficient client service by continuously helping the rest of the banking center team.
- Develops and maintains a prospect list of potential Non on us leads from the teller line transactions.
- Handles checks, debit/credit tickets, and all other necessary transactions such as loan payments within established limits.
- Ensures accuracy and adequacy of bank currency and coin supply and verifies cash shipments, including but not limited to ordering and shipping currency & coins.
- Cross-trained to perform balancing of ATMs, TCR, as applicable, and night depository.
- Cross-trained in all areas of client service including but not limited to opening accounts, wire transfers, etc.
- Ensures that all teller work is correctly & timely scanned through branch remote capture on a daily basis.
- Responsible for sending files and documents for storage following bank guidelines.
- Answering and responding to internal/external client phone calls.
- Responds to emails on behalf of sales staff to BPB Support when WTA’s are missing or incomplete schedule A’s.
- May assist the rest of Business Center staff with other duties:
- EFT Department – assists with debit card activation, travel dates, limit increases, disputes, and the ordering of new cards.
- Follows up with clients on missing/pending signature cards.
- Provides access to safe deposit boxes after verifying the client’s identity and right to access, handles documents for surrender boxes.
- Follows up on past due safe deposit box rent, when applicable.
- Witnesses the drilling of safe deposit boxes due to lost keys or abandoned property, when applicable.
- Prepares abandoned property for escheatment.
- Ensures accuracy, excellence in client service, and maintains appropriate measures relative to security and bank regulatory procedures.
- May perform more complex service and branch functions such as inputting outgoing wires.
- Completes domestic/international wires according to the Board approved authorization limits and in accordance with banking policy and procedures.
- May perform routine client service functions such as change of address, provide statements, check book orders, ATM/Debit card orders, pin # changes, etc.
- Increases Bank relationships through cross-selling, marketing materials, promotions, telemarketing, developing client relations, and providing prompt client service.
- Due to scheduling and business needs, the bank may modify your work hours and work location as needed, including working on a Saturday.
- Educates new and existing clients on all digital products.
Qualifications
- Minimum 1 year of teller experience or equivalent cash-handling experience in a financial or retail environment.
- Experience using customer-facing transaction systems in retail or service environments, with the ability to quickly learn banking policies, teller functions, and related systems.
- Demonstrated ability to process transactions accurately and efficiently, with the capacity to learn more complex procedures as needed.
- Proven ability to deliver professional, client-focused service and identify opportunities to refer or promote products and services that meet client needs.
- Ability to recognize cross-sell opportunities and make appropriate product or service referrals.
- Ability to interpret or prepare detailed written materials and perform accurate mathematical calculations.
- Strong attention to detail, accuracy, and a high degree of security awareness.
- Understanding of applicable federal and state regulations governing teller operations and banking compliance.
- Professional demeanor and appearance.
- Ability to meet and exceed sales goals while maintaining exceptional client service standards.
- Flexibility to work extended hours, including weekends, as business needs require.
- Ability to lift and transport coin and currency bags weighing up to 25–35 pounds, using proper lifting techniques and equipment where appropriate.
Education
- High School Diploma or GED equivalent Required
- An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.
Special Information To Candidates
City National Bank of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants. We do not discriminate on the basis of race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. City National Bank of Florida complies with the Americans with Disabilities Act (ADA) and applicable Florida laws. Qualified individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our Human Resources Talent Attraction Department talent.attraction@citynational.com.
How to Get Visa Sponsorship in Universal Banker
Emphasize analytical responsibilities
Highlight duties involving risk assessment, portfolio analysis, or financial modeling rather than routine customer service tasks to strengthen the specialty occupation argument for H-1B petitions.
Target mid-to-large financial institutions
Regional banks, credit unions, and national banks typically have established immigration processes and greater resources to handle H-1B sponsorship compared to smaller community banks.
Consider wealth management focus
Universal banker roles with private banking or wealth management components often qualify more easily for H-1B sponsorship due to increased complexity and specialized knowledge requirements.
Document quantitative skills prominently
Showcase experience with financial software, data analysis tools, and mathematical modeling capabilities that distinguish your role from general customer service positions requiring minimal specialized training.
Apply during non-peak seasons
Submit applications between August and December when banks typically have clearer staffing needs and less competition from other candidates seeking visa sponsorship opportunities.
Prepare for degree relevance questions
Be ready to explain how your finance, economics, or business degree directly relates to specialized banking functions rather than general customer relationship management tasks.
Universal Banker jobs are hiring across the US. Find yours.
Find Universal Banker JobsSee all 627+ Universal Banker jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Universal Banker roles.
Get Access To All JobsFrequently Asked Questions
Do universal bankers qualify for H-1B sponsorship?
Yes, when the role involves specialized functions like investment advisory, risk analysis, or complex financial planning. USCIS requires the position to demand a bachelor's degree in a specific field and involve duties beyond routine customer service. Roles emphasizing quantitative analysis and regulatory compliance typically qualify more easily than general relationship banking positions.
What degree do I need for universal banker H-1B sponsorship?
Most successful H-1B petitions require a bachelor's degree in finance, economics, business administration, accounting, or mathematics. The degree field must relate directly to specialized banking functions in your role. Some employers accept related fields like statistics or engineering if combined with relevant financial services experience and certifications.
Which banks typically sponsor H-1B visas for universal bankers?
Large regional banks, national banks like JPMorgan Chase and Wells Fargo, and established credit unions commonly sponsor H-1B visas. Community banks and smaller institutions rarely have resources for sponsorship. Investment-focused banks and wealth management firms often sponsor more readily than traditional retail banking operations.
What's the approval rate for universal banker H-1B petitions?
Approval rates vary significantly based on job duties and employer petition quality. Universal banker roles emphasizing specialized functions like portfolio analysis or regulatory compliance see higher approval rates than general customer service positions. USCIS scrutinizes whether the role truly requires specialized knowledge beyond what any bachelor's degree graduate could perform.
Can universal bankers get L-1 visas instead of H-1B?
Yes, if you've worked for the same banking institution abroad for at least one year in a managerial or specialized knowledge capacity. L-1 transfers are common for international banks with U.S. operations. However, most universal banker positions don't qualify for L-1A manager status and would need to demonstrate specialized knowledge for L-1B classification.
What is the prevailing wage requirement for sponsored Universal Banker jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
See which Universal Banker employers are hiring and sponsoring visas right now.
Search Universal Banker Jobs