Collections Representative Jobs in USA with Visa Sponsorship
Collections representatives can qualify for H-1B visa sponsorship when the role requires specialized accounting, finance, or business administration knowledge. Success depends on demonstrating that debt recovery and customer account management requires a bachelor's degree, not just collections experience. For detailed occupation requirements, see the O*NET profile.
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Job Description
What's a career like at BAE Systems? Remarkable. The Financial Representative, focused on Time Collection, performs multiple audits on a daily/weekly and monthly basis using Excel and Access.
Other responsibilities:
- Auditing Timesheets for accuracy of hours, projects and pay types.
- Auditing for employee signatures and approvals prior to processing for Compliance and Policy restrictions.
- Providing accurate, friendly and professional customer service to employees working in multiple states.
- Providing guidance to HR business partners on State Labor Laws and timelines for payouts.
- Opening and closing customer cases in a timely and concise manner.
- Testing new programs and processes as needed, updating desk top procedures as programs change.
Required Education, Experience, & Skills
- High school diploma or GED
- 2 years Timekeeping experience or equivalent experience with a relevant time-keeping, payroll, or HR processing system
- Knowledge of Excel is a key skill requirement
- Knowledge of Outlook, Word, Powerpoint etc.
Preferred Education, Experience, & Skills
- 3 years Timekeeping experience with Autotime or a comparable system
- General knowledge of state labor laws
- MS Access Experience
Pay Information
Full-Time Salary Range: $44033 - $70454
Please note: This range is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to: business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.
Employee Benefits: At BAE Systems, we support our employees in all aspects of their life, including their health and financial well-being. Regular employees scheduled to work 20+ hours per week are offered: health, dental, and vision insurance; health savings accounts; a 401(k) savings plan; disability coverage; and life and accident insurance. We also have an employee assistance program, a legal plan, and other perks including discounts on things like home, auto, and pet insurance. Our leave programs include paid time off, paid holidays, as well as other types of leave, including paid parental, military, bereavement, and any applicable federal and state sick leave. Employees may participate in the company recognition program to receive monetary or non-monetary recognition awards. Other incentives may be available based on position level and/or job specifics.
About BAE Systems, Inc.
BAE Systems, Inc. is the U.S. subsidiary of BAE Systems plc, an international defense, aerospace and security company which delivers a full range of products and services for air, land and naval forces, as well as advanced electronics, security, information technology solutions and customer support services. Improving the future and protecting lives is an ambitious mission, but it’s what we do at BAE Systems. Working here means using your passion and ingenuity where it counts – defending national security with breakthrough technology, superior products, and intelligence solutions. As you develop the latest technology and defend national security, you will continually hone your skills on a team—making a big impact on a global scale. At BAE Systems, you’ll find a rewarding career that truly makes a difference.
This position will be posted for at least 5 calendar days. The posting will remain active until the position is filled, or a qualified pool of candidates is identified.

Job Description
What's a career like at BAE Systems? Remarkable. The Financial Representative, focused on Time Collection, performs multiple audits on a daily/weekly and monthly basis using Excel and Access.
Other responsibilities:
- Auditing Timesheets for accuracy of hours, projects and pay types.
- Auditing for employee signatures and approvals prior to processing for Compliance and Policy restrictions.
- Providing accurate, friendly and professional customer service to employees working in multiple states.
- Providing guidance to HR business partners on State Labor Laws and timelines for payouts.
- Opening and closing customer cases in a timely and concise manner.
- Testing new programs and processes as needed, updating desk top procedures as programs change.
Required Education, Experience, & Skills
- High school diploma or GED
- 2 years Timekeeping experience or equivalent experience with a relevant time-keeping, payroll, or HR processing system
- Knowledge of Excel is a key skill requirement
- Knowledge of Outlook, Word, Powerpoint etc.
Preferred Education, Experience, & Skills
- 3 years Timekeeping experience with Autotime or a comparable system
- General knowledge of state labor laws
- MS Access Experience
Pay Information
Full-Time Salary Range: $44033 - $70454
Please note: This range is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to: business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.
Employee Benefits: At BAE Systems, we support our employees in all aspects of their life, including their health and financial well-being. Regular employees scheduled to work 20+ hours per week are offered: health, dental, and vision insurance; health savings accounts; a 401(k) savings plan; disability coverage; and life and accident insurance. We also have an employee assistance program, a legal plan, and other perks including discounts on things like home, auto, and pet insurance. Our leave programs include paid time off, paid holidays, as well as other types of leave, including paid parental, military, bereavement, and any applicable federal and state sick leave. Employees may participate in the company recognition program to receive monetary or non-monetary recognition awards. Other incentives may be available based on position level and/or job specifics.
About BAE Systems, Inc.
BAE Systems, Inc. is the U.S. subsidiary of BAE Systems plc, an international defense, aerospace and security company which delivers a full range of products and services for air, land and naval forces, as well as advanced electronics, security, information technology solutions and customer support services. Improving the future and protecting lives is an ambitious mission, but it’s what we do at BAE Systems. Working here means using your passion and ingenuity where it counts – defending national security with breakthrough technology, superior products, and intelligence solutions. As you develop the latest technology and defend national security, you will continually hone your skills on a team—making a big impact on a global scale. At BAE Systems, you’ll find a rewarding career that truly makes a difference.
This position will be posted for at least 5 calendar days. The posting will remain active until the position is filled, or a qualified pool of candidates is identified.
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Get Access To All JobsTips for Finding Collections Representative Jobs
Emphasize analytical requirements
Highlight how the role involves financial analysis, risk assessment, and data interpretation. Collections work requiring statistical modeling or payment behavior analysis strengthens the specialty occupation argument significantly.
Target financial services employers
Banks, credit unions, and fintech companies regularly sponsor collections roles because they understand the regulatory and analytical complexity. They're more likely to structure positions as specialty occupations.
Focus on compliance aspects
Roles involving FDCPA compliance, state collections laws, or regulatory reporting create stronger H-1B cases. Employers value collections representatives who understand complex legal frameworks governing debt recovery.
Highlight technology integration
Modern collections involves CRM systems, predictive analytics, and automated workflows. Experience with collections software and data analysis tools makes the specialty occupation case more compelling to USCIS.
Consider senior or specialized titles
Collections analyst, recovery specialist, or account resolution manager positions often have clearer degree requirements than entry-level collections representative roles. Title matters for visa petition strength.
Document process improvement experience
Collections roles that involve optimizing recovery processes, developing payment strategies, or analyzing portfolio performance demonstrate the analytical thinking that supports H-1B eligibility for this occupation.
Collections Representative jobs are hiring across the US. Find yours.
Find Collections Representative JobsFrequently Asked Questions
Do collections representative jobs qualify for H-1B sponsorship?
Collections representatives can qualify for H-1B sponsorship when the role requires specialized knowledge in finance, accounting, or business administration. The position must demonstrate that effective debt recovery requires theoretical and practical application of a specialized body of highly specialized knowledge, typically requiring a bachelor's degree in a related field.
How to find Collections Representative jobs with visa sponsorship?
To find Collections Representative jobs with visa sponsorship, use Migrate Mate, which specializes in connecting international candidates with sponsoring employers. Focus on financial services companies, banks, credit unions, and debt collection agencies that commonly hire for these roles and sponsor H-1B or other work visas. These employers often need skilled professionals to manage accounts receivable and customer payment processes.
What degree do I need for H-1B sponsorship in collections?
Most successful H-1B petitions for collections roles require a bachelor's degree in finance, accounting, business administration, economics, or a related field. The degree field should directly relate to the analytical, compliance, or financial management aspects of the collections position to satisfy USCIS specialty occupation requirements.
Which employers are most likely to sponsor collections representatives?
Financial institutions including banks, credit unions, mortgage companies, and fintech firms most commonly sponsor collections representatives because they understand the regulatory complexity and analytical requirements. Healthcare systems and large corporations with substantial accounts receivable also sponsor these roles when positioned as specialty occupations.
How can I strengthen my H-1B case for collections work?
Focus on analytical, compliance, and strategic aspects of collections rather than basic phone work. Emphasize experience with financial analysis, regulatory compliance, process improvement, and technology integration. Document any specialized training in collections law, data analysis, or financial risk assessment that supports the specialty occupation requirement.
What's the approval rate for collections H-1B petitions?
Collections representative H-1B petitions face higher scrutiny because USCIS often questions whether the role truly requires a specialty occupation. Success rates improve significantly when the position emphasizes analytical work, regulatory compliance, or financial analysis rather than routine collections activities. Proper job description framing is critical.
What is the prevailing wage requirement for sponsored Collections Representative jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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