Mortgage Specialist Jobs in USA with Visa Sponsorship
Mortgage Specialist roles in the U.S. typically qualify for H-1B visa sponsorship under the specialty occupation category, requiring a bachelor's degree in finance, economics, or a related field. Employers in banking and lending regularly sponsor, though competition for H-1B lottery selection means timing your job search matters. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsINTRODUCTION
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Mortgage Banking Producer is responsible for originating commercial real estate debt opportunities, developing new client relationships, and expanding existing client partnerships. The producer will source financing opportunities across agency, life company, CMBS, bank, and other capital sources while managing transactions from initial engagement through closing.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Extensive understanding and experience in commercial real estate and/or commercial real estate finance.
- Proactively identify and generate new client relationships nationwide through networking, cold calling, referrals and attending top industry conferences.
- Work with Grandbridge’s Underwriting teams to review mortgage application process with clients and review documentation as necessary.
- Structure multifamily by providing debt and equity financing solutions.
- Negotiate mortgage loan terms with borrowers.
- Lead transaction through full loan process from identification of loan through screening, underwriting, and closing and servicing while providing a top customer service experience to borrowers.
- Develop, foster, and maintain strong relationships with multifamily owners and developers.
Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s degree in business, or equivalent education and related training.
- 5+ years of commercial real estate lending, mortgage banking, brokerage, or capital markets experience.
- Strong computer skills; including proficiency in Microsoft Word, Microsoft Excel, and Microsoft PowerPoint.
- Understand the physical aspects of all commercial property types, typical real estate lending parameters, interest rate structures, and tests of reasonableness.
- Demonstrated production history and existing industry relationships.
- Strong financial analysis and real estate underwriting knowledge.
- Excellent written and verbal communication skills.
- Ability to travel.
Preferred Qualifications:
- Existing network of commercial real estate owners, developers, and investors.
- Established annual production volume exceeding $100 million.
- Experience with agency lending (Fannie Mae, Freddie Mac), life company placements, CMBS, and bank financing.
This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.
Additional incentive pay is available for this position.
LI-Remote
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Background Check Requirements:
Section 19 of the Federal Deposit Insurance Act (FDIA) requires federally insured banks to conduct a “reasonable” inquiry into a job candidate’s criminal history and prohibits people from working for or participating in the activities of FDIC-insured institutions if the individual has a criminal history involving dishonesty, breach of trust or money laundering within certain time periods. More information on the FDIC Section 19 Rule prohibition can be found at the FDIC website. Additional restrictions that may limit employment at Truist include the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act, Regulation Z of the Truth in Lending Act, Rule 17a-3(a)(12) of the Securities and Exchange Act of 1934, FINRA Rule 3110(e), and the Investment Advisors Act of 1940.
If you feel this position announcement is deficient in light of the pay transparency requirements of the Washington State Equal Pay Opportunity Act (RCW 49.58.110), please notify Truist at careers@truist.com.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
INTRODUCTION
The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Mortgage Banking Producer is responsible for originating commercial real estate debt opportunities, developing new client relationships, and expanding existing client partnerships. The producer will source financing opportunities across agency, life company, CMBS, bank, and other capital sources while managing transactions from initial engagement through closing.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Extensive understanding and experience in commercial real estate and/or commercial real estate finance.
- Proactively identify and generate new client relationships nationwide through networking, cold calling, referrals and attending top industry conferences.
- Work with Grandbridge’s Underwriting teams to review mortgage application process with clients and review documentation as necessary.
- Structure multifamily by providing debt and equity financing solutions.
- Negotiate mortgage loan terms with borrowers.
- Lead transaction through full loan process from identification of loan through screening, underwriting, and closing and servicing while providing a top customer service experience to borrowers.
- Develop, foster, and maintain strong relationships with multifamily owners and developers.
Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s degree in business, or equivalent education and related training.
- 5+ years of commercial real estate lending, mortgage banking, brokerage, or capital markets experience.
- Strong computer skills; including proficiency in Microsoft Word, Microsoft Excel, and Microsoft PowerPoint.
- Understand the physical aspects of all commercial property types, typical real estate lending parameters, interest rate structures, and tests of reasonableness.
- Demonstrated production history and existing industry relationships.
- Strong financial analysis and real estate underwriting knowledge.
- Excellent written and verbal communication skills.
- Ability to travel.
Preferred Qualifications:
- Existing network of commercial real estate owners, developers, and investors.
- Established annual production volume exceeding $100 million.
- Experience with agency lending (Fannie Mae, Freddie Mac), life company placements, CMBS, and bank financing.
This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.
Additional incentive pay is available for this position.
LI-Remote
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Background Check Requirements:
Section 19 of the Federal Deposit Insurance Act (FDIA) requires federally insured banks to conduct a “reasonable” inquiry into a job candidate’s criminal history and prohibits people from working for or participating in the activities of FDIC-insured institutions if the individual has a criminal history involving dishonesty, breach of trust or money laundering within certain time periods. More information on the FDIC Section 19 Rule prohibition can be found at the FDIC website. Additional restrictions that may limit employment at Truist include the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act, Regulation Z of the Truth in Lending Act, Rule 17a-3(a)(12) of the Securities and Exchange Act of 1934, FINRA Rule 3110(e), and the Investment Advisors Act of 1940.
If you feel this position announcement is deficient in light of the pay transparency requirements of the Washington State Equal Pay Opportunity Act (RCW 49.58.110), please notify Truist at careers@truist.com.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
See all 461+ Mortgage Specialist Jobs
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Get Access To All JobsTips for Finding Visa Sponsorship as a Mortgage Specialist
Target banks and non-bank lenders with H-1B track records
Large commercial banks and mortgage companies file H-1B petitions far more regularly than smaller brokerages. Focusing your search on established lenders significantly increases your chances of finding an employer willing to sponsor.
Confirm your degree aligns with the specialty occupation requirement
USCIS requires your degree to directly relate to the Mortgage Specialist role. Finance, economics, accounting, and business degrees with a quantitative focus are strongest. A mismatch between your major and the job description is a common denial reason.
Apply early in the calendar year to align with H-1B lottery timing
H-1B registrations open in March for an October 1 start date. Starting your job search in January gives employers time to evaluate you, prepare documentation, and file before the registration window closes.
Highlight compliance and regulatory knowledge in your resume
Mortgage Specialists operating under RESPA, TILA, and state licensing frameworks demonstrate specialized expertise USCIS values. Employers also see compliance fluency as evidence your role genuinely requires degree-level knowledge, strengthening the petition.
Ask directly about sponsorship before investing in the interview process
Many mortgage employers have sponsored before but do not advertise it. Raising the question early, ideally after a recruiter screens you, saves both sides time and identifies which employers have an established immigration process in place.
Use Migrate Mate to find employers actively open to visa sponsorship
Migrate Mate filters mortgage and financial services roles by sponsorship willingness, so you are not cold-applying to companies that will not sponsor. Browsing the platform saves weeks of outreach to employers who are not a fit.
Frequently Asked Questions
Does a Mortgage Specialist role qualify as a specialty occupation for H-1B purposes?
Generally yes, but the job description matters significantly. USCIS requires that a bachelor's degree in a specific field be a standard, minimum entry requirement for the role. Mortgage Specialist positions framed around loan origination, financial analysis, or credit risk assessment are stronger candidates than generalist sales roles. Employers with degree requirements written explicitly into the job posting have a better approval record.
Which visa types are realistic for Mortgage Specialists seeking U.S. sponsorship?
The H-1B visa is the primary pathway for most Mortgage Specialists, particularly those from countries without special treaty arrangements. Australian citizens can pursue the E-3 visa, which has no lottery and a far simpler process. Canadian and Mexican nationals may qualify under the TN visa category, though mortgage roles require careful review of whether they fit TN's defined occupation list. O-1 visa is rarely applicable in this field.
What degree do I need for an employer to sponsor me as a Mortgage Specialist?
A bachelor's degree in finance, economics, accounting, business administration, or a closely related quantitative field is the standard requirement. The key is that your degree field must connect logically to the specific duties of the role. A general business degree can work if the job involves financial modeling or risk analysis. Degrees in unrelated fields, even combined with years of experience, create real obstacles for H-1B specialty occupation approval.
Are mortgage employers likely to sponsor H-1B visas, and what affects their willingness?
Mid-size to large banks, credit unions, and independent mortgage companies do sponsor H-1B petitions, though it is less common than in tech or healthcare. Employer willingness depends on their past sponsorship experience, internal HR capacity, and whether they have an immigration attorney on retainer. Companies that have filed H-1B petitions before move faster and with more confidence. Browse Migrate Mate to identify employers already open to sponsorship rather than approaching the question cold.
Can I transfer my H-1B to a new mortgage employer if I change jobs?
Yes. Under H-1B portability rules, you can start working for a new employer as soon as they file an H-1B transfer petition, without waiting for approval, as long as your current H-1B was previously approved and you have maintained valid status. The new employer must file a new Labor Condition Application and I-129 petition. The specialty occupation determination applies to the new role independently, so the new job description needs to hold up to scrutiny on its own.
What is the prevailing wage requirement for sponsored Mortgage Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.