Mortgage Specialist Jobs in USA with Visa Sponsorship
Mortgage Specialist roles in the U.S. typically qualify for H-1B visa sponsorship under the specialty occupation category, requiring a bachelor's degree in finance, economics, or a related field. Employers in banking and lending regularly sponsor, though competition for H-1B lottery selection means timing your job search matters. For detailed occupation requirements, see the O*NET profile.
Find Mortgage Specialist JobsOverview
Showing 5 of 544+ Mortgage Specialist jobs
See all 544+ Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Specialist roles.
Get Access To All JobsDescription
In addition to the salary posted above, this position is currently receiving an additional 5% premium pay due to the position being in King County.
The Washington State Housing Finance Commission (WSHFC) is currently recruiting for a full-time, permanent Mortgage Servicing Specialist position in the Homeownership Division.
The Homeownership Division administers all homeownership and homebuyer education programs. This Division is one of five divisions within the Washington State Housing Finance Commission. This position reports to the Loan Servicing Administrator of the Homeownership Division.
The Mortgage Servicing Specialist administers several aspects of sub servicing oversight for Single Family Homeownership Programs. This position will provide input for review and updates to subservicing oversight policies and the implementation of quality monitoring procedures and reporting. The Mortgage Servicing Specialist manages day to day servicing oversight activities of the Commission's first and second mortgage portfolio. Plan, lead, organize, and control the work performed by our subserving vendors, our organization, work unit, or program. Responsible for managing and analyzing a large volume of detailed information while maintaining a broad perspective of continued improvement of business practices and systems. The Mortgage Servicing Specialist helps develop policies and procedures which support the agency's goals and strategic plan and assure appropriate and optimum use of the agency's resources.
The duty station for this position is Seattle, WA. The work associated with this position will be performed through a combination of teleworking and complemented with on-site work and meetings as needed. Employees are required to work in the Seattle office at least once a week and may need to come in more frequently based on Division needs. Employees must reside in Washington state and within a reasonable distance of our worksite to respond to workplace reporting requirements.
Who we are:
The Commission is a market-driven and self-supporting agency created to provide below-market rate financing for building, purchasing, or preserving affordable housing and nonprofit capital facilities. The Commission functions as a financing conduit between developers, lenders, first-time home buyers, real estate professionals, and nonprofit organizations to provide affordable financing for homes, rental housing, civic and social services facilities, energy conservation projects and first-time farmers and ranchers.
We believe that creating a diverse, inclusive, and equitable environment is important and vital to the success of the Commission. We believe in working together to create an environment free from harassment and discrimination and moving beyond simple tolerance to embracing and celebrating the rich dimensions of diversity contained within each individual.
Duties
Principal Responsibilities:
- Review and assign monthly servicing audit report data from sub-servicer
- Conduct servicing audits
- Follow up with sub-servicer monthly to resolve audit findings and create action plans for improvement
- Review Monthly Servicing and Quality Control Dashboards from sub-servicer
- Create monthly servicing and quality control dashboards for Participating Lenders
- Report data and outcomes to management
- Review monthly MERs reports and identify rejection trends for root causing
- Monthly audit TOB & TOS transactions, Paid in Full, modified loans, foreclosed loans, bankruptcy, and deactivations
- Assist in preparing the MERs Annual Report
- Back up MERs Administrator duties when required
- Initiate annual vendor oversight process, review risk rating, send out requests for documents
- Review requested documentation and rate responses according to matrix analyzing according to risk rating
- Participate in the creation of and update quarterly vendor performance dashboard
- Audit monthly portfolio summary reports and accounting reports
- Assist with resolution for outstanding monthly remittance, trail, advances and payoff reports
- Complete special projects as assigned by management
Qualifications
We are most interested in candidates who meet or exceed the following criteria:
- Proficiency and extensive knowledge of servicing or subserving oversight experience with Fannie Mae, Freddie Mac, Ginnie Mae, and HUD (Mandatory requirement of at least 3 years of experience)
- Demonstrated understanding of agency and investor servicing requirements
- Demonstrated experience with Fannie Mae, Freddie Mac, and HUD servicing requirements and quality control processes
- Skilled in quality control in accordance with Fannie Mae, Freddie Mac, and Ginnie Mae guidelines
- Strong computer skills, especially Excel
- Ability to take action to learn and grow: Takes responsibility for increasing skills in new technologies and skills to make government programs and processes more efficient and effective to serve all Washingtonians
- Ability to take action to meet the needs of others: collaborating across diverse backgrounds and customer-service focused, while demonstrating a willingness and ability to empathetically respond to the unique needs of the people they work with and serve
Desirable Skills:
- Working knowledge of the Commission’s loan program and down payment assistance programs
A combination of skills, abilities, experience, and education may be substituted to demonstrate that you are qualified for this position. If you don't meet all the qualifications, we still encourage you to apply. We value diverse experiences and perspectives, and you may have skills that are a great match for our team.
Supplemental Information
Benefits:
We offer a generous benefits package that includes a full array of family medical, dental, life and long-term disability insurance coverage; a state retirement plan; deferred compensation; 12 paid holidays; paid vacation, sick and military leave; subsidized bus, train, or ferry passes; credit union memberships; alternate workweek schedules, and telecommuting.
The hiring range for this position is $8,731 to $10,272 Monthly. However, the full salary range for this position is $8,731 to $11,853 Monthly. We may go higher based on the following: experience, internal equity, and market. Salary is negotiable.
Application Procedures:
Applicants who meet the qualifications are asked to submit all the following items to be considered for this position:
- Completed NEOGOV online application
- Cover letter describing how your skills and experience align with the stated job responsibilities and qualifications
- List of three or more professional references (all references must be current and/or former supervisors)
- Current resume indicating relevant experience, knowledge, skills, and education
Applicants are encouraged to apply as soon as possible. The recruitment process will remain open until filled. First review of applications is August 21, 2026.
Please include your name and preferred pronouns in your application to ensure we address you appropriately throughout the application process.
To qualify and receive veteran’s preference, you must attach a copy of the discharge, DD214 or NGB Form 22, with your application materials.
By submitting the application materials, you are indicating that all information is true and correct to the best of your knowledge. You understand that the Housing Finance Commission may verify information and that untruthful or misleading information is cause for removal from the applicant pool or dismissal if employed. Only those individuals who clearly demonstrate the stated qualifications will be considered.
The Washington State Housing Finance Commission is committed to providing equal employment, job assignments and promotional opportunities to all qualified applicants and employees. We strive to create a working environment that includes and respects cultural, racial, ethnic, sexual orientation and gender identity diversity. We are committed to providing reasonable accommodation to all staff as needed. Women, black, Indigenous and people of color, persons with disabilities, persons over 40 years of age, all honorably discharged veterans and people of all sexual orientations and gender identities are encouraged to apply. Persons needing accommodation in the application process or this announcement in an alternative format may contact the WSHFC Recruiting Team at Christopher.vasquez@wshfc.org or at (206) 287-4439.
Description
In addition to the salary posted above, this position is currently receiving an additional 5% premium pay due to the position being in King County.
The Washington State Housing Finance Commission (WSHFC) is currently recruiting for a full-time, permanent Mortgage Servicing Specialist position in the Homeownership Division.
The Homeownership Division administers all homeownership and homebuyer education programs. This Division is one of five divisions within the Washington State Housing Finance Commission. This position reports to the Loan Servicing Administrator of the Homeownership Division.
The Mortgage Servicing Specialist administers several aspects of sub servicing oversight for Single Family Homeownership Programs. This position will provide input for review and updates to subservicing oversight policies and the implementation of quality monitoring procedures and reporting. The Mortgage Servicing Specialist manages day to day servicing oversight activities of the Commission's first and second mortgage portfolio. Plan, lead, organize, and control the work performed by our subserving vendors, our organization, work unit, or program. Responsible for managing and analyzing a large volume of detailed information while maintaining a broad perspective of continued improvement of business practices and systems. The Mortgage Servicing Specialist helps develop policies and procedures which support the agency's goals and strategic plan and assure appropriate and optimum use of the agency's resources.
The duty station for this position is Seattle, WA. The work associated with this position will be performed through a combination of teleworking and complemented with on-site work and meetings as needed. Employees are required to work in the Seattle office at least once a week and may need to come in more frequently based on Division needs. Employees must reside in Washington state and within a reasonable distance of our worksite to respond to workplace reporting requirements.
Who we are:
The Commission is a market-driven and self-supporting agency created to provide below-market rate financing for building, purchasing, or preserving affordable housing and nonprofit capital facilities. The Commission functions as a financing conduit between developers, lenders, first-time home buyers, real estate professionals, and nonprofit organizations to provide affordable financing for homes, rental housing, civic and social services facilities, energy conservation projects and first-time farmers and ranchers.
We believe that creating a diverse, inclusive, and equitable environment is important and vital to the success of the Commission. We believe in working together to create an environment free from harassment and discrimination and moving beyond simple tolerance to embracing and celebrating the rich dimensions of diversity contained within each individual.
Duties
Principal Responsibilities:
- Review and assign monthly servicing audit report data from sub-servicer
- Conduct servicing audits
- Follow up with sub-servicer monthly to resolve audit findings and create action plans for improvement
- Review Monthly Servicing and Quality Control Dashboards from sub-servicer
- Create monthly servicing and quality control dashboards for Participating Lenders
- Report data and outcomes to management
- Review monthly MERs reports and identify rejection trends for root causing
- Monthly audit TOB & TOS transactions, Paid in Full, modified loans, foreclosed loans, bankruptcy, and deactivations
- Assist in preparing the MERs Annual Report
- Back up MERs Administrator duties when required
- Initiate annual vendor oversight process, review risk rating, send out requests for documents
- Review requested documentation and rate responses according to matrix analyzing according to risk rating
- Participate in the creation of and update quarterly vendor performance dashboard
- Audit monthly portfolio summary reports and accounting reports
- Assist with resolution for outstanding monthly remittance, trail, advances and payoff reports
- Complete special projects as assigned by management
Qualifications
We are most interested in candidates who meet or exceed the following criteria:
- Proficiency and extensive knowledge of servicing or subserving oversight experience with Fannie Mae, Freddie Mac, Ginnie Mae, and HUD (Mandatory requirement of at least 3 years of experience)
- Demonstrated understanding of agency and investor servicing requirements
- Demonstrated experience with Fannie Mae, Freddie Mac, and HUD servicing requirements and quality control processes
- Skilled in quality control in accordance with Fannie Mae, Freddie Mac, and Ginnie Mae guidelines
- Strong computer skills, especially Excel
- Ability to take action to learn and grow: Takes responsibility for increasing skills in new technologies and skills to make government programs and processes more efficient and effective to serve all Washingtonians
- Ability to take action to meet the needs of others: collaborating across diverse backgrounds and customer-service focused, while demonstrating a willingness and ability to empathetically respond to the unique needs of the people they work with and serve
Desirable Skills:
- Working knowledge of the Commission’s loan program and down payment assistance programs
A combination of skills, abilities, experience, and education may be substituted to demonstrate that you are qualified for this position. If you don't meet all the qualifications, we still encourage you to apply. We value diverse experiences and perspectives, and you may have skills that are a great match for our team.
Supplemental Information
Benefits:
We offer a generous benefits package that includes a full array of family medical, dental, life and long-term disability insurance coverage; a state retirement plan; deferred compensation; 12 paid holidays; paid vacation, sick and military leave; subsidized bus, train, or ferry passes; credit union memberships; alternate workweek schedules, and telecommuting.
The hiring range for this position is $8,731 to $10,272 Monthly. However, the full salary range for this position is $8,731 to $11,853 Monthly. We may go higher based on the following: experience, internal equity, and market. Salary is negotiable.
Application Procedures:
Applicants who meet the qualifications are asked to submit all the following items to be considered for this position:
- Completed NEOGOV online application
- Cover letter describing how your skills and experience align with the stated job responsibilities and qualifications
- List of three or more professional references (all references must be current and/or former supervisors)
- Current resume indicating relevant experience, knowledge, skills, and education
Applicants are encouraged to apply as soon as possible. The recruitment process will remain open until filled. First review of applications is August 21, 2026.
Please include your name and preferred pronouns in your application to ensure we address you appropriately throughout the application process.
To qualify and receive veteran’s preference, you must attach a copy of the discharge, DD214 or NGB Form 22, with your application materials.
By submitting the application materials, you are indicating that all information is true and correct to the best of your knowledge. You understand that the Housing Finance Commission may verify information and that untruthful or misleading information is cause for removal from the applicant pool or dismissal if employed. Only those individuals who clearly demonstrate the stated qualifications will be considered.
The Washington State Housing Finance Commission is committed to providing equal employment, job assignments and promotional opportunities to all qualified applicants and employees. We strive to create a working environment that includes and respects cultural, racial, ethnic, sexual orientation and gender identity diversity. We are committed to providing reasonable accommodation to all staff as needed. Women, black, Indigenous and people of color, persons with disabilities, persons over 40 years of age, all honorably discharged veterans and people of all sexual orientations and gender identities are encouraged to apply. Persons needing accommodation in the application process or this announcement in an alternative format may contact the WSHFC Recruiting Team at Christopher.vasquez@wshfc.org or at (206) 287-4439.
See all 544+ Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Specialist roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Mortgage Specialist
Target banks and non-bank lenders with H-1B track records
Large commercial banks and mortgage companies file H-1B petitions far more regularly than smaller brokerages. Focusing your search on established lenders significantly increases your chances of finding an employer willing to sponsor.
Confirm your degree aligns with the specialty occupation requirement
USCIS requires your degree to directly relate to the Mortgage Specialist role. Finance, economics, accounting, and business degrees with a quantitative focus are strongest. A mismatch between your major and the job description is a common denial reason.
Apply early in the calendar year to align with H-1B lottery timing
H-1B registrations open in March for an October 1 start date. Starting your job search in January gives employers time to evaluate you, prepare documentation, and file before the registration window closes.
Highlight compliance and regulatory knowledge in your resume
Mortgage Specialists operating under RESPA, TILA, and state licensing frameworks demonstrate specialized expertise USCIS values. Employers also see compliance fluency as evidence your role genuinely requires degree-level knowledge, strengthening the petition.
Ask directly about sponsorship before investing in the interview process
Many mortgage employers have sponsored before but do not advertise it. Raising the question early, ideally after a recruiter screens you, saves both sides time and identifies which employers have an established immigration process in place.
Use Migrate Mate to find employers actively open to visa sponsorship
Migrate Mate filters mortgage and financial services roles by sponsorship willingness, so you are not cold-applying to companies that will not sponsor. Browsing the platform saves weeks of outreach to employers who are not a fit.
Frequently Asked Questions
Does a Mortgage Specialist role qualify as a specialty occupation for H-1B purposes?
Generally yes, but the job description matters significantly. USCIS requires that a bachelor's degree in a specific field be a standard, minimum entry requirement for the role. Mortgage Specialist positions framed around loan origination, financial analysis, or credit risk assessment are stronger candidates than generalist sales roles. Employers with degree requirements written explicitly into the job posting have a better approval record.
Which visa types are realistic for Mortgage Specialists seeking U.S. sponsorship?
The H-1B visa is the primary pathway for most Mortgage Specialists, particularly those from countries without special treaty arrangements. Australian citizens can pursue the E-3 visa, which has no lottery and a far simpler process. Canadian and Mexican nationals may qualify under the TN visa category, though mortgage roles require careful review of whether they fit TN's defined occupation list. O-1 visa is rarely applicable in this field.
What degree do I need for an employer to sponsor me as a Mortgage Specialist?
A bachelor's degree in finance, economics, accounting, business administration, or a closely related quantitative field is the standard requirement. The key is that your degree field must connect logically to the specific duties of the role. A general business degree can work if the job involves financial modeling or risk analysis. Degrees in unrelated fields, even combined with years of experience, create real obstacles for H-1B specialty occupation approval.
Are mortgage employers likely to sponsor H-1B visas, and what affects their willingness?
Mid-size to large banks, credit unions, and independent mortgage companies do sponsor H-1B petitions, though it is less common than in tech or healthcare. Employer willingness depends on their past sponsorship experience, internal HR capacity, and whether they have an immigration attorney on retainer. Companies that have filed H-1B petitions before move faster and with more confidence. Browse Migrate Mate to identify employers already open to sponsorship rather than approaching the question cold.
Can I transfer my H-1B to a new mortgage employer if I change jobs?
Yes. Under H-1B portability rules, you can start working for a new employer as soon as they file an H-1B transfer petition, without waiting for approval, as long as your current H-1B was previously approved and you have maintained valid status. The new employer must file a new Labor Condition Application and I-129 petition. The specialty occupation determination applies to the new role independently, so the new job description needs to hold up to scrutiny on its own.
What is the prevailing wage requirement for sponsored Mortgage Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.