Loan Processor Jobs in USA with Visa Sponsorship
Loan processors evaluate and verify mortgage applications, making them eligible for H-1B visa sponsorship when the role requires specialized financial analysis skills and a relevant bachelor's degree. Major banks and mortgage companies sponsor loan processors, though competition varies by employer size and regional demand. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsINTRODUCTION
Sutherland Mortgage Services Inc. is a premier nationwide provider of end to end mortgage solutions including originations, underwriting, processing, closing, post-closing and loan servicing support for over 30 years. We offer an unmatched ability to deliver the highest value and greatest returns to our customers. We are a collaborative, considerate and friendly team that prioritizes having a diverse, inclusive, and respectful workplace.
ROLE AND RESPONSIBILITIES
We are currently hiring for a Mortgage Loan Processor with experience working with High Net Worth loans.
- Gathering required documentation from the borrower and obtaining appropriate documentation from third party vendors consistent with internal, client and investor policies.
- Reviewing the complete file and ensuring the various documents in the file are in sync with the all the others and the loan application on the system.
- Scanning the hard copy of the loan application to the system (shared drive) so that anyone not in possession of the hard file can also at any point of time has access to all the file documents.
- Understanding the underwriting submission requirements before actual submission.
- Ordering the various services required on the file and capturing those requests on the systems.
- Follow up on the status of the services ordered, to ensure minimum time lag from order to receipt.
- Upon receipt of loan decision, from underwriter, review conditions with the various internal and external parties to address any additional conditions needed for final approval.
- At final approval coordinate with the respective third parties and the prospective borrower to schedule the loan settlement.
- Both written and verbal communication to clients and colleagues.
BASIC QUALIFICATIONS
Our most successful candidates will have:
- At least 3+ years related experience as a mortgage loan processor
- Experience with high net worth/non-conforming/jumbo loans preferred
- Ability to calculate income
- Ability to review and interpret asset statement(s)
- Review, understand and detect any issues with Title
- Review, understand and detect any issues on Appraisals
- Strong communication skills, verbal and written
- Excellent and proven Mortgage skills and knowledge
- Demonstrate analytical, organizational, and financial management skills
- Demonstrated ability to take initiative, multi-task, and prioritize
- Strong time management skills
- Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.
- Experience with FNMA guidelines
- Ability to review and interpret DU findings
ADDITIONAL INFORMATION
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status. At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file. Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
INTRODUCTION
Sutherland Mortgage Services Inc. is a premier nationwide provider of end to end mortgage solutions including originations, underwriting, processing, closing, post-closing and loan servicing support for over 30 years. We offer an unmatched ability to deliver the highest value and greatest returns to our customers. We are a collaborative, considerate and friendly team that prioritizes having a diverse, inclusive, and respectful workplace.
ROLE AND RESPONSIBILITIES
We are currently hiring for a Mortgage Loan Processor with experience working with High Net Worth loans.
- Gathering required documentation from the borrower and obtaining appropriate documentation from third party vendors consistent with internal, client and investor policies.
- Reviewing the complete file and ensuring the various documents in the file are in sync with the all the others and the loan application on the system.
- Scanning the hard copy of the loan application to the system (shared drive) so that anyone not in possession of the hard file can also at any point of time has access to all the file documents.
- Understanding the underwriting submission requirements before actual submission.
- Ordering the various services required on the file and capturing those requests on the systems.
- Follow up on the status of the services ordered, to ensure minimum time lag from order to receipt.
- Upon receipt of loan decision, from underwriter, review conditions with the various internal and external parties to address any additional conditions needed for final approval.
- At final approval coordinate with the respective third parties and the prospective borrower to schedule the loan settlement.
- Both written and verbal communication to clients and colleagues.
BASIC QUALIFICATIONS
Our most successful candidates will have:
- At least 3+ years related experience as a mortgage loan processor
- Experience with high net worth/non-conforming/jumbo loans preferred
- Ability to calculate income
- Ability to review and interpret asset statement(s)
- Review, understand and detect any issues with Title
- Review, understand and detect any issues on Appraisals
- Strong communication skills, verbal and written
- Excellent and proven Mortgage skills and knowledge
- Demonstrate analytical, organizational, and financial management skills
- Demonstrated ability to take initiative, multi-task, and prioritize
- Strong time management skills
- Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.
- Experience with FNMA guidelines
- Ability to review and interpret DU findings
ADDITIONAL INFORMATION
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment, employees are treated without regard to race, color, religion, sex, national origin, age, marital or veteran status, medical condition or handicap, or any other legally protected status. At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information, please note that all Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file. Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
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Get Access To All JobsTips for Finding Loan Processor Jobs
Target specialized loan processing roles
Focus on positions requiring complex loan analysis, risk assessment, or regulatory compliance knowledge rather than basic data entry roles. Specialized functions strengthen H-1B specialty occupation requirements.
Emphasize your degree's relevance
Connect your finance, business, economics, or related degree directly to loan underwriting principles, risk analysis, and regulatory compliance requirements in your application materials.
Research mortgage company sponsorship history
Check DOL disclosure data for LCA filings by banks and mortgage lenders. Large institutions like Wells Fargo and JPMorgan Chase regularly sponsor financial professionals.
Highlight regulatory compliance expertise
Demonstrate knowledge of TRID, QM rules, and other mortgage regulations. Compliance-focused roles often meet specialty occupation standards better than general processing positions.
Consider credit union opportunities
Credit unions often need specialized loan processors and may face less competition for H-1B applications compared to major banks, improving your sponsorship chances.
Build automated underwriting system skills
Experience with DU, LP, or other automated underwriting platforms demonstrates specialized knowledge that supports H-1B eligibility for loan processing roles.
Frequently Asked Questions
Do loan processors qualify for H-1B sponsorship?
Yes, but the role must require specialized knowledge and a relevant bachelor's degree. Basic loan processing focused on data entry typically doesn't qualify, while positions involving complex underwriting analysis, risk assessment, or regulatory compliance often do meet H-1B visa specialty occupation requirements.
What degree do I need for H-1B sponsorship as a loan processor?
Finance, business administration, economics, accounting, or related fields work best. The degree should connect to loan underwriting principles, financial analysis, or risk assessment. Some employers accept related experience, but a relevant bachelor's degree significantly strengthens your H-1B petition.
Which companies sponsor loan processors for H-1B visas?
Major banks like Wells Fargo, Bank of America, and JPMorgan Chase regularly sponsor financial professionals. Mortgage companies including Quicken Loans and regional credit unions also sponsor loan processors, particularly for specialized underwriting or compliance roles.
What's the approval rate for loan processor H-1B petitions?
Approval rates vary significantly by role complexity and petition quality. Specialized underwriting positions with clear degree requirements typically see higher approval rates than general processing roles. USCIS scrutinizes whether the position truly requires specialized knowledge beyond basic administrative tasks.
How to find Loan Processor jobs with visa sponsorship?
To find Loan Processor jobs with visa sponsorship, use Migrate Mate, which specializes in connecting international candidates with sponsoring employers. Focus your search on banks, credit unions, mortgage companies, and financial services firms that commonly hire Loan Processors on H-1B, TN visa, or O-1 visas. These employers often sponsor qualified candidates with relevant banking or finance experience.
Can I get sponsored as a loan processor without mortgage experience?
Yes, if you have relevant financial analysis or banking experience. Employers often value transferable skills from credit analysis, financial planning, or banking operations. Strong analytical background and relevant education can compensate for lack of direct mortgage processing experience.
What is the prevailing wage requirement for sponsored Loan Processor jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.