Claims Specialist Jobs in USA with Visa Sponsorship
Claims specialists process insurance claims, investigate fraud, and assess coverage disputes for insurance companies, healthcare organizations, and third-party administrators. Most positions qualify for H-1B visa sponsorship when they require specialized knowledge in actuarial science, risk management, or healthcare administration, though entry-level claims processing roles may not meet specialty occupation requirements. For detailed occupation requirements, see the O*NET profile.
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Position Summary
The Claims and Eligibility Specialist reports to the Human Services Program Development Supervisor within the Client Refugee Resettlement Program (RRP) and is responsible for the manual transfer of data from hard copy format to computer files or database systems to process medical and dental claims submitted by health care providers for specific health coverage for refugees, Refugee Medical Assistance (RMA), claims per client policies and procedures. Responsibilities also include processing payments to providers using CMS-1500, ADA Dental, and UB-04 claim forms in accordance with Centers for Medicare and Medicaid Services (CMS) guidelines; processing medical prior-authorization and dental pre-treatment estimate requests for review by medical and dental consultants; making RMA benefit eligibility determinations; working directly with primary and preventive health services providers and contracted medical and dental consultants; educating providers about RMA, RRP services and benefits, and relevant governing federal laws and regulations; requesting medical documentation from providers; obtaining consent forms; reviewing the history for duplicates or duplicate payments and ensuring that the system appropriately processes claims; identifying third-party liability and ensuring that needed documentation accompanies submissions; processing prior authorization; requesting supplements and linking documentation; and recouping and voiding claims. The Claims and Eligibility Specialist is also responsible for multiple projects relating to claims processing and adjudication and using WellSky to generate remittance-payment voucher-claims packets for submission to Accounts Payable after approval by the Authorized Approver.
The Claims and Eligibility Specialist will also perform statewide records research in systems and convert hard copy documents into digital copies using scanning equipment. Duties typically include managing and storing files on a computer, raising concerns and issues about scanning equipment with technicians, and inspecting output quality. Daily task assignments are based on immediate business needs.
Under direction, the Claims and Eligibility Specialist performs administrative work of considerable difficulty including research, eligibility determination, operations planning and report preparation, developing or modifying procedures and forms to improve program effectiveness, coordinating RRP administrative matters, composing correspondence concerning a wide variety of issues; coordinating activities with other departments and entities and community organizations. Participates in the development and implementation of policies, procedures, and systems.
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Processes and adjudicates medical, dental, and vision claims and prior authorization/pre-treatment estimate requests, researches complex medical claims, determines eligibility for services and medical/dental/vision benefits, and communicates with healthcare providers regarding credentialing, claims, billing, or eligibility issues. 65%
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Generates RRP reports as required. Develops or modifies procedures and forms to improve program effectiveness and efficiency. 15%
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Maintains client files, both paper and electronic, in accordance with client confidentiality and HIPAA guidelines. 10%
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Participates in efforts to research and pursue funding and other resource opportunities that will contribute to successful refugee resettlement and integration efforts. 5%
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Performs other administrative support tasks for RMA, such as gathering and maintaining data and other information necessary for programmatic assessment, analysis, and reporting. 5%
MAJOR DUTIES AND RESPONSIBILITIES INCLUDE, BUT ARE NOT LIMITED TO:
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Accurately and manually enters a high volume of data from multiple sources in a database, ensuring that all necessary data is entered as submitted by health providers.
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Enters and transcribes from hard copy formats to medical claims computer files, form types CMS 1500s, UB04s, and ADA Dental Forms, while meeting established quality and production standards.
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Processes pending (adjudicated) claims, including requesting medical documentation from health providers; obtaining consent forms, explanation of benefits (EOB), and third-party liability; reviews the history for duplicates or duplicate payments, identifies inappropriate billing patterns and forwards to appropriate unit, ensures medical documentation is included with submissions, supplements and links documentation, and recoups and voids claims.
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Ensures that the system is appropriately processing claims, identifies problems/issues and notifies appropriate parties for resolution, identifies inappropriate billing patterns that are reported to the Audit Unit or to the client's Fraud Unit for review. Verifies eligibility of claims using the client's policies and procedures and coordinates claims with third-party liability. Reprocesses Prior Authorization Claims.
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Reviews and links scanned supplemental documents to the appropriate claim using client systems. Re-routes unprocessed mail to the appropriate destination and writes, types, or enters information on a computer via Google Suite or other departmental systems, using a keyboard, to prepare documents or reports.
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Duties also include pulling claim images, verifying attached documentation for Medicare EOBs and third-party liability, and verifying key fields on the claim.
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Lifts, opens, sorts, batches by claim type into predetermined batch sizes, and prepares various forms for scanning - removing staples, paper clips, etc., and repairing documents as needed.
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Scans documents, transcribing from hard copy formats to computer files. Verifies data to ensure accuracy while appropriately formatting and making adjustments for paper size/weight, ink color, paper color, etc., to ensure acceptable image quality and maintain an even workflow. Responsible for logging automatically assigned document numbers during scanning for future retrieval and archiving in the RMA Google system.
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Files scanned original document images pursuant to established guidelines to ensure accurate filing and to facilitate timely retrieval of information. Ensures quality control by reviewing rejected scanned documents to identify/rescan poor quality document images, ensuring that all images entered in the system meet established quality standards, and resolves inconsistencies.
KNOWLEDGE, SKILLS & ABILITIES (KSAs):
Knowledge:
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Auditing and analysis procedures to determine compliance with the client HCCCS/RMA requirements
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Medical terminology, CPT codes, ICD-9 codes, HCPCS codes, and CDT codes
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Applicable third-party liability laws for State and Federal programs; principles of medical pricing (i.e., DME equipment, drugs, multiple surgical procedures)
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Entering Medical/Dental/Vision documents into the claims processing system
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Document sorting, batching, routing, and coding practices/procedures/guidelines
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Thorough knowledge of all aspects of claims processing
Skills:
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Computer skills: operating a keyboard, ten-key calculator
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Accuracy and speed
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Intermediate computer skills
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Oral and written communication
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Interpret rules and regulations, policies and procedures
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Analyze reports
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Professional interpersonal relationships
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Analyze problems and develop action plans for correction
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Quality assurance skills to ensure effectiveness of final product
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Microsoft Windows (Excel and Word), Google, WellSky (claims processing), or comparable software
Abilities:
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Determine a pattern of inappropriate billing, which may indicate fraud
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Analyze system issues, elevating concerns to management
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Know when to report problems/issues in adjudication and when to proceed on their own
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Provide technical training as required
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Work in a fast-paced environment independently and as a team
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Communicate effectively verbally and in writing
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Speed and accuracy to meet performance measurements
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Learn and closely follow established policies, procedures, and guidelines
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Prioritize projects and be able to change priorities based on the team's needs
The KSAs needed to be successful in this position are acquired through a combination of education, training, and work experience, such as a minimum of three (3) years of direct experience processing medical, dental, and hospital claims and a minimum of three (3) years of computer experience including Windows, Access, Excel, Google Workspace, and related software. An equivalent combination of education and experience sufficient to perform the duties may be substituted for the above.
SELECTIVE PREFERENCE(S):
- Minimum one year of experience in health coverage/health insurance processing. Demonstrated ability to create process flows and documentation on work processes.
PREFERRED:
- Experience adjudicating claims and working knowledge of medical coding. Proficient in Google, WellSky, and Microsoft Office.
Should the position require driving or the use of a vehicle as an essential function of the job to conduct client business, then the following requirements apply: Driver’s License Requirements.
NOTES:
Onsite
8:00 AM - 5:00 PM
VIVA is an equal opportunity employer. All qualified applicants have an equal opportunity for placement, and all employees have an equal opportunity to develop on the job. This means that VIVA will not discriminate against any employee or qualified applicant on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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Get Access To All JobsTips for Finding Visa Sponsorship as a Claims Specialist
Target roles requiring specialized expertise
Focus on senior claims specialist, fraud investigator, or complex claims analyst positions. These roles typically require specialized knowledge in insurance law, medical terminology, or actuarial principles that qualify for H-1B sponsorship.
Highlight relevant degree connections
Connect your finance, business administration, or risk management degree directly to claims analysis duties. Emphasize coursework in statistics, healthcare administration, or insurance principles that supports specialty occupation requirements.
Emphasize analytical and investigative skills
Showcase experience with claims software, fraud detection systems, or data analysis tools. Document complex cases you've handled that required specialized judgment beyond routine claims processing to strengthen visa petition.
Consider healthcare-focused positions
Medical claims specialists often have stronger H-1B cases due to specialized knowledge requirements in medical coding, HIPAA compliance, and healthcare regulations. These roles typically require specific educational backgrounds in health administration.
Research company sponsorship history
Large insurance companies like State Farm, Allstate, and Progressive have sponsored H-1B workers for claims roles. Check DOL disclosure data to identify employers with successful sponsorship records for similar positions.
Prepare for specialty occupation documentation
Gather evidence showing your role requires specialized knowledge beyond basic claims processing. Include job descriptions emphasizing complex analysis, regulatory compliance, or technical expertise that supports H-1B specialty occupation requirements.
Frequently Asked Questions
Do claims specialist positions qualify for H-1B sponsorship?
Senior claims specialist roles typically qualify for H-1B visa sponsorship when they require specialized knowledge in insurance law, actuarial science, or complex fraud investigation. Entry-level claims processing positions that primarily involve routine data entry and basic coverage verification often don't meet specialty occupation requirements. Focus on roles emphasizing analytical expertise and specialized industry knowledge.
How to find Claims Specialist jobs with visa sponsorship?
To find Claims Specialist positions with visa sponsorship, use Migrate Mate, which specializes in connecting international talent with sponsoring employers. Focus your search on insurance companies, healthcare organizations, and large corporations that frequently sponsor H-1B, TN visa, and O-1 visas for specialized claims professionals. These employers often need skilled specialists to handle complex claims processing and risk assessment roles.
What degree do I need for claims specialist visa sponsorship?
Most sponsored claims specialist positions require a bachelor's degree in business administration, finance, economics, or risk management. Healthcare claims roles may prefer degrees in health administration or healthcare management. The key is connecting your educational background to the specialized knowledge required for complex claims analysis and regulatory compliance in your target role.
Which insurance companies sponsor H-1B workers for claims roles?
Major insurers including Progressive, State Farm, Allstate, and Aetna have sponsored H-1B workers for claims specialist positions. Large third-party administrators and healthcare organizations also sponsor these roles. Check DOL LCA disclosure data to research specific companies' recent sponsorship activity and identify the most promising employers for your background.
How do medical claims specialist roles differ for visa purposes?
Medical claims specialist positions often have stronger H-1B cases because they require specialized knowledge of medical coding, HIPAA regulations, and healthcare reimbursement systems. These roles typically demand specific educational backgrounds in health administration or demonstrated expertise in complex medical claims processing that goes beyond routine administrative work.
What can disqualify a claims specialist role from H-1B sponsorship?
Positions focused primarily on data entry, basic document processing, or routine coverage verification may not qualify as specialty occupations. Job descriptions emphasizing clerical duties over analytical work, or roles that accept any bachelor's degree regardless of field, face higher denial risk. USCIS requires evidence that the position demands specialized knowledge specific to claims analysis or insurance expertise.
What is the prevailing wage requirement for sponsored Claims Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.