Entry Level Associate Underwriter Jobs
New grad associate underwriter jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship or coursework in finance or risk can matter more than a long resume. Most openings are on-site roles across Insurance, with employers like Risksmith Insurance Services, Risksmith Insurance Services, and Delta Dental hiring at this level now.
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Job Title:
Associate UnderwriterNumber of Positions:
1Location:
Okemos, MILocation Specifics:
Hybrid PositionJob Summary:
At Delta Dental of Michigan, Ohio, and Indiana we work to improve oral health through benefit plans, advocacy and community support, and we amplify this mission by investing in initiatives that build healthy, smart, vibrant communities. We are one of the largest dental plan administrators in the country, and are part of the Delta Dental Plans Association, which operates two of the largest dental networks in the nation.
At Delta Dental, we celebrate our All In culture. It’s a mindset, feeling and attitude we wrap around all that we do – from taking charge of our careers, to helping colleagues and lending a hand in the community.
Position Description
Performs underwriting functions to support Enterprise goals and objectives including new business and an assigned book of business on cases less than 500 subscribers.
Primary Job Responsibilities
- Develops an overall understanding of insurance concepts, dental and/or vision terminology, benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures.
- Evaluates risk, develops and approves renewal rates, and approves contracts for assigned book of business, consistent with approved rating formulas and methodologies.
- Determines and defines eligibility and approves new business rates, proposals and contracts.
- Responds to inter-departmental requests and manages a book of business to ensure new sales, retention and profitability expectations are met.
- Meets internal quality and turn around metrics.
Perform other related assigned duties as necessary to complete the Primary Job Responsibilities as described above.
#LI-Hybrid
Minimum Requirements:
Position requires an associate’s degree in accounting, business administration, finance, mathematics, or a related field and two years of experience analyzing data and using mathematical and algebraic theories and formulas. A bachelor’s degree in mathematics or a related field preferred. Will accept any suitable combination of education, training, or experience.
Position requires knowledge of mathematical and algebraic theories and formulas and word processing and spreadsheet applications; strong analytical skills; strong organizational skills; strong verbal and written communication skills; and the ability to work independently and as part of a team. Occasional travel is required.
The company will provide equal employment and advancement opportunity within the context of its unique business environment without regard to race, color, religion, gender, gender identity, gender expression, age, national origin, familial status, citizenship, genetic information, disability, sex, sexual orientation, marital status, pregnancy, height, weight, military status, or any other status protected under federal, state, or local law or ordinance.
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Entry Level Associate Underwriter Jobs: Frequently Asked Questions
How do I get an entry level associate underwriter job?
Start by building foundational knowledge in risk assessment, insurance principles, or financial analysis through coursework, internships, or industry certifications like the CPCU or AU designation. Employers hiring at this level prioritize candidates who can demonstrate analytical thinking and attention to detail. A resume that highlights relevant internship projects, underwriting coursework, or exposure to insurance software gives you a clear edge over candidates with no industry context.
Which companies hire entry level associate underwriters?
Companies hiring entry level associate underwriters right now include Risksmith Insurance Services, Risksmith Insurance Services, and Delta Dental, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from regional carriers, national insurance groups, and financial services firms that run structured underwriting training programs for new talent.
Are there remote entry level associate underwriter jobs?
Yes, though most entry level underwriting roles lean on-site for training reasons. About 3% of entry level associate underwriter openings are remote or hybrid as of November 2026, so options exist if flexibility matters to you. Hybrid arrangements are more common at larger carriers that have invested in digital underwriting platforms.
Are these new grad associate underwriter jobs?
Yes, many of these listings are new grad and junior roles that explicitly welcome recent graduates and candidates with little to no prior experience. A new grad-friendly posting typically welcomes zero to two years of experience, accepts internships or academic projects as qualifying background, and does not require prior underwriting decisions or a book of business.
Which industries hire the most entry level associate underwriters?
Entry Level associate underwriter roles concentrate in Insurance, based on current listings on Migrate Mate as of November 2026. These sectors drive the most entry level hiring because they carry large, recurring risk portfolios that require dedicated underwriting staff and have established training pipelines for candidates coming in at the junior level.