Senior Level Commercial Lines Underwriter Jobs
Senior level commercial lines underwriter jobs put experienced underwriters in charge of complex account portfolios, risk strategy, and the junior staff or projects that execute on those decisions. Openings are concentrated across Insurance, with a mix of on-site, hybrid, and remote positions available, and employers like Pickett and Associates, USI Insurance Services, and Higginbotham hiring at this level now.
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Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
- Conducts risk-based quality assurance reviews of Personal Lines underwriting transactions, accounts, and targeted business activities to evaluate underwriting quality, adherence to company standards, regulatory requirements, and established underwriting procedures.
- Participates in the development and execution of the Quality Assurance Plan by identifying and prioritizing reviews based on emerging trends, quality concerns, business priorities, regulatory risks, and other areas requiring enhanced oversight.
- Aggregates, analyzes, and interprets review results to identify recurring issues, emerging trends, operational gaps, control weaknesses, and opportunities to improve underwriting quality and business outcomes.
- Performs root cause analysis to determine underlying drivers of quality concerns and collaboartes with appropriate stakeholders to develop actionable recommendations to address systemic issues and strengthen underwriting effectiveness.
- Prepares and delivers quality assurance reports, dashboards, summaries, presentations, and other management reporting that communicate review results, trends, key findings, and improvement opportunities to underwriting leadership and business partners.
- Partners with Underwriting, Line of Business, Product, Compliance, and other stakeholders to investigate suspected issues, validate findings, and support the development, implementation, and monitoring of corrective actions and process improvements.
- Provides clear, timely, and effective communication regarding review results, recommendations, improvement initiatives, and progress toward resolution of identified issues.
- May serve as a subject matter expert regarding underwriting guidelines, eligibility requirements, rating, coverage, regulatory requirements, workflows, and system functionality to provide consultation and support related to training opportunities, coaching needs, job aid development, and quality improvement initiatives.
- Participates in the development, maintenance, and enhancement of quality assurance methodologies, review criteria, evaluation frameworks, reporting standards, and calibration processes to promote consistent, objective, and risk-based evaluation of underwriting quality.
- Participates in governance, calibration, and continuous improvement activities designed to promote consistency, accuracy, transparency, and adherence to underwriting standards and quality expectations.
Understanding of Personal Lines insurance regulatory requirements.- Exceptional written and verbal communication skills, including collaboration, ability to influence and presentation abilities.
- Strong problem solving and problem analysis skills.
- Meticulous attention to detail.
Education and Experience
- College degree in risk management, business, finance, or a related field preferred.
- Strong underwriting technical skills; 7+years of personal lines underwriting experience.
- Prior training experience preferred.
- Compliance analysis experience preferred.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
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Top Industries Hiring
- Insurance
Senior Level Commercial Lines Underwriter Jobs: Frequently Asked Questions
How do I get a senior level commercial lines underwriter job?
Employers at this level look for underwriters who can own complex commercial accounts end to end, make binding decisions independently, and mentor less experienced colleagues. A strong command of specialty lines such as casualty, property, or management liability gives candidates a clear edge. Demonstrating a history of profitable book growth and cross-functional collaboration with brokers and actuaries signals readiness for senior scope.
Which companies hire senior level commercial lines underwriters?
Companies hiring senior level commercial lines underwriters right now include Pickett and Associates, USI Insurance Services, and Higginbotham, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes from a wide range of employers, including national carriers, regional insurers, managing general agents, and specialty market firms with complex commercial portfolios.
Are there remote senior level commercial lines underwriter jobs?
Yes, though availability varies by employer and line of business. About 60% of senior level commercial lines underwriter openings are remote or hybrid as of November 2026, reflecting broader flexibility in underwriting operations. Fully remote roles are more common at carriers with established distributed teams, while positions tied to complex account management or broker relationships often favor hybrid arrangements.
What makes a commercial lines underwriter role senior level?
Senior level commercial lines underwriter roles are defined by independent authority on large or complex accounts, ownership of underwriting decisions within significant premium volume, and responsibility for portfolio profitability. These positions also carry expectations around mentoring junior underwriters, contributing to appetite and pricing strategy, and managing broker relationships at a strategic level rather than a transactional one.
Which industries hire the most senior level commercial lines underwriters?
Senior level commercial lines underwriter roles concentrate in Insurance, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they carry large, complex commercial risks that require experienced underwriters with the authority and technical depth to structure and price sophisticated coverage programs.