Cross River Bank Visa Sponsorship Jobs USA
Cross River Bank is a technology-driven financial services company known for blending fintech innovation with regulated banking. It sponsors a range of work visas, including H-1B visa and Green Card pathways, making it a viable target for international professionals pursuing roles at the intersection of finance and technology.
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Get Access To All JobsWho We Are
Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
We are seeking a dynamic and experienced Senior Vice President, Controller to join our Finance leadership team. This critical role reports directly to the Chief Financial Officer and serves as the operational backbone of the company's financial infrastructure. This role requires a seasoned finance executive who thrives in a fast-paced, technology-driven banking environment and can scale financial operations to match the company's rapid growth trajectory.
Key Responsibilities:
Financial Governance
- Maintain and continuously enhance the company's financial governance framework, including internal controls, policies, and procedures over financial reporting
- Oversee the design and operating effectiveness of internal controls over financial reporting (ICFR) and ensure SOX-equivalent rigor appropriate for a regulated banking institution (FDICIA)
Lending Reporting
- Oversee all financial reporting related to Cross River's lending portfolio, including marketplace lending, Commercial and SBA lending, and principal financing activities
- Ensure accurate and timely loan-level accounting, including origination, servicing, gain-on-sale, fair value measurements, and allowance for credit losses (CECL)
- Direct reporting processes for loan sales, participations, securitizations, and warehouse facility utilization
- Ensure proper treatment of fee income, interest income, and provision expense across all lending verticals
Financial & Regulatory Reporting
- Serve as the primary owner of the company's accounting policies, ensuring compliance with U.S. GAAP and applicable regulatory accounting standards
- Direct the monthly, quarterly, and annual financial close processes
- Manage the end-to-end SEC reporting process, including drafting financial statements, footnotes, and MD&A disclosures, ensuring accuracy and adherence to filing deadlines
- Oversee preparation and filing of all regulatory reports, including Call Reports, FR Y-9 filings, and other submissions to the FDIC, Federal Reserve, and state banking regulators
- Ensure timely and accurate delivery of required management reporting packages, and board-level financial presentations, including Audit Committee
Tax & New Product Planning
- Oversee the company's tax function, including federal, state, and local income tax compliance, tax provision (ASC 740), and tax planning strategies
- Lead tax structuring analysis for new products, partnerships, and business initiatives to optimize tax efficiency while maintaining full compliance
- Evaluate accounting implications of new fintech partnerships, BaaS integrations, and program structures
Procurement
- Build and oversee a centralized procurement function that drives cost efficiency, vendor governance, and operational discipline across the organization
- Refine and implement procurement policies, approval workflows, and vendor selection criteria aligned with regulatory expectations for third-party risk management
- Build reporting and analytics capabilities to provide visibility into organizational spending patterns and budget adherence
Revenue Management
- Serve as the enterprise owner of revenue recognition policies and practices under ASC 606 and other applicable standards (ASC 310, ASC 320, ASC 460)
- Oversee the accurate identification, measurement, and reporting of revenue across all business lines — including interchange fees, transaction processing fees, program fees, lending income, gain-on-sale, and SaaS/platform-related revenue streams
- Lead revenue assurance processes to ensure completeness and accuracy of revenue capture from complex fintech partner arrangements, embedded finance programs, and multi-element agreements
Leadership & Strategic Responsibilities
- Build, mentor, and manage a high-performing controllership organization of 30+ professionals across all seven functions, fostering a culture of accountability, collaboration, and continuous improvement
- Advise on the financial implications of strategic decisions, M&A activity, capital raises, and potential IPO readiness
- Lead the evaluation and implementation of financial systems (ERP, sub-ledgers, automation tools) to support scale and efficiency
Qualifications
Required:
- Bachelor's degree in Accounting, Finance, or related field; CPA required
- 15+ years of progressive experience in accounting/controllership roles, with at least 7 years in a senior leadership capacity managing multiple functions
- Deep expertise in U.S. GAAP, regulatory accounting for banking institutions (Call Report preparation, FFIEC guidelines), and financial governance best practices
- Prior experience in a regulated banking environment (commercial bank, fintech bank, or BaaS institution); experience with FDIC-regulated entities strongly preferred
- Demonstrated experience building and overseeing internal control frameworks and managing external audit relationships (Big 4 experience a plus)
- Strong understanding of complex financial products including lending (marketplace, SBA, consumer, commercial), payments, card issuing, and capital markets
Preferred:
- Experience supporting IPO readiness or public company reporting strongly preferred
- Experience with crypto/digital asset accounting and stablecoin-related financial products
- Familiarity with embedded finance and Banking-as-a-Service (BaaS) business models and their unique accounting complexities
- Knowledge of API-driven banking platforms and their impact on financial reporting and controls
- CECL modeling exposure and familiarity with credit loss accounting frameworks
Salary Range: $280,000.00 - $350,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Who We Are
Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
We are seeking a dynamic and experienced Senior Vice President, Controller to join our Finance leadership team. This critical role reports directly to the Chief Financial Officer and serves as the operational backbone of the company's financial infrastructure. This role requires a seasoned finance executive who thrives in a fast-paced, technology-driven banking environment and can scale financial operations to match the company's rapid growth trajectory.
Key Responsibilities:
Financial Governance
- Maintain and continuously enhance the company's financial governance framework, including internal controls, policies, and procedures over financial reporting
- Oversee the design and operating effectiveness of internal controls over financial reporting (ICFR) and ensure SOX-equivalent rigor appropriate for a regulated banking institution (FDICIA)
Lending Reporting
- Oversee all financial reporting related to Cross River's lending portfolio, including marketplace lending, Commercial and SBA lending, and principal financing activities
- Ensure accurate and timely loan-level accounting, including origination, servicing, gain-on-sale, fair value measurements, and allowance for credit losses (CECL)
- Direct reporting processes for loan sales, participations, securitizations, and warehouse facility utilization
- Ensure proper treatment of fee income, interest income, and provision expense across all lending verticals
Financial & Regulatory Reporting
- Serve as the primary owner of the company's accounting policies, ensuring compliance with U.S. GAAP and applicable regulatory accounting standards
- Direct the monthly, quarterly, and annual financial close processes
- Manage the end-to-end SEC reporting process, including drafting financial statements, footnotes, and MD&A disclosures, ensuring accuracy and adherence to filing deadlines
- Oversee preparation and filing of all regulatory reports, including Call Reports, FR Y-9 filings, and other submissions to the FDIC, Federal Reserve, and state banking regulators
- Ensure timely and accurate delivery of required management reporting packages, and board-level financial presentations, including Audit Committee
Tax & New Product Planning
- Oversee the company's tax function, including federal, state, and local income tax compliance, tax provision (ASC 740), and tax planning strategies
- Lead tax structuring analysis for new products, partnerships, and business initiatives to optimize tax efficiency while maintaining full compliance
- Evaluate accounting implications of new fintech partnerships, BaaS integrations, and program structures
Procurement
- Build and oversee a centralized procurement function that drives cost efficiency, vendor governance, and operational discipline across the organization
- Refine and implement procurement policies, approval workflows, and vendor selection criteria aligned with regulatory expectations for third-party risk management
- Build reporting and analytics capabilities to provide visibility into organizational spending patterns and budget adherence
Revenue Management
- Serve as the enterprise owner of revenue recognition policies and practices under ASC 606 and other applicable standards (ASC 310, ASC 320, ASC 460)
- Oversee the accurate identification, measurement, and reporting of revenue across all business lines — including interchange fees, transaction processing fees, program fees, lending income, gain-on-sale, and SaaS/platform-related revenue streams
- Lead revenue assurance processes to ensure completeness and accuracy of revenue capture from complex fintech partner arrangements, embedded finance programs, and multi-element agreements
Leadership & Strategic Responsibilities
- Build, mentor, and manage a high-performing controllership organization of 30+ professionals across all seven functions, fostering a culture of accountability, collaboration, and continuous improvement
- Advise on the financial implications of strategic decisions, M&A activity, capital raises, and potential IPO readiness
- Lead the evaluation and implementation of financial systems (ERP, sub-ledgers, automation tools) to support scale and efficiency
Qualifications
Required:
- Bachelor's degree in Accounting, Finance, or related field; CPA required
- 15+ years of progressive experience in accounting/controllership roles, with at least 7 years in a senior leadership capacity managing multiple functions
- Deep expertise in U.S. GAAP, regulatory accounting for banking institutions (Call Report preparation, FFIEC guidelines), and financial governance best practices
- Prior experience in a regulated banking environment (commercial bank, fintech bank, or BaaS institution); experience with FDIC-regulated entities strongly preferred
- Demonstrated experience building and overseeing internal control frameworks and managing external audit relationships (Big 4 experience a plus)
- Strong understanding of complex financial products including lending (marketplace, SBA, consumer, commercial), payments, card issuing, and capital markets
Preferred:
- Experience supporting IPO readiness or public company reporting strongly preferred
- Experience with crypto/digital asset accounting and stablecoin-related financial products
- Familiarity with embedded finance and Banking-as-a-Service (BaaS) business models and their unique accounting complexities
- Knowledge of API-driven banking platforms and their impact on financial reporting and controls
- CECL modeling exposure and familiarity with credit loss accounting frameworks
Salary Range: $280,000.00 - $350,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Job Roles at Cross River Bank
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Get Access To All JobsTips for Finding Cross River Bank Visa Sponsorship Jobs USA
Target roles at the fintech-banking intersection
Cross River Bank sits between traditional banking and fintech infrastructure, so engineering, data, risk, and compliance roles are where sponsorship tends to concentrate. Focus your application on technical and analytical functions where the talent need is strongest.
Understand which visa types they actively support
Cross River Bank has sponsored H-1B and Green Card petitions, along with F-1 OPT and CPT. If you're early in your career on a student visa, it's worth exploring whether your target role falls within their known sponsorship patterns before applying.
Highlight regulatory and compliance expertise
As a regulated bank operating across fintech partnerships, Cross River values candidates who understand banking compliance, AML, or risk frameworks. Demonstrating this expertise makes you a stronger fit for roles most likely to receive sponsorship consideration in Banking & Financial Services.
Apply early in their hiring cycle
H-1B cap-subject petitions must be filed by April each year. Targeting Cross River Bank roles in the final months of the prior year gives your employer enough lead time to prepare and file before the registration window opens in March.
Use verified sponsorship data when job searching
Not every job posting mentions visa sponsorship explicitly. Migrate Mate surfaces verified sponsors so you can filter by real sponsorship history, helping you confirm Cross River Bank is actively sponsoring before investing time in an application.
Prepare for a compliance-conscious interview process
Cross River Bank operates under federal banking regulations, so expect structured interviews that assess judgment, attention to detail, and regulatory awareness. Candidates who can speak to how their technical skills support compliant operations tend to advance further in their hiring process.
Frequently Asked Questions
Does Cross River Bank sponsor H-1B visas?
Yes, Cross River Bank sponsors H-1B visas. The company has filed H-1B petitions for international employees, primarily in technical and financial roles. While it is not among the highest-volume H-1B sponsors in the banking sector, it has a real and documented sponsorship track record, making it a legitimate option for candidates who need H-1B support.
What visa types does Cross River Bank sponsor?
Cross River Bank sponsors H-1B visas, employment-based Green Cards (EB-2 and EB-3), and work authorization for F-1 students through both OPT and CPT. TN visas for Canadian and Mexican professionals are also listed among the visa types the company has supported. This range makes it relevant across multiple stages of an international candidate's career.
Which roles or departments at Cross River Bank are most likely to receive visa sponsorship?
Sponsorship at Cross River Bank tends to align with the company's core strengths in fintech infrastructure, banking technology, and financial risk. Software engineers, data analysts, compliance professionals, and product managers are among the profiles most commonly sponsored at financial services firms of this type. Roles requiring specialized technical or regulatory expertise tend to have the clearest path to sponsorship support.
How do I find open visa-sponsored jobs at Cross River Bank?
The most reliable approach is to search for Cross River Bank directly on Migrate Mate, which indexes companies by their verified sponsorship history. This lets you filter for roles where the employer has a confirmed record of sponsoring the visa type you need, saving you from applying to postings where sponsorship is unlikely or unclear.
How do I approach the application process at Cross River Bank as a visa-sponsored candidate?
Bring up your visa status clearly but confidently once you reach the offer or late-stage interview phase. Cross River Bank operates in a regulated environment, so demonstrating that you understand the sponsorship process and won't require extended delays helps reassure hiring managers. If you're on F-1 OPT, document your work authorization end date and the CPT or OPT extension timeline so the team can plan around it.