Finance Jobs at Republic Finance with Visa Sponsorship

INTRODUCTION

In business for more than 70 years, Republic Finance is proud to be a trusted lender in over 250 communities across the United States! We specialize in providing flexible lending solutions and incomparable customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, we are continuously improving our customer offerings in tandem with opening more branches in new states each year. We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our performance makes an impact on our community!

We are seeking a Senior Credit Risk Analyst. This is a key role with significant and broad responsibilities and reports to the Sr. Manager of Credit Policy. Responsible for leading credit portfolio analysis, driving strategy development, and delivering actionable insights that influence business decisions. This position will be responsible for owning strategy on core products and driving growth while managing portfolio risk exposure. This role is based in our Plano, TX office on a hybrid schedule. Key responsibilities are as follows:

Responsibilities

• Lead analysis of credit portfolio performance, including delinquency, charge-offs, and profitability trends.
• Develop, test, and recommend credit strategies and policy changes to optimize portfolio performance.
• Partner with the data science team to evaluate model performance, outputs, and business impact.
• Translate analytical findings into clear, actionable recommendations for stakeholders.
• Design and oversee development of dashboards and reporting to monitor key risk metrics.
• Use SQL and analytical tools to extract, manipulate, and analyze large datasets.
• Identify emerging risks and proactively recommend mitigation strategies.
• Collaborate cross-functionally with underwriting, finance, operations, and marketing teams.

BASIC QUALIFICATIONS

• Bachelor’s degree in a quantitative discipline is required, advanced degree is attractive.
• 3-4 years in an analyst role working on data-driven problem solving.
• Strong experience with SQL and data analysis.
• Proficiency in Microsoft Excel.
• Experience with Python or R.
• Experience with data visualization or dashboarding tools like Tableau or PowerBI (preferred not required).

BENEFITS

We offer a competitive compensation and benefits package including:

• Health, Dental, & Vision Insurance
• 15 days of Paid Time Off (PTO) to start + 1 additional personal holiday
• 401k + employer match
• Company provided Life Insurance & Long Term Disability
• Employee Assistance Program - Confidential mental health support

Additional benefits with Republic Finance include:

• Employee of the Month Program
• Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
• Regular drawings for Sports tickets
• Professional offices with a friendly team environment

Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.