Credit Assistant Jobs
Credit Assistant jobs are open across banking, credit unions, fintech, and commercial lending at levels from entry-level to senior, with specializations in consumer credit, commercial underwriting, and collections management. See the openings below and apply to the ones that match your experience.
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The Role:
Morningstar DBRS is seeking an experienced credit professional to join its Project Finance & Infrastructure team at the Assistant Vice President or Vice President level in New York. This role offers an opportunity to lead and support rating assignments across a diversified portfolio of North American infrastructure assets, including conventional power and renewable energy, digital infrastructure, transportation, public-private partnerships (PPPs), and other project finance & infrastructure sectors.
Reporting to the Managing Director, Energy & Natural Resources and US - Asset Finance you will analyze and monitor a portfolio of project finance and infrastructure ratings.. You will evaluate transaction structures, financial performance, contractual arrangements, and credit risks while developing well-supported recommendations for rating committees.
Working closely with colleagues across North America and globally, you will work in an environment that values rigorous analytical thinking, open dialogue and professional growth, while gaining significant exposure to issuers, sponsors, investors, and advisors and other stakeholders across the North American infrastructure landscape.
We are considering candidates at both the Assistant Vice President and Vice President levels, with final leveling determined by experience, credit expertise, and demonstrated ability to independently lead rating assignments and manage complex transactions.
What you'll be doing:
- Analyze and monitor a diversified portfolio of project finance and infrastructure ratings, including new transactions and ongoing surveillance.
- Serve as a lead or supporting rating analyst across conventional power and renewable energy, digital infrastructure, transportation, PPPs, and other infrastructure sectors.
- Review and interpret transaction documentation, including power purchase agreements, concession agreements, financing agreements, legal opinions, and other contractual arrangements, to assess credit implications.
- Perform comprehensive financial statement analysis and evaluate project finance models, including cash flow forecasts, sensitivity analyses, and downside scenarios.
- Prepare high-quality credit rating reports, press releases, research notes, and analytical commentary that clearly communicate key credit drivers and risks.
- Develop rating committee materials, formulate credit recommendations, and present analytical findings and recommendations to rating committees.
- Engage with issuers, sponsors, investors, and advisors to discuss credit performance, rating rationales, and analytical methodologies.
- Manage ongoing portfolio surveillance, monitoring financial performance, industry developments, and emerging credit risks.
- Contribute to the development, refinement, and application of project finance rating methodologies and sector-specific analytical approaches.
- Support analytical discussions with fixed-income investors and provide analytical support for business development initiatives.
- Work collaboratively with colleagues across Europe and North America across the broader Fundamental Ratings team, in particular the Diversified Industries and Energy & Natural Resources groups.
- Collaborate with colleagues across the global Project Finance & Infrastructure team and contribute to knowledge-sharing and the development of junior analysts.
What we're looking for:
- Bachelor's degree in finance, business, economics, engineering, or a related discipline.
- At least five years of relevant financial or credit analysis experience, including a minimum of two years of experience in project finance, infrastructure finance, or corporate credit analysis.
- Strong understanding of credit risk assessment, financial markets, and project finance or corporate financing structures.
- Relevant credit experience gained at a credit rating agency, bank, infrastructure advisory or consulting firm, or investment management firm. Prior rating agency experience while not required, is an asset
- Experience across one or more infrastructure sectors, including conventional power and renewable energy, digital infrastructure, transportation, or PPPs, is preferred.
- Strong financial modeling and financial statement analysis skills, including the ability to evaluate cash flow projections, debt structures, and sensitivity scenarios.
- Experience reviewing financing agreements, legal contracts, and other transaction documentation from a credit perspective.
- Strong research, analytical, and problem-solving capabilities with exceptional attention to detail.
- Excellent written and verbal communication skills, including the ability to present complex credit analysis and recommendations to senior stakeholders.
- Strong analytical judgment and the ability to develop, articulate, and defend well-supported credit recommendations.
- Ability to work independently and collaboratively in a fast-paced, team-oriented environment.
- Familiarity with North American infrastructure financing markets is an asset.
- Completion of, or progress toward, the CFA designation or an MBA is an asset.
- Willingness to travel as required.
Compensation:
The base salary range for this position in New York is:
- Assistant Vice President: $97,000 – $145,000
- Vice President: $113,000 - $195,000
Final title and compensation will be determined based on the successful candidate's qualifications, relevant experience, technical expertise and overall alignment with the responsibilities of the role. This position is also eligible for an annual performance-based bonus
For consideration at the Vice President level, candidates should have 7+ years of relevant experience in project finance and infrastructure finance credit analysis, demonstrate strong analytical judgment and the ability to independently lead complex credit assessments, manage rating assignments, and present credit recommendations to rating committees. Experience providing analytical guidance to junior team members is also preferred.
The Group:
Our Project Finance & Infrastructure team provides independent credit ratings and research across a broad range of infrastructure assets throughout North America. The team's coverage includes conventional power and renewable energy projects, digital infrastructure such as data centers, telecommunications towers and fiber networks, transportation assets including airports, toll roads and ports, and public-private partnerships.
Through fundamental credit analysis, financial modeling, transaction structuring expertise, and ongoing surveillance, the team evaluates the creditworthiness of infrastructure projects and provides independent credit opinions that support informed decisions by issuers, investors, lenders, and other market participants.
About Us
Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.
Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service.
Morningstar DBRS is the next generation of credit ratings.
Compensation and Benefits
At Morningstar we believe people are at their best when they are at their healthiest. That’s why we champion your wellness through a wide range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide:
Financial Health
100% 401k match up to 6% of salary
Stock Ownership Potential
Company provided life insurance - 1x salary + commission
Physical Health
Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages
Additional medical Wellness Incentives - up to $300-$600 annual
Company-provided long- and short-term disability insurance
Emotional Health
Trust-Based Time Off
6-week Paid Sabbatical Program
6-Week Paid Family Caregiving Leave
Competitive 8-24 Week Paid Parental Leave
Adoption Assistance
Leadership Coaching & Formal Mentorship Opportunities
Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses
Tuition Reimbursement
Social Health
Charitable Matching Gifts program
Dollars for Doers volunteer program
Paid volunteering days
15+ Employee Resource & Affinity Groups
Base Salary Compensation Range
$113,308.00-$178,794.66Incentive Target Percentage
30% AnnualIf you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.
Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues.
R06_DBRSInc DBRS, Inc. - US Legal EntityThe Role:
Morningstar DBRS is seeking an experienced credit professional to join its Project Finance & Infrastructure team at the Assistant Vice President or Vice President level in New York. This role offers an opportunity to lead and support rating assignments across a diversified portfolio of North American infrastructure assets, including conventional power and renewable energy, digital infrastructure, transportation, public-private partnerships (PPPs), and other project finance & infrastructure sectors.
Reporting to the Managing Director, Energy & Natural Resources and US - Asset Finance you will analyze and monitor a portfolio of project finance and infrastructure ratings.. You will evaluate transaction structures, financial performance, contractual arrangements, and credit risks while developing well-supported recommendations for rating committees.
Working closely with colleagues across North America and globally, you will work in an environment that values rigorous analytical thinking, open dialogue and professional growth, while gaining significant exposure to issuers, sponsors, investors, and advisors and other stakeholders across the North American infrastructure landscape.
We are considering candidates at both the Assistant Vice President and Vice President levels, with final leveling determined by experience, credit expertise, and demonstrated ability to independently lead rating assignments and manage complex transactions.
What you'll be doing:
- Analyze and monitor a diversified portfolio of project finance and infrastructure ratings, including new transactions and ongoing surveillance.
- Serve as a lead or supporting rating analyst across conventional power and renewable energy, digital infrastructure, transportation, PPPs, and other infrastructure sectors.
- Review and interpret transaction documentation, including power purchase agreements, concession agreements, financing agreements, legal opinions, and other contractual arrangements, to assess credit implications.
- Perform comprehensive financial statement analysis and evaluate project finance models, including cash flow forecasts, sensitivity analyses, and downside scenarios.
- Prepare high-quality credit rating reports, press releases, research notes, and analytical commentary that clearly communicate key credit drivers and risks.
- Develop rating committee materials, formulate credit recommendations, and present analytical findings and recommendations to rating committees.
- Engage with issuers, sponsors, investors, and advisors to discuss credit performance, rating rationales, and analytical methodologies.
- Manage ongoing portfolio surveillance, monitoring financial performance, industry developments, and emerging credit risks.
- Contribute to the development, refinement, and application of project finance rating methodologies and sector-specific analytical approaches.
- Support analytical discussions with fixed-income investors and provide analytical support for business development initiatives.
- Work collaboratively with colleagues across Europe and North America across the broader Fundamental Ratings team, in particular the Diversified Industries and Energy & Natural Resources groups.
- Collaborate with colleagues across the global Project Finance & Infrastructure team and contribute to knowledge-sharing and the development of junior analysts.
What we're looking for:
- Bachelor's degree in finance, business, economics, engineering, or a related discipline.
- At least five years of relevant financial or credit analysis experience, including a minimum of two years of experience in project finance, infrastructure finance, or corporate credit analysis.
- Strong understanding of credit risk assessment, financial markets, and project finance or corporate financing structures.
- Relevant credit experience gained at a credit rating agency, bank, infrastructure advisory or consulting firm, or investment management firm. Prior rating agency experience while not required, is an asset
- Experience across one or more infrastructure sectors, including conventional power and renewable energy, digital infrastructure, transportation, or PPPs, is preferred.
- Strong financial modeling and financial statement analysis skills, including the ability to evaluate cash flow projections, debt structures, and sensitivity scenarios.
- Experience reviewing financing agreements, legal contracts, and other transaction documentation from a credit perspective.
- Strong research, analytical, and problem-solving capabilities with exceptional attention to detail.
- Excellent written and verbal communication skills, including the ability to present complex credit analysis and recommendations to senior stakeholders.
- Strong analytical judgment and the ability to develop, articulate, and defend well-supported credit recommendations.
- Ability to work independently and collaboratively in a fast-paced, team-oriented environment.
- Familiarity with North American infrastructure financing markets is an asset.
- Completion of, or progress toward, the CFA designation or an MBA is an asset.
- Willingness to travel as required.
Compensation:
The base salary range for this position in New York is:
- Assistant Vice President: $97,000 – $145,000
- Vice President: $113,000 - $195,000
Final title and compensation will be determined based on the successful candidate's qualifications, relevant experience, technical expertise and overall alignment with the responsibilities of the role. This position is also eligible for an annual performance-based bonus
For consideration at the Vice President level, candidates should have 7+ years of relevant experience in project finance and infrastructure finance credit analysis, demonstrate strong analytical judgment and the ability to independently lead complex credit assessments, manage rating assignments, and present credit recommendations to rating committees. Experience providing analytical guidance to junior team members is also preferred.
The Group:
Our Project Finance & Infrastructure team provides independent credit ratings and research across a broad range of infrastructure assets throughout North America. The team's coverage includes conventional power and renewable energy projects, digital infrastructure such as data centers, telecommunications towers and fiber networks, transportation assets including airports, toll roads and ports, and public-private partnerships.
Through fundamental credit analysis, financial modeling, transaction structuring expertise, and ongoing surveillance, the team evaluates the creditworthiness of infrastructure projects and provides independent credit opinions that support informed decisions by issuers, investors, lenders, and other market participants.
About Us
Morningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world.
Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service.
Morningstar DBRS is the next generation of credit ratings.
Compensation and Benefits
At Morningstar we believe people are at their best when they are at their healthiest. That’s why we champion your wellness through a wide range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide:
Financial Health
100% 401k match up to 6% of salary
Stock Ownership Potential
Company provided life insurance - 1x salary + commission
Physical Health
Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages
Additional medical Wellness Incentives - up to $300-$600 annual
Company-provided long- and short-term disability insurance
Emotional Health
Trust-Based Time Off
6-week Paid Sabbatical Program
6-Week Paid Family Caregiving Leave
Competitive 8-24 Week Paid Parental Leave
Adoption Assistance
Leadership Coaching & Formal Mentorship Opportunities
Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses
Tuition Reimbursement
Social Health
Charitable Matching Gifts program
Dollars for Doers volunteer program
Paid volunteering days
15+ Employee Resource & Affinity Groups
Base Salary Compensation Range
$113,308.00-$178,794.66Incentive Target Percentage
30% AnnualIf you receive and accept an offer from us, we require that personal and any related investments be disclosed confidentiality to our Compliance team (days vary by region). These investments will be reviewed to ensure they meet Code of Ethics requirements. If any conflicts of interest are identified, then you will be required to liquidate those holdings immediately. In addition, dependent on your department and location of work certain employee accounts must be held with an approved broker (for example all, U.S. employee accounts). If this applies and your account(s) are not with an approved broker, you will be required to move your holdings to an approved broker.
Morningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues.
R06_DBRSInc DBRS, Inc. - US Legal EntitySee All 125+ Credit Assistant Jobs
Find roles that match your experience and apply in just a few clicks.
Find Credit Assistant JobsCredit Assistant Job Market
Who's Hiring
- Rent-A-Center67
- RPM Living7
- Morningstar3
- State Street3
- UNITED APARTMENT3
Top Industries Hiring
- Investment & Asset Management
- Retail
- Education
- Manufacturing
- Consumer Goods
What Employers Look For
The qualifications that appear most often in credit assistant jobs.
- Associate or bachelor's degree in finance, accounting, business, or a related field
- Proficiency with credit analysis software and financial data management systems
- Experience reviewing credit applications, financial statements, or loan documentation
- Knowledge of lending regulations, credit policies, and compliance requirements
- Strong attention to detail for maintaining accurate credit files and records
- Effective written and verbal communication skills for working with borrowers and internal teams
Tips for Your Credit Assistant Job Search
Tailor your resume to credit workflows
Highlight direct experience with credit applications, loan processing, or risk assessment rather than general finance tasks. Employers want to see that you can verify financial documents, manage credit files, and apply lending policies accurately.
Certify your credit analysis knowledge early
A NACM credit designation or a community college certificate in lending fundamentals separates your application from candidates with identical experience. List any completed coursework in credit risk, financial statement analysis, or collections compliance on your resume.
Apply early to roles that fit
Migrate Mate lists credit assistant openings from across the United States in one place, so you can find roles that match your background and apply directly to each listing without sorting through unrelated results.
Target postings that name your specific software
Filter for roles that list the credit platforms you already know, such as Experian, Equifax, or lending-specific ATS tools. Matching your software skills exactly to the posting increases callback rates and shows you won't need a lengthy ramp-up period.
Prepare for scenario-based interview questions
Interviewers for credit assistant roles commonly ask how you'd handle a borderline credit application or a discrepancy in a borrower's financial documents. Practice a concise answer that walks through your decision process, not just the outcome.
Negotiate by referencing role-specific responsibilities
If the job includes collections calls, covenant monitoring, or regulatory reporting in addition to standard credit file work, name those duties when discussing compensation. Roles with compliance or audit exposure typically command a higher range than pure processing positions.
Credit Assistant Jobs: Frequently Asked Questions
Which companies are hiring the most credit assistants?
The most active employers for credit assistants right now are Rent-A-Center, RPM Living, and Morningstar, and the most openings are in Texas, Pennsylvania, and Ohio, based on current listings on Migrate Mate as of November 2026. Regional banks, credit unions, and commercial lenders tend to post the highest volume of credit assistant roles.
How many credit assistant jobs are remote?
About 56% of credit assistant openings are fully remote or hybrid as of November 2026, with the highest remote share found in document review, credit file processing, and customer communications roles. Positions that require in-person access to loan documents or direct borrower meetings are more likely to be on-site.
How do you become a credit assistant?
Start by earning an associate or bachelor's degree in finance, accounting, or business, then build familiarity with credit analysis tools and lending regulations through coursework or entry-level bank work. Getting comfortable reading financial statements and understanding credit scoring models makes you competitive. Certifications from organizations like NACM can further strengthen your candidacy.
Can you get a credit assistant job with little or no experience?
Yes, many employers hire credit assistants with limited direct experience if you can demonstrate relevant skills from adjacent roles such as bank teller, accounts receivable, or customer service in a financial setting. Internships, finance coursework, and familiarity with credit terminology help fill the gap. Some institutions run structured training programs for candidates who show strong attention to detail.
What does the credit assistant interview process look like?
Most credit assistant interviews involve a phone screen with HR followed by one or two rounds with a hiring manager or credit team lead. Expect questions about how you handle discrepancies in financial documents, your experience with credit policies, and your ability to manage high volumes of applications accurately. Some employers include a short skills assessment covering basic financial analysis or data entry.
Where can I find and apply to credit assistant jobs?
You can find and apply to credit assistant jobs on Migrate Mate, which lists current openings from across the United States in one place. Search for roles that match your background, then apply directly to each listing that fits your experience and location preferences.
See All 125+ Credit Assistant Jobs
Find roles that match your experience and apply in just a few clicks.
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