Commercial Lending Specialist Jobs
Commercial Lending Specialist jobs are open across banks, credit unions, community development financial institutions, and regional lenders, from entry-level analyst roles to senior and portfolio management positions, with specializations in small business lending, SBA loan origination, and commercial real estate underwriting. Find a role that fits below and apply directly.
Find JobsStudent or new grad? View commercial lending specialist internships →Overview
Showing 5 of 92+ Commercial Lending Specialist jobs
Your Career. Your Story. Let's Write the Next Chapter Together.
At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education.
What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future.
If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us.
Job Description
We are currently seeking Junior and Senior college level students to work as an Intern for an 8-week summer internship.Our G.I.V.E Internship Program (Giving Interns Valuable Experience) provides the opportunity for interns to gain valuable insight into the banking industry through daily business interactions while learning the importance of building relationships and enhancing a strong work ethic.
The ideal Intern will work closely with the Commercial Lending team and perform the following duties:
- Assist with screening loan prospects by modeling company financials, creating pricing models, and performing company due diligence.
- Assist Commercial team with assimilating, filing, and distributing financial and collateral documentation to appropriate internal departments as needed once loans are closed.
- Organize and maintain customer files to assist Relationship Banker/Manager's ability to manage portfolios.
- Maintain current and ongoing knowledge of bank products and services; assist Relationship Banker/Manager with daily customer servicing.
- Provide ongoing support to commercial/business relationship managers for collateral and financial statement tracking and exception management.
- Prepare a mock loan presentation to demonstrate understanding of bank lending processes by incorporating financial data and risk assessments based on commercial lending guidelines.
- Attend locally scheduled ribbon cuttings, ground breakings, business meetings w/lender to meet and have an appreciation for the local communities we serve.
- Participate in weekly meetings and educational sessions, both in person and via Zoom, covering topics such as credit analysis, leadership, communication skills, and the operations of various bank departments to support professional growth and industry knowledge.
Intern Qualifications/Skills:
- Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint)
- Strong written and verbal communication skills
- Effective interpersonal skills
- Proficient in time management, multitasking and prioritizing projects
- General understanding of the banking industry
- Able to work independently or with a team
- Must have at minimum cumulative 3.0 GPA
Preferred Major: Business Administration - Finance - Accounting.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position operates in a professional banking environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions.
This role operates in a dynamic, relationship-driven environment focused on providing exceptional financial solutions and service to our clients. Work is typically performed in a corporate office or banking center setting with a moderate noise level and a dynamic, collaborative, and inclusive workplace where innovation thrives. Frequent direct contact with clients and team members. This role typically requires travel.
Our Hiring Process
The following pre-employment screenings will be completed after a conditional offer of employment has been accepted:
- Criminal Background check
- Credit check
- Fingerprint check
- Drug Screen
- OFAC check
- Reference check
- Employment verification
- Education verification
Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights
Your Career. Your Story. Let's Write the Next Chapter Together.
At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education.
What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future.
If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us.
Job Description
We are currently seeking Junior and Senior college level students to work as an Intern for an 8-week summer internship.Our G.I.V.E Internship Program (Giving Interns Valuable Experience) provides the opportunity for interns to gain valuable insight into the banking industry through daily business interactions while learning the importance of building relationships and enhancing a strong work ethic.
The ideal Intern will work closely with the Commercial Lending team and perform the following duties:
- Assist with screening loan prospects by modeling company financials, creating pricing models, and performing company due diligence.
- Assist Commercial team with assimilating, filing, and distributing financial and collateral documentation to appropriate internal departments as needed once loans are closed.
- Organize and maintain customer files to assist Relationship Banker/Manager's ability to manage portfolios.
- Maintain current and ongoing knowledge of bank products and services; assist Relationship Banker/Manager with daily customer servicing.
- Provide ongoing support to commercial/business relationship managers for collateral and financial statement tracking and exception management.
- Prepare a mock loan presentation to demonstrate understanding of bank lending processes by incorporating financial data and risk assessments based on commercial lending guidelines.
- Attend locally scheduled ribbon cuttings, ground breakings, business meetings w/lender to meet and have an appreciation for the local communities we serve.
- Participate in weekly meetings and educational sessions, both in person and via Zoom, covering topics such as credit analysis, leadership, communication skills, and the operations of various bank departments to support professional growth and industry knowledge.
Intern Qualifications/Skills:
- Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint)
- Strong written and verbal communication skills
- Effective interpersonal skills
- Proficient in time management, multitasking and prioritizing projects
- General understanding of the banking industry
- Able to work independently or with a team
- Must have at minimum cumulative 3.0 GPA
Preferred Major: Business Administration - Finance - Accounting.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position operates in a professional banking environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions.
This role operates in a dynamic, relationship-driven environment focused on providing exceptional financial solutions and service to our clients. Work is typically performed in a corporate office or banking center setting with a moderate noise level and a dynamic, collaborative, and inclusive workplace where innovation thrives. Frequent direct contact with clients and team members. This role typically requires travel.
Our Hiring Process
The following pre-employment screenings will be completed after a conditional offer of employment has been accepted:
- Criminal Background check
- Credit check
- Fingerprint check
- Drug Screen
- OFAC check
- Reference check
- Employment verification
- Education verification
Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights
Commercial Lending Specialist Jobs by Experience Level
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Find JobsCommercial Lending Specialist Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in commercial lending specialist jobs.
- Bachelor's degree in finance, accounting, business, or a related field
- Experience analyzing business financial statements and tax returns for creditworthiness
- Proficiency with commercial loan origination and spreading software
- Knowledge of regulatory requirements including BSA, AML, and fair lending standards
- Familiarity with SBA loan programs, particularly 7(a) and 504 structures
- Strong written communication skills for drafting credit memos and approval packages
Tips for Your Commercial Lending Specialist Job Search
Tailor your resume to loan types
Hiring managers scan for the specific loan products you've worked with, whether SBA 7(a), commercial real estate, or lines of credit. Name each product category explicitly rather than using generic terms like 'business loans,' so your experience maps directly to the opening.
Highlight credit analysis software you know
Many postings screen for familiarity with specific spreading and underwriting platforms. If you've used Moody's CreditLens, Sageworks, or a core banking system like Jack Henry, name them in your resume's skills section so you clear automated screening.
Apply early to roles that fit
Migrate Mate lists commercial lending specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings by institution size and charter
Your day-to-day responsibilities differ sharply between a $500 million community bank and a large regional institution. Filter your search by institution type, since the lending authority, portfolio complexity, and regulatory environment each require different experience to highlight.
Prepare a loan walk-through for interviews
Interviewers frequently ask you to walk through a deal you underwrote from submission to close. Have one deal ready, covering your credit memo, the key risk factors you identified, how you structured the approval, and what you'd do differently, all in under five minutes.
Negotiate on title and lending authority
Base compensation matters, but your lending authority ceiling and official title affect your career trajectory at that institution. Before accepting, ask what dollar threshold you can approve independently and whether the role is classified as officer-level, since both affect your next move.
Commercial Lending Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most commercial lending specialists?
JPMorganChase, Farmers National Bank, and PNC Financial Services are hiring the most commercial lending specialists right now, with openings concentrated in New York, California, and Ohio, based on current listings on Migrate Mate as of November 2026. Regional and community banks consistently account for a large share of active postings alongside larger financial institutions.
How many commercial lending specialist jobs are remote?
About 41% of commercial lending specialist openings are fully remote or hybrid as of November 2026, with remote arrangements more common in portfolio monitoring, credit analysis, and loan review roles than in relationship-heavy origination positions that require in-person client meetings.
How do you become a commercial lending specialist?
Start with a bachelor's degree in finance, accounting, or business, then gain exposure to financial statement analysis through credit analyst or banking operations roles. Build underwriting skills by working on progressively complex loan files, pursue familiarity with regulatory frameworks like BSA and fair lending, and develop client relationship skills alongside your technical credit judgment.
Can you get hired as a commercial lending specialist with little experience?
Yes, some community banks and credit unions hire candidates with strong financial analysis coursework and internship experience into junior credit analyst roles that feed directly into specialist positions. Demonstrating that you can read and spread a business tax return, understand debt service coverage ratios, and communicate credit risk clearly will carry more weight than years of experience at the entry level.
What does the commercial lending specialist interview process look like?
Most processes include an initial phone screen with HR, followed by a technical interview where you walk through a sample credit memo or answer questions about financial statement analysis and loan structuring. A final round typically involves a panel with a credit officer or branch manager, and some employers ask candidates to complete a written credit analysis exercise as part of the evaluation.
Where can I find and apply to commercial lending specialist jobs?
You can find and apply to commercial lending specialist jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and location, then apply directly to each listing from the page.
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