Personal Financial Representative Jobs
Personal financial representative jobs are open across banking, insurance, credit unions, and wealth management firms, from entry-level to senior advisor roles, with specializations in retirement planning, life insurance sales, and investment advisory. See the openings below and apply to the ones that match your experience.
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Showing 5 of 12+ Personal Financial Representative jobs
Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collectiv.e compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
The Personal Financial Services Representative (PFR) is an entry level position, which assists members by establishing new member relationships, opening consumer deposit accounts, account maintenance, taking credit applications, reviewing credit reports, working through loan documentation, closing loans, and serving as a Notary Public. Additionally, the PFR can fluidly transition between tasks assisting members, and supporting the branch as an MSA and Sr. MSA. The PFR is excellent at deepening member relationships by referring, following up, and contacting members through phone calls and other communication methods.
What You Will Be Doing:
- Provide exceptional member service to all whom we serve.
- Solve problems, take ownership of member concerns, provide prompt resolutions, and follows up as appropriate. Escalates more complex and sensitive member concerns to senior team members and leadership.
- Have a core understanding of financial literacy, products, and services and be able to fluidly converse with members. Demonstrate an up-to-date and comprehensive knowledge of all credit union products, services, policies, and procedures.
- Offer appropriate products and/or services to deepen member relationships and refer to other team members as appropriate.
- Make outbound calls to members for the purpose of establishing, growing, and nurturing member relationships.
- Ensure branch equipment is always working properly and escalates non-repairable issues to leadership.
- Assist non-members with establishing membership.
- Accurately take consumer lending applications.
- Review credit reports for concerns and obtains approvals and submit loan documentation.
- Close loans and effectively communicates with members regarding the next steps.
- Discusses IRAs and HSAs with members and non-members and meets predetermined goals.
- Process international and domestic requests.
- Acts as a Notary Public and performs notarial services in accordance with state regulations and credit union policies.
- Observe and monitor cash activity to ensure the branch and team members are following established cash limits.
- Opens consumer deposit accounts and performs consumer account maintenance.
- Places cash and supply orders, balances vault cash, and maintains ATMs.
- Review and process overrides/approvals within authority while minimizing risk.
- Mentor and help train new Member Service Associates (MSAs)
- Assist leadership with branch certifications, cash drawer audits, cash drawer overages, and OFAC reports.
- Fluidly transition between tasks as an MSA or Sr. MSA.
- Perform transactions and service requests on member accounts in an accurate and timely manner.
- Accurately follow all cash handling procedures and balance your cash drawer at the end of every day.
- Issue, record, and file monetary instruments and reports in accordance with the Bank Secrecy Act.
- Assist members with Digital Banking enrollment, navigation, resets, and maintenance.
- Assist members with complex and sensitive fraud disputes.
About You:
- Professional written and verbal communication.
- Make sound decisions that minimizes risk in a timely manner.
- Ability to ask open-end and clarifying questions to understand member needs and deepen relationships.
- Display professional interpersonal skills to relate effectively to members, the public, colleagues, and all levels of leadership.
- Respect and support all areas of diversity in the workplace and our membership.
- Complete assigned training programs in timely and accurate manner
- Participate in and support a team environment.
- Perform their jobs to a reasonable, acceptable standard, which includes attentiveness to detail, timeliness, and quality of work.
- Exercises the utmost discretion and sensitivity when assisting with member transactions.
What You Will Need:
- High School Degree (or equivalent) required.
- Sales/relationship building experience required.
- Cash handling experience preferred.
- At least one (1) year of customer service experience preferred.
- Demonstrate and support credit union values and service standards.
- Notary Public.
- Attend and engage in community events on behalf of the credit union.
- Maintain confidentiality, control risk, and manage operations in accordance with company policies, procedures, and regulatory requirements.
- Demonstrate a high level of personal integrity and ethics.
- Report for work on time and maintain a schedule of regular attendance.
- Some travel may be required.
- Proficient with varying levels of technology.
Our Team Member Value Proposition:
In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:
- Competitive Pay
- Medical, Dental, Vision, and Life Insurance
- 20 days/year accrual of Paid Time Off – Plus 10 Paid Holidays!
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
Full Salary Range:
- While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"
Get wise to what’s possible with a career at Gesa. Join us!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.
Selected candidate(s) must be able to pass a pre-employment credit/background check.
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Equal Employment Opportunity (gesa.com)
Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collectiv.e compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
The Personal Financial Services Representative (PFR) is an entry level position, which assists members by establishing new member relationships, opening consumer deposit accounts, account maintenance, taking credit applications, reviewing credit reports, working through loan documentation, closing loans, and serving as a Notary Public. Additionally, the PFR can fluidly transition between tasks assisting members, and supporting the branch as an MSA and Sr. MSA. The PFR is excellent at deepening member relationships by referring, following up, and contacting members through phone calls and other communication methods.
What You Will Be Doing:
- Provide exceptional member service to all whom we serve.
- Solve problems, take ownership of member concerns, provide prompt resolutions, and follows up as appropriate. Escalates more complex and sensitive member concerns to senior team members and leadership.
- Have a core understanding of financial literacy, products, and services and be able to fluidly converse with members. Demonstrate an up-to-date and comprehensive knowledge of all credit union products, services, policies, and procedures.
- Offer appropriate products and/or services to deepen member relationships and refer to other team members as appropriate.
- Make outbound calls to members for the purpose of establishing, growing, and nurturing member relationships.
- Ensure branch equipment is always working properly and escalates non-repairable issues to leadership.
- Assist non-members with establishing membership.
- Accurately take consumer lending applications.
- Review credit reports for concerns and obtains approvals and submit loan documentation.
- Close loans and effectively communicates with members regarding the next steps.
- Discusses IRAs and HSAs with members and non-members and meets predetermined goals.
- Process international and domestic requests.
- Acts as a Notary Public and performs notarial services in accordance with state regulations and credit union policies.
- Observe and monitor cash activity to ensure the branch and team members are following established cash limits.
- Opens consumer deposit accounts and performs consumer account maintenance.
- Places cash and supply orders, balances vault cash, and maintains ATMs.
- Review and process overrides/approvals within authority while minimizing risk.
- Mentor and help train new Member Service Associates (MSAs)
- Assist leadership with branch certifications, cash drawer audits, cash drawer overages, and OFAC reports.
- Fluidly transition between tasks as an MSA or Sr. MSA.
- Perform transactions and service requests on member accounts in an accurate and timely manner.
- Accurately follow all cash handling procedures and balance your cash drawer at the end of every day.
- Issue, record, and file monetary instruments and reports in accordance with the Bank Secrecy Act.
- Assist members with Digital Banking enrollment, navigation, resets, and maintenance.
- Assist members with complex and sensitive fraud disputes.
About You:
- Professional written and verbal communication.
- Make sound decisions that minimizes risk in a timely manner.
- Ability to ask open-end and clarifying questions to understand member needs and deepen relationships.
- Display professional interpersonal skills to relate effectively to members, the public, colleagues, and all levels of leadership.
- Respect and support all areas of diversity in the workplace and our membership.
- Complete assigned training programs in timely and accurate manner
- Participate in and support a team environment.
- Perform their jobs to a reasonable, acceptable standard, which includes attentiveness to detail, timeliness, and quality of work.
- Exercises the utmost discretion and sensitivity when assisting with member transactions.
What You Will Need:
- High School Degree (or equivalent) required.
- Sales/relationship building experience required.
- Cash handling experience preferred.
- At least one (1) year of customer service experience preferred.
- Demonstrate and support credit union values and service standards.
- Notary Public.
- Attend and engage in community events on behalf of the credit union.
- Maintain confidentiality, control risk, and manage operations in accordance with company policies, procedures, and regulatory requirements.
- Demonstrate a high level of personal integrity and ethics.
- Report for work on time and maintain a schedule of regular attendance.
- Some travel may be required.
- Proficient with varying levels of technology.
Our Team Member Value Proposition:
In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:
- Competitive Pay
- Medical, Dental, Vision, and Life Insurance
- 20 days/year accrual of Paid Time Off – Plus 10 Paid Holidays!
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
Full Salary Range:
- While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"
Get wise to what’s possible with a career at Gesa. Join us!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.
Selected candidate(s) must be able to pass a pre-employment credit/background check.
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Equal Employment Opportunity (gesa.com)
Personal Financial Representative Jobs by Experience Level
See All 12 Personal Financial Representative Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsPersonal Financial Representative Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in personal financial representative jobs.
- Active Series 6 or Series 63 license, or willingness to obtain within 90 days
- State-issued life and health insurance license or eligibility to obtain upon hire
- One to three years of financial services, insurance, or direct sales experience
- Demonstrated ability to build and manage a client pipeline through referrals and outreach
- Proficiency with CRM software for tracking prospects, appointments, and policy status
- Bachelor's degree in finance, business, economics, or a related field preferred
Tips for Your Personal Financial Representative Job Search
Lead your resume with licensure status
Hiring managers for personal financial representative roles scan for Series 6, Series 63, or state insurance license status before reading anything else. List your active licenses and their issuing state at the top, not buried in a credentials section.
Quantify client book and retention outcomes
Generic phrases like 'managed client relationships' won't stand out. Replace them with concrete outcomes: how many households you served, your policy renewal rate, or the assets under advisement you grew year over year.
Target openings by distribution channel
Personal financial representative roles differ significantly depending on whether the employer sells through captive agents, independent brokers, or bank branches. Filter your search by channel type so you're applying to environments that match how you actually sell.
Apply early to roles that fit
Migrate Mate lists personal financial representative openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prep for a production or activity-based interview
Many employers ask you to walk through a mock client needs analysis or describe your prospecting process in detail. Practice explaining how you identify a client's financial gap, recommend a product, and handle a price objection before your first interview.
Negotiate your base-to-commission split early
Compensation structures for personal financial representative roles vary widely between companies and even between offices. Ask about the draw period, the ramp timeline, and whether the base decreases after year one before you sign an offer.
Personal Financial Representative Jobs: Frequently Asked Questions
Which companies are hiring the most personal financial representatives?
Suffolk Credit Union, Gesa Credit Union, and CapEd Credit Union are hiring the most personal financial representatives right now, with openings concentrated in Washington, New York, and Idaho, based on current listings on Migrate Mate as of November 2026. Volume tends to be highest at large insurers and regional banks expanding their retail advisory practices.
How do you become a personal financial representative?
Start by earning your state life and health insurance license, which requires completing a pre-licensing course and passing a state exam. Many employers also require or sponsor the Series 6 and Series 63 securities licenses for roles that involve investment products. From there, most candidates enter through a training program at a bank, credit union, or insurance carrier before building an independent client book.
Can you get hired as a personal financial representative with no experience?
Yes, many carriers and banks hire unlicensed candidates into training programs specifically designed for career changers. The strongest entry points are roles that prioritize coachability and customer-facing experience over prior financial sales. Retail banking, insurance customer service, and any role with a consistent sales component are commonly accepted substitutes for direct advisory experience during the interview process.
What does the personal financial representative interview process look like?
Most processes run three to four stages: an initial screening call focused on your sales background and licensing status, a structured behavioral interview with a branch manager or district leader, and a final-round meeting that often includes a mock client consultation or needs-analysis exercise. Some employers add a personality or sales-aptitude assessment between the first and second rounds before extending an offer.
Where can I find and apply to personal financial representative jobs?
You can find and apply to personal financial representative jobs on Migrate Mate, which lists current openings from employers across the United States. Search for roles that match your licensing status, experience level, and preferred distribution channel, then apply directly to each listing that fits.
See All 12 Personal Financial Representative Jobs
Find roles that match your experience and apply in just a few clicks.
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