Senior Level Personal Financial Representative Jobs
Senior level personal financial representative jobs place experienced professionals in charge of portfolio strategy, complex client relationships, and the advisory teams or initiatives that deliver results. Openings are concentrated in Insurance, Technology & Software, and Staffing & Recruiting, with a mix of on-site, hybrid, and remote positions available, and employers like HP, YMCA, and Jobot hiring at this level now.
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Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.
- Conducts risk-based quality assurance reviews of Personal Lines underwriting transactions, accounts, and targeted business activities to evaluate underwriting quality, adherence to company standards, regulatory requirements, and established underwriting procedures.
- Participates in the development and execution of the Quality Assurance Plan by identifying and prioritizing reviews based on emerging trends, quality concerns, business priorities, regulatory risks, and other areas requiring enhanced oversight.
- Aggregates, analyzes, and interprets review results to identify recurring issues, emerging trends, operational gaps, control weaknesses, and opportunities to improve underwriting quality and business outcomes.
- Performs root cause analysis to determine underlying drivers of quality concerns and collaboartes with appropriate stakeholders to develop actionable recommendations to address systemic issues and strengthen underwriting effectiveness.
- Prepares and delivers quality assurance reports, dashboards, summaries, presentations, and other management reporting that communicate review results, trends, key findings, and improvement opportunities to underwriting leadership and business partners.
- Partners with Underwriting, Line of Business, Product, Compliance, and other stakeholders to investigate suspected issues, validate findings, and support the development, implementation, and monitoring of corrective actions and process improvements.
- Provides clear, timely, and effective communication regarding review results, recommendations, improvement initiatives, and progress toward resolution of identified issues.
- May serve as a subject matter expert regarding underwriting guidelines, eligibility requirements, rating, coverage, regulatory requirements, workflows, and system functionality to provide consultation and support related to training opportunities, coaching needs, job aid development, and quality improvement initiatives.
- Participates in the development, maintenance, and enhancement of quality assurance methodologies, review criteria, evaluation frameworks, reporting standards, and calibration processes to promote consistent, objective, and risk-based evaluation of underwriting quality.
- Participates in governance, calibration, and continuous improvement activities designed to promote consistency, accuracy, transparency, and adherence to underwriting standards and quality expectations.
Understanding of Personal Lines insurance regulatory requirements.- Exceptional written and verbal communication skills, including collaboration, ability to influence and presentation abilities.
- Strong problem solving and problem analysis skills.
- Meticulous attention to detail.
Education and Experience
- College degree in risk management, business, finance, or a related field preferred.
- Strong underwriting technical skills; 7+years of personal lines underwriting experience.
- Prior training experience preferred.
- Compliance analysis experience preferred.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
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Top Industries Hiring
- Insurance
- Technology & Software
- Staffing & Recruiting
Senior Level Personal Financial Representative Jobs: Frequently Asked Questions
How do I get a senior level personal financial representative job?
Employers at this level look for demonstrated ownership of large books of business, a history of retaining and growing high-value client relationships, and the ability to mentor junior representatives. Candidates who can show measurable outcomes, such as portfolio growth or client retention rates, stand out. Holding advanced credentials like CFP or ChFC and experience with complex financial planning scenarios gives applicants a clear edge.
Which companies hire senior level personal financial representatives?
Companies hiring senior level personal financial representatives right now include HP, YMCA, and Jobot, based on current listings on Migrate Mate as of November 2026. Hiring at this level tends to come from regional and national financial services firms, insurance carriers, wealth management companies, and large credit unions that need experienced advisors to manage substantial client portfolios.
Are there remote senior level personal financial representative jobs?
Yes, though many positions at this level still involve in-person client work. About 40% of senior level personal financial representative openings are remote or hybrid as of November 2026, reflecting employer flexibility for professionals with an established client base and a proven ability to manage relationships independently.
What makes a personal financial representative role senior level?
Senior level roles are defined by scope and accountability rather than task execution. Professionals at this stage own the full client relationship lifecycle, handle complex multi-product planning for high-net-worth clients, set strategy for their book of business, and often mentor or guide less experienced representatives. Decisions carry greater financial consequence, and performance expectations reflect that broader ownership.
Which industries hire the most senior level personal financial representatives?
Senior Level personal financial representative roles concentrate in Insurance, Technology & Software, and Staffing & Recruiting, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they serve clients with sophisticated financial needs, requiring advisors who can handle wealth management, insurance planning, and retirement strategy with minimal oversight.