Financial Planning Consultant Jobs
Financial Planning Consultant jobs are open across wealth management, insurance, banking, and corporate finance, from entry-level associate to senior and director roles, with specializations in retirement planning, investment advisory, and tax strategy. See the openings below and apply to the ones that match your experience.
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Job Description Summary
Job Description
Job Summary
Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on- going education.
Essential Duties and Responsibilities
- Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis.
- Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives.
- Researches and provides recommendations related to risk management concerns, including
insurance.
- Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals.
- Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design.
- Performs detailed document reviews; analyzes client information and situations across the
financial planning spectrum to develop plan.
- Researches information as necessary on a case-by-case basis and writes customized financial
plan observations and recommendations for each client case.
- Prepares files for meetings with existing and new clients.
- Prepares, coordinates and follows through on any needed communication with new or existing
Clients.
- Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture.
- Responds to client questions by telephone, email and occasional personal visits.
- Educates client on the functions of various securities markets and the principal factors that affect them.
- Provides guidance on estate planning options and techniques.
- Responds to and directs education funding questions including 529 savings plans.
- Assists with guidance on small business planning.
- Conducts research as needed related to assigned client cases, including but not limited to basic
income tax questions and other legal issues requesting guidance when appropriate.
- May participate in client presentations.
- May open, transfer, and close customer accounts and maintain appropriate account records.
- May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on
completion of transactions.
- Ensures firm and regulatory policies are followed within compliance standards.
- Perform other duties and responsibilities as assigned.
Education/Previous Experience
- Bachelor’s Degree (B.A.) in related field with a minimum of two (2) years of experience in the
financial, retirement and estate planning field or in marketing these services.
- OR ~
- Any equivalent combination of experience, education, and/or training as approved by Human
Resources.
Licenses/Certifications
- SIE required provided that an exemption or grandfathering cannot be applied.
- Series 7.
- Series 63, 65 and/or 66 as required by state.
- Registered Paraplanner designation or the ability to obtain within two (2) to five (5) years of hire.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance, High School (HS) - Completed (Required)Work Experience
General Experience - 13 months to 3 yearsCertifications
s63 - Uniform Securities Agent State Law Examination - Financial Industry Regulatory Authority (FINRA), s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)Travel
Less than 25%Workstyle
ResidentThe total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same
- Work with and through others to achieve desired outcomes
- Make prompt, pragmatic choices and act with the client in mind
- Take ownership and hold themselves and others accountable for delivering results that matter
- Contribute to the continuous evolution of the firm
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
#LI-AC1Job Description Summary
Job Description
Job Summary
Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on- going education.
Essential Duties and Responsibilities
- Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis.
- Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives.
- Researches and provides recommendations related to risk management concerns, including
insurance.
- Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals.
- Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design.
- Performs detailed document reviews; analyzes client information and situations across the
financial planning spectrum to develop plan.
- Researches information as necessary on a case-by-case basis and writes customized financial
plan observations and recommendations for each client case.
- Prepares files for meetings with existing and new clients.
- Prepares, coordinates and follows through on any needed communication with new or existing
Clients.
- Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture.
- Responds to client questions by telephone, email and occasional personal visits.
- Educates client on the functions of various securities markets and the principal factors that affect them.
- Provides guidance on estate planning options and techniques.
- Responds to and directs education funding questions including 529 savings plans.
- Assists with guidance on small business planning.
- Conducts research as needed related to assigned client cases, including but not limited to basic
income tax questions and other legal issues requesting guidance when appropriate.
- May participate in client presentations.
- May open, transfer, and close customer accounts and maintain appropriate account records.
- May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on
completion of transactions.
- Ensures firm and regulatory policies are followed within compliance standards.
- Perform other duties and responsibilities as assigned.
Education/Previous Experience
- Bachelor’s Degree (B.A.) in related field with a minimum of two (2) years of experience in the
financial, retirement and estate planning field or in marketing these services.
- OR ~
- Any equivalent combination of experience, education, and/or training as approved by Human
Resources.
Licenses/Certifications
- SIE required provided that an exemption or grandfathering cannot be applied.
- Series 7.
- Series 63, 65 and/or 66 as required by state.
- Registered Paraplanner designation or the ability to obtain within two (2) to five (5) years of hire.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance, High School (HS) - Completed (Required)Work Experience
General Experience - 13 months to 3 yearsCertifications
s63 - Uniform Securities Agent State Law Examination - Financial Industry Regulatory Authority (FINRA), s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)Travel
Less than 25%Workstyle
ResidentThe total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same
- Work with and through others to achieve desired outcomes
- Make prompt, pragmatic choices and act with the client in mind
- Take ownership and hold themselves and others accountable for delivering results that matter
- Contribute to the continuous evolution of the firm
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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Find JobsFinancial Planning Consultant Job Market
Who's Hiring
Top Industries Hiring
- Accounting & Auditing
What Employers Look For
The qualifications that appear most often in financial planning consultant jobs.
- CFP designation or active progress toward certification strongly preferred
- Series 65 or Series 7 license required for investment advisory roles
- 2-5 years of experience in financial planning, wealth management, or insurance
- Proficiency in financial planning software such as eMoney, MoneyGuidePro, or NaviPlan
- Bachelor's degree in finance, economics, accounting, or a related field
- Demonstrated ability to build and retain a book of client relationships
Tips for Your Financial Planning Consultant Job Search
Lead your resume with quantified outcomes
Financial planning consultant roles attract candidates who can show client portfolio growth, assets under management, or retention rates. Replace vague responsibilities with specific results, like how many client relationships you managed or how you improved a household's savings rate.
Highlight licenses on the first screen
Hiring managers for financial planning roles scan immediately for CFP, Series 65, Series 7, or state insurance licenses. Put your active licenses in a dedicated section near the top of your resume so they're visible before a recruiter reads your work history.
Target openings by client segment, not just title
Financial planning consultant postings are split across mass-affluent, high-net-worth, and institutional client segments. Each segment values different skills, so search by those terms alongside the job title to find roles where your specific advisory experience is a direct match.
Apply early to roles that fit
Migrate Mate lists financial planning consultant openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a sample financial plan for interviews
Many firms use a case study round where you build or critique a client's financial plan live or as a take-home. Practice presenting a complete plan with a tax strategy, insurance review, and investment allocation so you can walk through your reasoning clearly under time pressure.
Negotiate your payout structure, not just base salary
Compensation for financial planning consultants often includes a base, a trailing commission, and a grid payout tied to AUM or new business. Before accepting an offer, ask for a written breakdown of how the payout grid works at different production levels so you can compare offers accurately.
Financial Planning Consultant Jobs: Frequently Asked Questions
Which companies are hiring the most financial planning consultants?
The most active employers for financial planning consultants right now are EY, Fidelity Investments, and Huron Consulting, and the most openings are in Illinois, Texas, and California, based on current listings on Migrate Mate as of November 2026. Demand is especially strong at independent registered investment advisors and large wirehouse firms adding planning capacity.
How many financial planning consultant jobs are remote?
About 100% of financial planning consultant openings are fully remote or hybrid as of November 2026, with availability varying by firm type and client segment. Financial planning roles focused on digital or mass-affluent clients tend to offer more remote flexibility, while high-net-worth and institutional positions more often require in-person client meetings.
How do you become a financial planning consultant?
Start by earning a bachelor's degree in finance, accounting, economics, or a related field, then obtain a relevant license such as a Series 65 or state insurance license depending on the services you'll provide. Most practitioners pursue the CFP designation, which requires completing an approved education program, passing a comprehensive exam, and accumulating qualifying work experience before certification.
Can I get hired as a financial planning consultant with little experience?
Yes, many firms hire entry-level financial planning consultants through associate or trainee programs, particularly at insurance companies and large broker-dealers that provide in-house licensing and training. Candidates with a finance degree, strong client communication skills, and even a single active license like a state life insurance license are competitive for these programs without prior advisory experience.
What does the financial planning consultant interview process look like?
The process typically begins with a phone screen focused on your licensing status and client-facing background, followed by one or two interviews covering how you approach a client's financial situation and handle objections. Many firms include a case study where you present a sample financial plan or respond to a client scenario, and final rounds often involve meeting a branch manager or senior advisor.
Where can I find and apply to financial planning consultant jobs?
You can find and apply to financial planning consultant jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your licensing, experience level, and preferred client segment, then apply directly to each listing that fits.
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